ATELIER D’ARCHITECTURE LIZEN & PIERRE
ActiveSummary
ATELIER D’ARCHITECTURE LIZEN & PIERRE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €20k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 18% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76=
Solvency39▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 0.8 in 2024; short-term debt: 29.1% and cash: 16.3% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
5.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
4 d late
2023
11 d early
2022
41 d early
2021
41 d early
2020
79 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 51.9%
2024 · €32k
2019: €32k
2020: €22k
2021: €23k
2022: €21k
2023: €28k
2024: €32k
2019 → 2025
Total assets
€352k▲ 7.6%
2024 · €327k
2019: €108k
2020: €349k
2021: €318k
2022: €308k
2023: €291k
2024: €327k
2019 → 2025
Net result
€20k▲ 1.9%
2024 · €19k
2019: €31k
2020: €-10k
2021: €1k
2022: €-2k
2023: €7k
2024: €19k
2019 → 2025
Working capital
€17k
2024 · €-15k
2019: €10k
2020: €9k
2021: €12k
2022: €15k
2023: €26k
2024: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€21k▼ 10.6%€28k▲ 32.3%€32k▲ 16.5%€49k▲ 51.9%
Operating result€6k-€2k▼ 67.1%€13k▲ 512%€32k▲ 146%€34k▲ 5.6%
Net result€1k-€-2k€7k€19k▲ 187%€20k▲ 1.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €352k
Fixed assets
€233k ▼ 12.6%
Current assets
€119k ▲ 96.5%
Equity and liabilities €352k
Equity
€49k ▲ 51.9%
Debt
€303k ▲ 2.7%
Debt's share of the balance-sheet total falls from 90.1% to 86.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€69k▲
2024 · €59k
Cash flow
€55k▲
2024 · €46k
Current ratio
1.16▲
2024 · 0.80
Debt to equity
6.16▼
2024 · 9.12
ROE
40.3%▼
2024 · 60.1%
ROA
5.6%▼
2024 · 5.9%
Interest coverage
13.41▲
2024 · 13.02
Debt ≤ 1 year
€102k▲
2024 · €75k
Debt > 1 year
€200k▼
2024 · €219k
Income taxes
€9k▲
2024 · €8k
Staff costs
€20k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€327k€352k▲
Fixed assets21/28€267k€233k▼
Tangible fixed assets22/27€267k€233k▼
Land and buildings22€176k€164k▼
Plant, machinery and equipment23€38k€33k▼
Furniture and vehicles24€52k€35k▼
Other tangible fixed assets26€59€0▼
Financial fixed assets28€185€185=
Current assets29/58€61k€119k▲
Amounts receivable within one year40/41€33k€61k▲
Trade receivables40€33k€61k▲
Cash at bank and in hand54/58€28k€57k▲
Deferred charges and accrued income490/1-€750
Equity and liabilities
Total equity and liabilities10/49€327k€352k▲
Equity10/15€32k€49k▲
Contributions10/11€19k€19k=
Reserves13€14k€30k▲
Distributable reserves133€14k€30k▲
Profit (loss) carried forward14€51€155▲
Amounts payable17/49€295k€303k▲
Amounts payable after more than one year17€219k€200k▼
Financial debts170/4€219k€200k▼
Amounts payable within one year42/48€75k€102k▲
Current portion of amounts payable after more than one year42€25k€21k▼
Trade debts44€13k€13k▲
Suppliers440/4€13k€13k▲
Advances received on contracts in progress46-€25k
Taxes, remuneration and social security45€17k€24k▲
Taxes450/3€11k€24k▲
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€21k€18k▼
Accrued charges and deferred income492/3€387€713▲
Income statement
Code20242025
Remuneration, social security and pensions62€36k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€35k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€98k€91k▼
Operating profit (loss)9901€32k€34k▲
Financial income75/76B€1€24▲
Recurring financial income75€1€24▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€28k€29k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€19k€20k▲
Profit (loss) for the period to be appropriated9905€19k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€20k▲
Profit (loss) brought forward from the previous period14P€-4k€51▲
Transfer from equity791/2€13k€0▼
Transfer to equity691/2€14k€17k▲
To other reserves6921€14k€17k▲
Profit to be distributed694/7€15k€3k▼
Return on contributions (dividend)694€13k€0▼
Directors or managers695€2k€3k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
20-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-10k ▼131%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
16-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route d' Aubel 69A4890 Thimister-ClermontGround area
728 m²
Parcel 63017C0132/00G003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Atelier d'Architecture Lizen & Pierre
since 20122.210.202.705
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63017C0132/00G003 | Wallonia | 728 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INSOLIT SRL
BE 0739.656.375
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SALIEZ THIBAUT ATELIER D'ARCHITECTURE
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CHOUETTES ARCHITECTES
BE 0654.714.168
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DDN ARCHITECTE
BE 0772.463.557
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RWCONSULT
BE 0743.789.565
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,332 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2012
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.