ATG CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of ATG CONSTRUCT is 6.5% (elevated). The 2025 annual accounts show negative equity (€-30k) and a net result of €7k. Equity is shrinking by ~83.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
6.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.35 in 2024; short-term debt: 232.4% and cash: 26.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-452.9%
Return on assets
100.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
2 d late
2024
26 d late
2023
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-30k▲ 18.2%
2024 · €-37k
2023: €20k
2024: €-37k
2023 → 2025
Total assets
€7k▼ 26.7%
2024 · €9k
2023: €39k
2024: €9k
2023 → 2025
Net result
€7k
2024 · €-57k
2023: €16k
2024: €-57k
2023 → 2025
Working capital
€-9k▲ 46.7%
2024 · €-17k
2023: €24k
2024: €-17k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€20k-€-37k€-30k▲ 18.2%
Operating result€22k-€-58k€7k
Net result€16k-€-57k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €58k in 2024.
Key figures and ratios
Solvency
-452.9%▼
2024 · -406.1%
Current ratio
0.43▲
2024 · 0.35
Debt to equity
-1.22▲
2024 · -1.25
ROA
100.9%▲
2024 · -627.1%
Debt
€37k▼
2024 · €46k
Debt ≤ 1 year
€16k▼
2024 · €26k
Debt > 1 year
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9k€7k▼
Current assets29/58€9k€7k▼
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40€6k€4k▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€682€2k▲
Equity and liabilities
Total equity and liabilities10/49€9k€7k▼
Equity10/15€-37k€-30k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-41k€-34k▲
Amounts payable17/49€46k€37k▼
Amounts payable after more than one year17€20k€21k▲
Other amounts payable178/9€20k€21k▲
Amounts payable within one year42/48€26k€16k▼
Trade debts44€20k€6k▼
Suppliers440/4€20k€6k▼
Other amounts payable47/48€6k€10k▲
Income statement
Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900€-58k€7k▲
Operating profit (loss)9901€-58k€7k▲
Financial charges65/66B€286€222▼
Recurring financial charges65€286€222▼
Profit (loss) for the period before taxes9903€-58k€7k▲
Income taxes67/77€-1k-
Profit (loss) for the period9904€-57k€7k▲
Profit (loss) for the period to be appropriated9905€-57k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-34k▲
Profit (loss) brought forward from the previous period14P€16k€-41k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-06
Financial
Weakest financial yearnet €-57k ▼454%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lennikse Baan 1057A1070 AnderlechtGround area
2,430 m²
Building footprint
311 m²
Volume, LiDAR
1,832 m³
Parcel 21307G0303/00K000, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ATG Construct
since 20212.323.752.487
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307G0303/00K000 | Brussels | 2,430 m² | 1 · 311 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANDEN C&T
BE 0737.702.321
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Edy & Ady
BE 0680.760.351
Aalst · Eq €20,223
BMZ Accord
BE 0805.747.623
Geraardsbergen · Eq €20,233
KBN PRO
BE 0805.014.183
Willebroek · Eq €20,236
Deltha Services
BE 0674.365.279
Diepenbeek · Eq €20,104
Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,128 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2021
Fiscal year end30-06
Activities, NACEBEL 2025
43240Other construction installation
43350Other building finishing work
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.