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ATG CONSTRUCT

Active
Private limited companyfounded 2021active for 5 yearsLennikse Baan 1057A, 1070 Anderlecht, BelgiumKBO/BCE: BE 0775.984.261
Summary

ATG CONSTRUCT has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€30,366) and a net result of €6,768. Equity is shrinking by about 83% per year across the filed financial years. Its solvency ranks better than 5% of 34,747 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Other construction installation
NACE 43240
1 site
Size
≈ €95,000turnover 2025, estimated
Equity
-€30,366
Profit
€6,768
Turnover estimated from the gross margin
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
2025 accounts filed 2 days late1 deed in the Belgian Official Gazette
Why 55raises riskCapped at 59: negative equityFounded in 2021Negative equity -€30,366lowers riskLiquidity: current ratio 0.43, cash €1,799Size: total assets €6,705Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 43, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -452.9% of total assets
Liquidity 34+25
short-term debt 232.4% · cash 26.8%
Profitability 100+100
return on assets 100.9%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,658 companies, NACE 43, micro)
Last 24 months 11-2024: 2.2% 12-2024: 2.2%● unchanged vs 11-2024 01-2025: 2.3%▲ +0.1 percentage points vs 12-2024 02-2025: 2.8%▲ +0.5 percentage points vs 01-2025 03-2025: 3.1%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 2.6%▼ -0.5 percentage points vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025 07-2025: 2.1%▼ -0.5 percentage points vs 06-2025 08-2025: 2.1%● unchanged vs 07-2025 09-2025: 2.1%● unchanged vs 08-2025 10-2025: 2.0%▼ -0.1 percentage points vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.1%▲ +0.1 percentage points vs 11-2025 01-2026: 2.2%▲ +0.1 percentage points vs 12-2025 02-2026: 2.8%▲ +0.6 percentage points vs 01-2026 03-2026: 1.1%▼ -1.7 percentage points vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.43, compared with 0.35 in 2024, below 1; short-term debt: 232.4% and cash: 26.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 22% on liquidity, 92% on profitability and 66% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.43, cash €1,799
NBB · annual accounts
raises risk · Negative equity -€30,366
NBB · annual accounts
lowers risk · Size: total assets €6,705
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 34747 sector peers (2025).
NBB · sector comparison
Position among 34747 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 2 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
2 days late
2024
26 days late
2023
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 18 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 February (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end28-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €6,768
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (2 days) Filed on 2 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00034915.

Turnover
≈ €95,000
Estimated: probably between €42,000 and €180,000
Total assets
€6,705▼ 26.7%
2024 · €9,143
Net result
€6,768
2024 · -€57,340
Working capital
-€8,880▲ 46.7%
2024 · -€16,673
Trend over the years

2023 to 2025, 3 financial years

The operating result returns to profit in 2025: €6,990 after a loss of €58,134 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€6,990 2025 Net result€6,768 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€21,878--€58,134€6,990
Net result€16,207within the sector's middle half--€57,340below the sector's middle half€6,768within the sector's middle half
Equity€20,207below the sector's middle half--€37,134below the sector's middle half-€30,366below the sector's middle half▲ 18.2%
Total assets€39,271below the sector's middle half-€9,143below the sector's middle half▼ 76.7%€6,705below the sector's middle half▼ 26.7%
Debt€19,064-€46,277▲ 143%€37,071▼ 19.9%
Working capital€23,682within the sector's middle half--€16,673below the sector's middle half-€8,880below the sector's middle half▲ 46.7%
Solvency51.5%within the sector's middle half--406.1%below the sector's middle half▼ 457.6pp-452.9%below the sector's middle half▼ 46.7pp
Current ratio2.52within the sector's middle half-0.35below the sector's middle half▼ 2.160.43below the sector's middle half▲ 0.08
Return on assets (ROA)41.3%above the sector's middle half--627.1%below the sector's middle half▼ 668.4pp100.9%above the sector's middle half▲ 728.1pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€15,585▼
2024 · €25,816
Debt > 1 year
€21,486▲
2024 · €20,461
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,180 companies that looked in July 2024 the way this one looks now, 4.8% went bankrupt within 24 months and 88.8% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
4.8% went bankrupt
5.8% stopped otherwise
88.8% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,180 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€9,143€6,705▼
Current assets29/58€9,143€6,705▼
Amounts receivable within one year40/41€8,461€4,906▼
Trade receivables40€5,870€3,750▼
Other amounts receivable41€2,591€1,156▼
Cash at bank and in hand54/58€682€1,799▲
Equity and liabilities
Total equity and liabilities10/49€9,143€6,705▼
Equity10/15-€37,134-€30,366▲
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14-€41,134-€34,366▲
Amounts payable17/49€46,277€37,071▼
Amounts payable after more than one year17€20,461€21,486▲
Other amounts payable178/9€20,461€21,486▲
Amounts payable within one year42/48€25,816€15,585▼
Trade debts44€19,816€5,964▼
Suppliers440/4€19,816€5,964▼
Other amounts payable47/48€6,000€9,621▲
Income statement Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900-€57,750€7,377▲
Operating profit (loss)9901-€58,134€6,990▲
Financial charges65/66B€286€222▼
Recurring financial charges65€286€222▼
Profit (loss) for the period before taxes9903-€58,420€6,768▲
Income taxes67/77-€1,080-
Profit (loss) for the period9904-€57,340€6,768▲
Profit (loss) for the period to be appropriated9905-€57,340€6,768▲
Appropriation of the result
Profit (loss) to be appropriated9906-€41,134-€34,366▲
Profit (loss) brought forward from the previous period14P€16,206-€41,134▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Other operating charges640/8€704€384€387▲ 0.8%
Gross operating margin9900€22,582-€57,750€7,377-
Operating profit (loss)9901€21,878-€58,134€6,990-
Financial charges65/66B€269€286€222▼ 22.4%
Recurring financial charges65€269€286€222▼ 22.4%
Profit (loss) for the period before taxes9903€21,609-€58,420€6,768-
Income taxes67/77€5,402-€1,080--
Profit (loss) for the period9904€16,207-€57,340€6,768-
Profit (loss) for the period to be appropriated9905€16,207-€57,340€6,768-
Line202320242025Change
Assets
Total assets20/58€39,271€9,143€6,705▼ 26.7%
Current assets29/58€39,271€9,143€6,705▼ 26.7%
Amounts receivable within one year40/41€37,562€8,461€4,906▼ 42.0%
Trade receivables40€34,280€5,870€3,750▼ 36.1%
Other amounts receivable41€3,282€2,591€1,156▼ 55.4%
Cash at bank and in hand54/58€1,709€682€1,799▲ 164%
Equity and liabilities
Total equity and liabilities10/49€39,271€9,143€6,705▼ 26.7%
Equity10/15€20,207-€37,134-€30,366▲ 18.2%
Contributions10/11€4,000€4,000€4,000=
Profit (loss) carried forward14€16,207-€41,134-€34,366▲ 16.5%
Amounts payable17/49€19,064€46,277€37,071▼ 19.9%
Amounts payable after more than one year17€3,475€20,461€21,486▲ 5.0%
Other amounts payable178/9€3,475€20,461€21,486▲ 5.0%
Amounts payable within one year42/48€15,589€25,816€15,585▼ 39.6%
Trade debts44€4,188€19,816€5,964▼ 69.9%
Suppliers440/4€4,188€19,816€5,964▼ 69.9%
Taxes, remuneration and social security45€5,401---
Taxes450/3€5,401---
Other amounts payable47/48€6,000€6,000€9,621▲ 60.4%
Line202320242025Change
Profit (loss) for the period9904€16,207-€57,340€6,768-
Operating cash flow (approximation)€16,207-€57,340€6,768-
Change in cash--€1,027€1,117-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
30-06-2025 micro format 02-02-2026 2026-00034915
30-06-2024 micro format 26-02-2025 2025-00043788
30-06-2023 micro format 26-02-2024 2024-00037071

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 4,010 active companies whose main activity is other construction installation (NACE 43240), figures are known for 1,629. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

ATG CONSTRUCT was incorporated on 20 October 2021 as a private limited company.1 Total assets fell from €39,271 in 2023 to €6,705 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
financial year 2025 · micro format · 2 days late
2025
30-06
Financial Back to profitnet €6,768
Net result €6,768 after one loss-making year.
26-02
NBB filing Annual accounts filed
financial year 2024 · micro format · 26 days late
2024
30-06
Financial Weakest financial yearnet -€57,340
Net result drops to -€57,340, the lowest in the series; recovery starts the following year.
26-02
NBB filing Annual accounts filed
financial year 2023 · micro format · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded20-10-2021
Financial year end30-06
Activities, NACEBEL 2025
43240Other construction installation
43350Other building finishing work
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
81100Combined facilities support activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0775984261
Also 9925:BE0775984261
Registered 25-12-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0775.984.261

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
2,430 m²
Building footprint
311 m²
Building volume
1,832 m³
Parcel 21307G0303/00K000, Brussels · tallest building 10.6 m. Linked by address, not a title deed.
1 establishment unit
ATG Construct
Lennikse Baan 1057A, 1070 AnderlechtSite preparation
since 2021unit no. 2.323.752.487
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21307G0303/00K000 Brussels 2,430 m² 1 · 311 m² 10.6 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.