Skip to content

Atelier Mure

Active Private limited companyfounded 2006active for 20 yearsBurgemeester J. Van Aperenstraat 7, 2320 HoogstratenKBO/BCE: BE 0881.619.835

Lifetime

20 annual accounts with figures on one time axis
peak €359,331 (2024)
€346,901▼ 3.5%
lowest -€58,659 (2006)
€84,973▼ 17.6%
peak €471,985 (2024)
€445,563▼ 5.6%
€346,587▼ 4.5%
peak 3.3 FTE (2025)
3.3 FTE▲ 10.0%
Board3 names since 2019
2 directorsPeeters Heidi and 1 other
Owners
  
Documentsfilings and deeds
20-07-202611 days before the deadline
2025abbreviated format
Staff from 3 FTE to 3.3 FTEDividend €98,817

Key points

from the 2025 annual accounts

Equity

€445,563 ▼ 5.6%
471,9852024+84,973Profit-98,817Dividend-12,578Other445,5632025

Atelier Mure paid out €98,817 in dividends. That is 116% of the 2025 profit.

Turnover

≈ €850,000 estimated

The accounts state no turnover.

Staff

5 employees on 31-12-2025
102021212022212023112024102025

In 2025, 1 person joined and nobody left.

Checked score

94
Excellent
Financially stronger than 49% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

81-1equity 56.2% of total assets
70=short-term debt 20.8% · cash 21.2%
82-2return on assets 10.7%

Score breakdown

lowers risk
Liquidity: current ratio 3.47, cash €168,218
Equity €445,563 (56.2% of total assets)
Figures for financial year 2025 (filed on 20-07-2026)
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 54% of them on solvency, 58% on liquidity, 52% on profitability and 31% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as Atelier Mure has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Atelier Mure itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for Atelier Mure. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €40,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.47 (3.75 in 2024), above the usual 1.5. Short-term debt is 20.8% and cash 21.2% of total assets. 43.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 3.47, cash €168,218
NBB · annual accounts
lowers risk · Equity €445,563 (56.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 20-07-2026)
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
45 days early
2023
1 day early
2022
26 days early
2021
6 days early
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PH
Peeters Heidi
Director
VL
Van Looveren Ruth
Director
Board & ownership

Recent changes

Environmental permit granted Bouwen of herbouwen, Hoogstammige bomen vellen die geen deel uitmaken van een bos, Nieuwbouw of aanleggen and 2 more · Hoogstraten
Registered in the Peppol Directory Reachable for e-invoices through 0208:0881619835
Amendment of the articles · Legal-form change · Resignations & appointments Board composition: Van Looveren Ruth (director (not named in the articles)) · Board composition: Peeters Heidi (director (not named in the articles)) · Gazette deed
Resignation: Blockx Jozef (director) General meeting of 11-03-2019 · Gazette deed
All 34 events

Comparable companies

same main activity, similar in size and age
Company
Atelier Mure Hoogstraten €0.8m €346,901 56.2% 3.3
ABV+ ARCHITECTEN Antwerp €0.7m €442,813 66.5% 2.3
HASA ARCHITECTEN Mechelen €0.9m €325,957 49.1% 2
ATELIER DE LA GRANGE, société multiprofessionnelle d'architectes Libramont-Chevigny €0.8m €229,124 44.2% 3.7
AMARES Ottignies-Louvain-la-Neuve €0.9m €373,136 30.0% 4.6
AAL-ATELIER D'ARCHITECTURE DE LAVAUX Esneux €1.0m €260,506 51.3% 2.7
SOM projecten Diksmuide €0.9m €439,501 50.0% 2.6

These companies have the same main activity as Atelier Mure: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €706,000 and €1m, founded between 2001 and 2007.

Official details

Source: KBO
Status
Active since 01-06-2006Normal situation
Activity
Activities of building architectsNACE 71111
Establishment unit
2.183.179.0972320 Hoogstraten, since 22-05-2006
Financial year end
31 December
Peppol
Reachable since 29-07-2024
Company details

Annual accounts 2025

€792,150▼ 5.1%
Employeeson 31-12-2025
5▲ 25.0%
Filing
Filed on 20-07-2026, 11 days before the end of the filing period
Financials

Insights on Atelier Mure

Atelier Mure files the abbreviated format. That format states no turnover. The gross margin rose from €5,722 in 2006 to €346,901 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Atelier Mure

What is the company number of Atelier Mure?
The company number of Atelier Mure is 0881.619.835. The VAT number is the same number with BE in front: BE 0881.619.835.
Where is Atelier Mure based?
The registered office is at Burgemeester J. Van Aperenstraat 7, 2320 Hoogstraten.Company details
What does Atelier Mure do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of Atelier Mure?
Atelier Mure is a private limited company (BV).
When was Atelier Mure founded?
Atelier Mure was founded on 01-06-2006.
Is Atelier Mure still active?
Yes, Atelier Mure is an active enterprise in the KBO register.
How many employees does Atelier Mure have?
Atelier Mure had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Atelier Mure?
The turnover in financial year 2025 is ≈ €850,000. This figure is estimated from the gross margin of €346,901 and 35 comparable companies (NACE 711). It probably lies between €630,000 and €1.1m.
Is Atelier Mure profitable?
In financial year 2025, Atelier Mure made a profit of €84,973.
Where can I find the annual accounts of Atelier Mure?
Atelier Mure filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Atelier Mure due?
Atelier Mure must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.