ABV+ ARCHITECTEN
ActiveABV+ ARCHITECTEN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €469k and a net result of €195k. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 1985 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+37
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.18 against 1.65 in 2024), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
27.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 10-02-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
105 d early
2023
102 d early
2022
176 d early
2021
44 d early
2020
64 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close15-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€469k▲ 71.2%
2024 · €274k
2019: €75k
2021: €337k
2022: €661k
2023: €273k
2024: €274k
2019 → 2025
Total assets
€706k▼ 21.6%
2024 · €900k
2019: €596k
2021: €605k
2022: €973k
2023: €741k
2024: €900k
2019 → 2025
Net result
€195k▼ 20.5%
2024 · €246k
2019: €49k
2021: €116k
2022: €324k
2023: €84k
2024: €246k
2019 → 2025
Working capital
€515k▲ 49.6%
2024 · €344k
2019: €68k
2021: €342k
2022: €654k
2023: €348k
2024: €344k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€337k-€661k▲ 96.0%€273k▼ 58.8%€274k▲ 0.6%€469k▲ 71.2%
Operating result€141k-€425k▲ 201%€120k▼ 71.8%€334k▲ 178%€259k▼ 22.4%
Net result€116k-€324k▲ 178%€84k▼ 74.2%€246k▲ 194%€195k▼ 20.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €706k
Fixed assets
€29k▲ 2.1%
Current assets
€677k▼ 22.3%
Equity and liabilities €706k
Equity
€469k▲ 71.2%
Provisions
€38k▲ 20.0%
Debt
€199k▼ 66.5%
The debt ratio falls from 66.1% to 28.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€279k▼
2024 · €364k
Cash flow
€215k▼
2024 · €275k
Solvency
66.5%▲
2024 · 30.5%
Current ratio
4.18▲
2024 · 1.65
Quick ratio
4.18▲
2024 · 1.65
Debt / equity
0.42▼
2024 · 2.17
ROE
41.6%▼
2024 · 89.5%
ROA
27.6%▲
2024 · 27.3%
Interest coverage
88.00▼
2024 · 94.30
Debt
€199k▼
2024 · €594k
Debt ≤ 1 year
€162k▼
2024 · €527k
Debt > 1 year
€37k▼
2024 · €67k
Income taxes
€70k▼
2024 · €88k
Staff costs
€152k▲
2024 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€900k€706k▼
Fixed assets21/28€28k€29k▲
Intangible fixed assets21€447€19k▲
Tangible fixed assets22/27€28k€10k▼
Plant, machinery and equipment23€2k€0▼
Furniture and vehicles24€11k€7k▼
Other tangible fixed assets26€14k€4k▼
Current assets29/58€872k€677k▼
Amounts receivable within one year40/41€484k€156k▼
Trade receivables40€467k€153k▼
Other amounts receivable41€17k€3k▼
Current investments50/53€170k€470k▲
Cash at bank and in hand54/58€187k€21k▼
Deferred charges and accrued income490/1€30k€30k▼
Equity and liabilities
Total equity and liabilities10/49€900k€706k▼
Equity10/15€274k€469k▲
Contributions10/11€19k€19k=
Reserves13€256k€451k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€254k€449k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€31k€38k▲
Provisions for liabilities and charges160/5€31k€38k▲
Other liabilities and charges164/5€31k€38k▲
Amounts payable17/49€594k€199k▼
Amounts payable after more than one year17€67k€37k▼
Financial debts170/4€67k€37k▼
Amounts payable within one year42/48€527k€162k▼
Current portion of amounts payable after more than one year42€29k€30k▲
Financial debts43€8€22▲
Credit institutions430/8€8€22▲
Trade debts44€196k€97k▼
Suppliers440/4€196k€97k▼
Taxes, remuneration and social security45€58k€34k▼
Taxes450/3€32k€8k▼
Remuneration and social security454/9€26k€27k▲
Other amounts payable47/48€244k€299▼
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Remuneration, social security and pensions62€151k€152k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€20k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€0€6k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€518k€443k▼
Operating profit (loss)9901€334k€259k▼
Financial income75/76B€3k€9k▲
Recurring financial income75€3k€9k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€334k€265k▼
Income taxes67/77€88k€70k▼
Profit (loss) for the period9904€246k€195k▼
Profit (loss) for the period to be appropriated9905€246k€195k▼
Appropriation of the result
Profit (loss) to be appropriated9906€246k€195k▼
Transfer from equity791/2€0-
Transfer to equity691/2€2k€195k▲
To other reserves6921€2k€195k▲
Profit to be distributed694/7€244k€0▼
Return on contributions (dividend)694€244k€0▼
Social balance
Average headcount (FTE)90872.32.3=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-08
Financial
Liquidity triplescurrent ratio 4.18
Current ratio from 1.65 to 4.18; short-term debt falls from €527k to €162k.
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-08
Financial
Highest result since 2019net €324k ▲178%
Operating result €425k, net result €324k, both a record.
31-08
Financial
Equity above €500kEq €661k ▲96%
3 profitable years in a row build equity to €661k.
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
Financial
Liquidity triplescurrent ratio 2.87
Current ratio from 1.13 to 2.87; short-term debt falls from €503k to €183k.
31-08
Financial
Equity above €200kEq €337k ▲351%
2 profitable years in a row build equity to €337k.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Slachthuislaan 25A2060 AntwerpenGround area
2,082 m²
Building footprint
2,058 m²
Volume, LiDAR
14,152 m³
2 parcels, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Slachthuislaan 25, 2060 Antwerpen
since 20062.193.175.146
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0367/00N009 | Flanders | 2,051 m² | 1 · 2,027 m² | 9.6 m · 2 fl. |
| 11807G0367/00M009 | Flanders | 31 m² | 1 · 31 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,491 EUR awarded · 2,491 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,420 EUR | 2,420 EUR |
| 2022 | 1 | 71 EUR | 71 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
PD CONSULTING
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MATS ARCHITECTEN
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DEAR - DIRK ENGELEN ARCHITECT
BE 0827.435.932
Antwerpen · Eq €470k
EVERAERTS ARCHITECTEN
BE 0825.899.471
Alken · Eq €469k
SEES
BE 0895.277.930
Nieuwpoort · Eq €471k
Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 4,073 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2006
Fiscal year end31-08
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.