Summary
Conclusion
the dossier summarised in one paragraphATINC has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €53k and a net result of €547. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 6723 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.2%
Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region
+Higher-failure-rate sector
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one series · 0 of 4 acts read2026
29-07-2026 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
29-07-2026 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
29-07-2026 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
06-02-2026 State Gazette act Director changes
v3.2
2025
20-01-2025 State Gazette act Director changes
v3.2
2022
31-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
12-01-2021 State Gazette act Capital & shares
v3.2
2020
31-08-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
26-05-2020 State Gazette act Director changes
v3.2
2019
19-07-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
18-08-2016 NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financials
Equity€53k+1.0%
Total assets€54k+1.1%
Net result€547
Working capital€53k+1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
Source: NBB · 2024Annual accounts filed on 29-07-2026 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 7 fiscal years (±0.2%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 99.3% | 20.4% | |
| Net result | €547 | €4k | |
| Equity | €53k | €16k | |
| Gross operating margin | €1k | €24k | |
| Total assets | €54k | €94k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P95
Stable position over 2020-2024
· n=1505-6723
P39
Stable position over 2020-2024
· n=1499-6704
P74
Stable position over 2020-2024
· n=1508-6738
P23
Stable position over 2020-2024
· n=1494-6682
Describes the position versus peers, not a forecast.
€547
-
18-24
€54k
+1.1%
18-24
€53k
+1.0%
18-24
€53k
+1.0%
18-24
€288
+65.9%
18-24
€397
+4.0%
18-24
€397
+4.0%
18-24
135.50
-2.8%
18-24
122.54
-2.3%
18-24
99.3%
0.0%
18-24
0.01
+2.9%
18-24
1.0%
-
18-24
1.0%
-
18-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €547 |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €54k |
| Equity | €53k |
| Debt | €397 |
| of which ≤ 1y | €397 |
| of which > 1y | - |
| Working capital | €53k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 135.50 |
| Quick ratio | 122.54 |
| Working capital ratio | 99.3% |
| Solvency | 99.3% |
| Debt / equity | 0.01 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 1.0% |
| ROE | 1.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €54k |
| Current assets | 29/58 | €54k |
| Stocks & contracts in progress | 3 | €5k |
| Amounts receivable within one year | 40/41 | €48k |
| Cash & bank | 54/58 | €205 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €54k |
| Equity | 10/15 | €53k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €4k |
| Accumulated profits (losses) | 14 | €29k |
| Amounts payable | 17/49 | €397 |
| Amounts payable within one year | 42/48 | €397 |
| Trade debts payable within one year | 44 | €397 |
| Income statement | ||
| Gross operating margin | 9900 | €1k |
| Operating result | 9901 | €701 |
| Financial charges | 65 | €153 |
| Result before taxes | 9903 | €547 |
| Net result for the period | 9904 | €547 |
| Result to be appropriated | 9905 | €547 |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Signals
Signals
Gazette, CBE, filings and accounts in one listStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 6723 peers (2024). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2026, 363 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
Long-established
Founded in 2003, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2026, 363 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 29-07-2026 | 363 d late | 2026-00353108 |
| 31-12-2023 | 31-07-2024 | 29-07-2026 | 728 d late | 2026-00353109 |
| 31-12-2022 | 31-07-2023 | 29-07-2026 | 1094 d late | 2026-00353107 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20397877 |
| 31-12-2020 | 31-07-2021 | 31-08-2021 | 31 d late | 2021-65400362 |
| 31-12-2019 | 31-07-2020 | 31-08-2020 | 31 d late | 2020-49800570 |
| 31-12-2018 | 31-07-2019 | 19-07-2019 | 12 d early | 2019-35100226 |
| 31-12-2017 | 31-07-2018 | 21-08-2018 | 21 d late | 2018-50000469 |
| 31-12-2016 | 31-07-2017 | 18-08-2017 | 18 d late | 2017-45300293 |
| 31-12-2015 | 31-07-2016 | 18-08-2016 | 18 d late | 2016-44900233 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Directors
Directors & mandates
5 directors4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Current01-01-2026 → present
Former directors (4)
-
Former21-11-2024 → 31-12-2025
2 events
- 31-12-2025 Resigned· Manager
- 21-11-2024 Appointed· Managing director
-
Former04-01-2021 → 21-11-2024
2 events
- 21-11-2024 Resigned· Managing director
- 04-01-2021 Appointed· Director
-
Former13-05-2020 → 04-01-2021
2 events
- 04-01-2021 Resigned· Director
- 13-05-2020 Appointed· Director
-
Former- → 13-05-2020
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationATINC SPRL
since 20032.134.167.571
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area122 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21908E0293/00C002 | Brussels | 122 m² | - | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 514 of the 6,500 companies in this sector. 399 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)52421
Primary activity highlighted.
Names & trade names
| Legal nameFR | ATINC |
Registered office
de Beughemstraat 27A
1030 Schaarbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.