ATLANTIC MONEY
The computed 12-month bankruptcy probability of ATLANTIC MONEY is 0.1% (very low). The 2024 annual accounts show equity of €906k and a net result of €-700k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 46 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €906k |
| Net result | €-700k |
| Staff (FTE) | 1 |
| Better than sector | 91% |
Mixed profile: strong on solvency, weaker on profitability.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 85.6% | 5.7% | |
| Net result | €-700k | €129k | |
| Equity | €906k | €73k | |
| Gross operating margin | €-486k | €927k | |
| Staff costs | €60k | €636k |
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €-547k |
| Net profit | €-700k |
| Cash flow | €-588k |
| Staff costs | €60k |
| Income taxes | €-6k |
| Dividends | — |
| Total assets | €1.06M |
| Equity | €906k |
| Debt | €153k |
| of which ≤ 1y | €84k |
| of which > 1y | — |
| Working capital | €537k |
| Employees (FTE) | 1.0 |
| 2024 | |
|---|---|
| Current ratio | 7.38 |
| Quick ratio | 7.38 |
| Working capital ratio | 50.7% |
| Solvency | 85.6% |
| Debt / equity | 0.17 |
| Long-term debt ratio | — |
| Interest coverage | -11.72 |
| Gross margin | — |
| Net margin | — |
| ROA | -66.1% |
| ROE | -77.2% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €1.06M |
| Fixed assets | 21/28 | €438k |
| Intangible fixed assets | 21 | €438k |
| Current assets | 29/58 | €621k |
| Amounts receivable within one year | 40/41 | €138k |
| Cash & bank | 54/58 | €405k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.06M |
| Equity | 10/15 | €906k |
| Contributions / capital | 10/11 | €2.63M |
| Accumulated profits (losses) | 14 | €-1.73M |
| Amounts payable | 17/49 | €153k |
| Amounts payable within one year | 42/48 | €84k |
| Trade debts payable within one year | 44 | €35k |
| Income statement | ||
| Gross operating margin | 9900 | €-486k |
| Operating result | 9901 | €-659k |
| Financial income | 75 | €17 |
| Financial charges | 65 | €47k |
| Result before taxes | 9903 | €-706k |
| Income taxes | 67/77 | €-6k |
| Net result for the period | 9904 | €-700k |
| Result to be appropriated | 9905 | €-700k |
-
Current15-12-2025 → present
-
Current28-02-2025 → present
-
Current28-02-2025 → present
-
Current28-02-2025 → present
-
Current01-12-2022 → present
2 events
- 15-12-2025 Appointed· Director
- 01-12-2022 Appointed· Director
-
Current01-12-2022 → present
-
Current01-12-2022 → present
Former directors (1)
-
Former01-12-2022 → 04-01-2024
2 events
- 04-01-2024 Resigned· Director
- 01-12-2022 Appointed· Director
| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Mazars Bedrijfsrevisoren BV o.v.v. CVBACurrent Statutory auditor · represented by Nele Van Laethem |
— | 26-05-2023 → present |
| NACE primary | 66199 |
| Legal form | Public limited company(014) |
| Incorporation | 16-03-2022 |
| Status | Active |
| Postal code | 1831 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0091/00Z003 | Flanders | 8,805 m² | 1 · 1,328 m² | 26.1 m · 7 fl. |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
02-06-2026 Publication in the Belgian Official Gazette — Miscellaneous
Technical details
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}02-06-2026 Articles of association amended — translation of the articles, coordination of the articles and amendment of specific articles
Technical details
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}03-04-2026 Registered office moved within Machelen
- De Kleetlaan 4, 1831 Diegem → De Kleetlaan 5BC, 1831 Machelen (Diegem)
Technical details
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}03-04-2026 3 directors appointed, 1 resigning
- BAID Neeraj — Uitvoerend bestuurder
- BELKNAP Cathlene — Niet uitvoerend bestuurder
- Anthony VERHELPEN — Bijzondere lasthebber
- BAID Neeraj — Niet uitvoerende bestuurder
Technical details
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"evidence_quote": "De gewone algemene vergadering ter goedkeuring van de jaarrekening betreffende het boekjaar 2024 zal zich uitspreken over de kwijting van de ontslagen bestuurders.",
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}03-04-2026 2 directors appointed
- BAID Neeraj — Bestuurder
- BELKNAP Cathlene — Bestuurder
Technical details
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}03-04-2026 Registered office moved within Machelen (Diegem)
- De Kleetlaan 4, 1831 Machelen (Diegem) → De Kleetlaan 5, 1831 Machelen (Diegem)
Technical details
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}11-03-2025 4 directors appointed, 2 resigning
- VERHELPEN Anthony — Uitvoerend bestuurder
- MONCARZ Laetitia Eve Claire Alice — Niet uitvoerend bestuurder
- BARDA SARTENA Dor — Niet uitvoerend bestuurder
- GROSSMANN-KAVANAGH Patrick Ryan — Bestuurder
- MARSHALL Emily Rose — Bestuurder
- MCWHIR Calum David — Bestuurder
Technical details
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},
{
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"evidence_quote": "De aandeelhouder bevestigt voorts dat de gewone algemene vergadering ter goedkeuring van de jaarrekening over het boekjaar 2023 kwijting heeft verleend aan de ontslagen bestuurder.",
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}
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}
],
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}11-03-2025 3 directors appointed, 1 resigning
- VERHELPEN Anthony — Bestuurder
- MONCARZ Laetitia Eve Claire Alice — Bestuurder
- BARDA SARTENA Dor — Bestuurder
- GROSSMANN-KAVANAGH Patrick Ryan — Bestuurder
Technical details
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},
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},
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},
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}
}16-01-2025 Articles of association amended — translation of the articles, coordination of the articles and amendment of specific articles
Technical details
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"new_text": "Artikel 5. Kapitaal\nHet kapitaal bedraagt twee miljoen zeshonderddrie\u00EBndertigduizend euro (\u20AC 2.633.000,00). Het wordt\nvertegenwoordigd door tweeduizend zeshonderddrie\u00EBndertig (2.633) aandelen met stemrecht,\nzonder aanduiding van de nominale waarde, welke elk een gelijke fractie van het gemeenschappelijk\nvermogen van de vennootschap vertegenwoordigen.",
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}
]
},
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}16-01-2025 Capital increase of €235,000 to €2,633,000
- €2.398.000 → €2.633.000
Technical details
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"evidence_quote": "De algemene vergadering beslist om het kapitaal van de vennootschap te verhogen ten belope van tweehonderdvijfendertigduizend euro (\u20AC 235.000,00) om het kapitaal te brengen van twee miljoen driehonderd achtennegentigduizend euro (\u20AC 2.398.000,00) op twee miljoen zeshonderddrie\u00EBndertigduizend euro (\u20AC 2.633.000,00).",
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}
}16-01-2025 Articles of association amended
Technical details
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}
}16-01-2025 Capital increase of €235,000 to €2,633,000
- €2.398.000 → €2.633.000
- Inbreng in geld · Apport en numéraire
Technical details
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}
]
}30-09-2024 Articles of association amended
Technical details
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}
}30-09-2024 Articles of association amended — translation of the articles, coordination of the articles and amendment of specific articles
Technical details
{
"notary": {
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"firm_city": null,
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},
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},
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],
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{
"summary": "Artikel 5 is gewijzigd om het kapitaal te brengen van \u20AC 2.398.000,00, vertegenwoordigd door 2.398 aandelen met stemrecht.",
"new_text": "Artikel 5. Kapitaal\nHet kapitaal bedraagt twee miljoen driehonderdachtennegentigduizend euro (\u20AC 2.398.000,00). Het\nwordt vertegenwoordigd door tweeduizend driehonderdachtennegentig (2.398) aandelen met\nstemrecht, zonder aanduiding van de nominale waarde, welke elk een gelijke fractie van het\ngemeenschappelijk vermogen van de vennootschap vertegenwoordigen.",
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},
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"capital_before_eur": 2098000.0,
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{
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"label": "bestaande aandelen",
"rights_summary": "stemrecht",
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},
{
"count": 300,
"label": "nieuwe aandelen",
"rights_summary": "stemrecht",
"voting_per_share": 1.0
}
]
},
"coordinated_text_lineage": null
}30-09-2024 Publication in the Belgian Official Gazette — Miscellaneous
Technical details
{
"stage": "completed",
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"firm_city": null,
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},
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"pub_date": "2024-09-30",
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},
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},
"conversion": null,
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"report_waiver": {
"summary": "De algemene vergadering verzaakt aan de opmaak van de verslagen van de Raad van Bestuur en van de commissaris.",
"articles": [
"7:179 \u00A73"
]
},
"restructuring": {
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{
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"name": "ATLANTIC MONEY",
"role": "contributor",
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}
],
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"summary_narrative": "De algemene vergadering van de naamloze vennootschap ATLANTIC MONEY heeft een kapitaalverhoging van \u20AC300.000,00 beslist, waarbij 300 nieuwe aandelen voor \u20AC1.000,00 per aandeel zijn uitgegeven. Het kapitaal is hiermee verhoogd van \u20AC2.098.000,00 naar \u20AC2.398.000,00. Daarnaast is de verslagleggingsplicht van de Raad van Bestuur en commissaris opgeheven en zijn de statuten gewijzigd om deze beslissingen te regelen.",
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"should_reroute_to_category": null
}30-09-2024 Capital increase of €300,000 to €2,398,000
- €2.098.000 → €2.398.000
- Inbreng in geld · Apport en numéraire
Technical details
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},
{
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},
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}
],
"notary": {
"name": "Catherine GILLARDIN",
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},
"act_meta": {
"language": "nl",
"pub_date": "2024-09-30",
"filing_date": "2024-09-26",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2024-09-24",
"unanimous": null,
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},
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"kbo": "0783.476.423",
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},
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},
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"1 volmacht"
],
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{
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"voting_rights_per_share": 1.0
}
]
}30-09-2024 Capital increase of €300,000 to €2,398,000
- €2.098.000 → €2.398.000
Technical details
{
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{
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"evidence_quote": "De algemene vergadering beslist om het kapitaal van de vennootschap te verhogen ten belope van driehonderdduizend euro (\u20AC 300.000,00) om het kapitaal te brengen van twee miljoen achtennegentigduizend euro (\u20AC 2.098.000,00) op twee miljoen driehonderdachtennegentigduizend euro (\u20AC 2.398.000,00).",
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}
}01-12-2023 Capital increase of €250,000 to €2,098,000
- €1.848.000 → €2.098.000
- Inbreng in geld · Apport en numéraire
Technical details
{
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],
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}01-12-2023 Capital increase of €250,000 to €2,098,000
- €1.848.000 → €2.098.000
Technical details
{
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}26-05-2023 5 directors appointed
- BAID Neeraj — Bestuurder
- GROSSMANN-KAVANAGH Patrick Ryan — Bestuurder
- MARSHALL Emily Rose — Bestuurder
- MCWHIR Calum David — Bestuurder
- Nele Van Laethem — Commissaris
Technical details
{
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},
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},
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}26-05-2023 8 directors appointed, 4 resigning
- BAID Neeraj — Niet uitvoerend bestuurder
- GROSSMANN-KAVANAGH Patrick Ryan — Niet uitvoerend bestuurder
- MARSHALL Emily Rose — Niet uitvoerend bestuurder
- MCWHIR Calum David — Uitvoerend bestuurder
- Mazars Bedrijfsrevisoren BV — Commissaris
- Anthony VERHELPEN — Bijzondere lasthebber
- Peter WOUTERS — Bijzondere lasthebber
- Anthony Verhelpen — Bijzondere lasthebber
Technical details
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"compensated": true,
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"evidence_quote": "De commissaris wordt benoemd voor een (hernieuwbaar) mandaat van drie jaren.",
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"evidence_quote": "De gewone algemene vergadering ter goedkeuring van de jaarrekening betreffende het boekjaar 2022 zal zich uitspreken over de kwijting van de ontslagen bestuurders.",
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{
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"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De aandeelhouder besluit om de heer Anthony VERHELPEN aan te stellen als bijzondere lasthebber",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Brussel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-05-26",
"filing_date": "2023-05-16",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2022-12-22",
"unanimous": true
},
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-01-27",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0783.476.423",
"name_full": "Atlantic Money",
"legal_form": "NV"
},
"publication_proxy": {
"kind": "person",
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"person_name": "Anthony Verhelpen",
"org_rep_person_name": null,
"person_role_at_subject": "bijzondere lasthebber"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}10-05-2023 Capital increase of €300,000 to €1,848,000
- €1.548.000 → €1.848.000
- Inbreng in geld · Apport en numéraire
Technical details
{
"events": [
{
"kind": "capital_increase",
"after_eur": 1848000.0,
"delta_eur": 300000.0,
"before_eur": 1548000.0,
"share_emission": {
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"share_form": "no_nominal_value",
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"n_new_shares": 300,
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"issue_price_per_share_eur": 1000.0
},
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},
{
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},
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},
{
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},
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}
],
"notary": {
"name": "Catherine GILLARDIN",
"firm_city": null,
"firm_name": "ACTALYS, geassocieerde Notarissen",
"office_city": "Brussel",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2023-05-10",
"filing_date": "2023-05-02",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2023-03-28",
"unanimous": null,
"under_authorized_capital": true,
"underlying_resolution_date": null
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0783.476.423",
"name_full": "ATLANTIC MONEY",
"legal_form": "naamloze vennootschap",
"is_foreign_registered": false
},
"publication_proxy": {
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},
"co_filed_documents": [
"1 afschrift",
"1 Historiek en Co\u00F6rdinatie",
"1 volmacht"
],
"shareholders_after": [],
"share_classes_after": []
}10-05-2023 Capital increase of €300,000 to €1,848,000
- €1.548.000 → €1.848.000
Technical details
{
"events": [
{
"kind": "capital_increase",
"amount": 300000,
"currency": "EUR",
"after_eur": 1848000,
"delta_eur": 300000,
"before_eur": 1548000,
"amount_type": "kapitaal_effectief",
"effective_date": "2023-03-28",
"evidence_quote": "De algemene vergadering beslist om het kapitaal van de vennootschap te verhogen ten belope van driehonderdduizend euro (\u20AC 300.000,00) om het kapitaal te brengen van \u00E9\u00E9n miljoen vijfhonderd achtenveertig duizend euro (\u20AC1.548.000) op een miljoen achthonderd achtenveertigduizend euro (\u20AC $1.848.000,00).",
"contribution_type": "cash"
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0783.476.423",
"name_full": "ATLANTIC MONEY",
"legal_form": "NV"
}
}18-03-2022 Incorporation of a new NV
Technical details
{
"kind": "oprichting",
"seat": "1831 Diegem, De Kleetlaan 4",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": {
"kbo": "0782.884.525",
"name": "ATLANTIC MONEY INC."
},
"kind": "rechtspersoon",
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"share_class": "Stemrecht",
"partner_role": null,
"holder_org_kbo": "0782.884.525",
"holder_org_name": "ATLANTIC MONEY INC.",
"contribution_type": "cash",
"amount_paid_in_eur": 1548000,
"holder_person_name": null,
"is_subscriber_only": true,
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"is_anonymous_silent_partner": false
}
],
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"name_full": "ATLANTIC MONEY",
"legal_form": "NV"
},
"initial_directors": [],
"incorporation_date": "2022-03-11",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | ATLANTIC MONEY |
| Legal nameNL | DEEL PAYMENTS EUROPE |