Active BE 0805.347.448Private limited company

ATJ SURGERY

Rue de l'Hospice,Spy 10 ·5190 Jemeppe-sur-Sambre, Belgium· 2 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of ATJ SURGERY is 5.2% (elevated). The 2024 annual accounts show equity of €4k and a net result of €-18k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€4k
Net result	€-18k
Active	2 yrs
Locations	1

Financial profile 5 of 5 axes measured · computed by Checked

40 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 37

Profitability 0

Solvency 50

Growth 32

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

5.2% Elevated

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

37 / 100 Weak

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

EBITDA

€-14k

- 23-24

Net profit

€-18k

- 23-24

Cash flow

€-18k

- 23-24

Total assets

€13k

-58.0% 23-24

Equity

€4k

-83.5% 23-24

Working capital

€2k

-89.6% 23-24

Income taxes

€405

-91.6% 23-24

Debt

€9k

+13.0% 23-24

Show 8 other metrics

Debt ≤ 1y

€9k

+13.0% 23-24

Current ratio

1.23

-65.2% 23-24

Quick ratio

1.23

-65.2% 23-24

Solvency

29.0%

-60.6% 23-24

Debt / equity

2.45

+583.1% 23-24

ROE

-504.4%

- 23-24

ROA

-146.3%

- 23-24

Interest coverage

-3.36

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-14k
Net profit	€-18k
Cash flow	€-18k
Staff costs	-
Income taxes	€405
Dividends	-
Total assets	€13k
Equity	€4k
Debt	€9k
of which ≤ 1y	€9k
of which > 1y	-
Working capital	€2k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.23
Quick ratio	1.23
Working capital ratio	16.7%
Solvency	29.0%
Debt / equity	2.45
Long-term debt ratio	-
Interest coverage	-3.36
Gross margin	-
Net margin	-
ROA	-146.3%
ROE	-504.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2k · 12.3% Current assets €11k · 87.7%

Equity & liabilities

Equity €4k · 29.0% Debt €9k · 71.0%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€13k
Fixed assets	21/28	€2k
Tangible fixed assets	22/27	€2k
Current assets	29/58	€11k
Cash & bank	54/58	€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€13k
Equity	10/15	€4k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€646
Amounts payable	17/49	€9k
Amounts payable within one year	42/48	€9k
Trade debts payable within one year	44	€4k
Income statement
Gross operating margin	9900	€-12k
Operating result	9901	€-14k
Financial charges	65	€4k
Result before taxes	9903	€-18k
Income taxes	67/77	€405
Net result for the period	9904	€-18k
Result to be appropriated	9905	€-18k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	31-08-2023
Status	Active
Postal code	5190

Establishment units 1 location

Rue de l'Hospice,Spy 10, 5190 Jemeppe-sur-Sambre

Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied

since 20232.348.980.407

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92119C0355/00X000	Wallonia	856 m²	1 · 149 m²	11.1 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

25-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

28-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameFR

ATJ SURGERY

Registered office

Rue de l'Hospice,Spy 10 bus A

5190 Jemeppe-sur-Sambre, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.