Active BE 0762.712.780Cooperative company

Atelier cartographique

Scheikundigestraat 34-36 ·1070 Anderlecht, Belgium· 5 yrs active

Sector: Grafisch ontwerp en visuele communicatie (74120)

Conclusion Checked

The computed 12-month bankruptcy probability of Atelier cartographique is 0.4% (very low). The 2024 annual accounts show equity of €12k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 1482 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€12k
Net result	€9k
Better than sector	26%
Active	5 yrs

Financial profile 5 of 5 axes measured · computed by Checked

80 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 81

Profitability 100

Solvency 46

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

81 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~38% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 74 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	21.1%	50.1%	better than 26% of 1482 sector peers
Net result	€9k	€12k	better than 45% of 1484 sector peers
Equity	€12k	€32k	better than 31% of 1484 sector peers
Gross operating margin	€13k	€28k	better than 33% of 1482 sector peers
Total assets	€59k	€74k	better than 41% of 1482 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€12k

- 21-24

Net profit

€9k

- 21-24

Cash flow

€10k

- 21-24

Total assets

€59k

-30.6% 21-24

Equity

€12k

+159.1% 21-24

Working capital

€23k

- 21-24

Staff costs

€147k

+14.7% 21-24

Income taxes

€2k

-73.4% 21-24

Show 9 other metrics

Debt

€47k

-41.9% 21-24

Debt ≤ 1y

€28k

-65.0% 21-24

Current ratio

1.82

+88.3% 21-24

Quick ratio

1.82

+88.3% 21-24

Solvency

21.1%

+273.1% 21-24

Debt / equity

3.74

-77.6% 21-24

ROE

69.4%

- 21-24

ROA

14.7%

- 21-24

Interest coverage

16.73

- 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€12k
Net profit	€9k
Cash flow	€10k
Staff costs	-
Income taxes	€2k
Dividends	-
Total assets	€59k
Equity	€12k
Debt	€47k
of which ≤ 1y	€28k
of which > 1y	-
Working capital	€23k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.82
Quick ratio	1.82
Working capital ratio	38.9%
Solvency	21.1%
Debt / equity	3.74
Long-term debt ratio	-
Interest coverage	16.73
Gross margin	-
Net margin	-
ROA	14.7%
ROE	69.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €8k · 13.6% Current assets €51k · 86.4%

Equity & liabilities

Equity €12k · 21.1% Debt €47k · 78.9%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€59k
Fixed assets	21/28	€8k
Intangible fixed assets	21	€6k
Financial fixed assets	28	€2k
Current assets	29/58	€51k
Amounts receivable within one year	40/41	€48k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€59k
Equity	10/15	€12k
Contributions / capital	10/11	€4k
Reserves	13	€300
Accumulated profits (losses)	14	€5k
Amounts payable	17/49	€47k
Amounts payable within one year	42/48	€28k
Trade debts payable within one year	44	€3k
Income statement
Gross operating margin	9900	€13k
Operating result	9901	€10k
Financial income	75	€1k
Financial charges	65	€702
Result before taxes	9903	€10k
Income taxes	67/77	€2k
Net result for the period	9904	€9k
Result to be appropriated	9905	€9k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Former directors (3)

Marine Declève
Director
State Gazette act 24118324 (07-08-2024)

Former
- → 30-06-2024
Pierre Huyghebaert
Director
State Gazette act 24118324 (07-08-2024)

Former
- → 30-06-2024
Sophie Boiron
Director
State Gazette act 24118324 (07-08-2024)

Former
- → 30-06-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Grafisch ontwerp en visuele communicatie(74120)
Legal form	Cooperative company(706)
Incorporation	29-01-2021
Status	Active
Postal code	1070

Establishment units 1 location

Atelier cartographique

Scheikundigestraat 34-36, 1070 AnderlechtUitgeverijen van atlassen, landkaarten en plattegronden

since 20212.313.179.685

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21304B0140/00F020	Brussels	1,789 m²	1 · 1,395 m²	21.4 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-10-2025

State Gazette act Director changes

v3.2

01-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

26-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

07-08-2024

State Gazette act Registered-office change

v3.2

2023

25-10-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

13-07-2023

State Gazette act Director changes

v3.2

2022

31-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

02-02-2021

State Gazette act Incorporation

oprichting

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts

Address history · 1

07-08-2024

v3.2

All acts · 4 updated 9 months ago

2025

29-10-2025 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0762.712.780",
    "name_full": "ATELIER CARTOGRAPHIQUE",
    "legal_form": "SC"
  }
}

2024

07-08-2024 Registered office moved from Ixelles to Anderlecht Registered-office change

Rue Van Elewyck 47, 1050 Ixelles → Rue du Chimiste 34 - 36, 1070 Anderlecht

Summary: v3.2

Original publication ↗

Technical details

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  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Anderlecht",
        "region": "Brussels Gewest",
        "street": "Rue du Chimiste",
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": "34 - 36"
      },
      "old_address": {
        "city": "Ixelles",
        "region": "Brussels Gewest",
        "street": "Rue Van Elewyck",
        "country": "BE",
        "postcode": "1050",
        "box_number": null,
        "street_number": "47"
      },
      "effective_date": "2024-09-01",
      "evidence_quote": "G. Changement du si\u00E8ge social\nL\u0027assembl\u00E9e \u00E0 l\u0027unanimit\u00E9 d\u00E9cide de la modification du si\u00E8ge social \u00E9tabli anciennement:\nRue Van Elewyck 47\n1050 Ixelles\nNouvellement :\nRue du Chimiste 34 - 36\n1070 Anderlecht\nCe changement prend effet \u00E0 partir du 1e septembre 2024."
    }
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    "legal_form": "SC"
  }
}

2023

13-07-2023 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0762.712.780",
    "name_full": "ATELIER CARTOGRAPHIQUE",
    "legal_form": "SC"
  }
}

2021

02-02-2021 Incorporation of a new SNC Incorporation

Summary: oprichting

Original publication ↗

Technical details

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  "kind": "oprichting",
  "seat": "Rue Van Elewyck 47, 1050 Ixelles",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1969-05-13",
        "name": "HUYGHEBAERT Pierre",
        "niss": null,
        "address": "Forest (1190 Bruxelles), Rue Cervant\u00E8s, 6 boite 07"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100,
      "holder_person_name": "HUYGHEBAERT Pierre",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 100,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1976-05-29",
        "name": "MARCHAND Pierre",
        "niss": null,
        "address": "Bruxelles (1000), Place du Nouveau March\u00E9 aux Grains, 28 boite 003"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100,
      "holder_person_name": "MARCHAND Pierre",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 100,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "B\u00C9RU Pac\u00F4me",
        "niss": null,
        "address": "Forest (1190 Bruxelles), Avenue Alexandre Bertrand, 65 boite 04"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100,
      "holder_person_name": "B\u00C9RU Pac\u00F4me",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 100,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1987-04-11",
        "name": "BOIRON Sophie",
        "niss": null,
        "address": "Forest (1190 Bruxelles), Avenue des Sept Bonniers 258 boite 02"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100,
      "holder_person_name": "BOIRON Sophie",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 100,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1989-05-08",
        "name": "WILLEMS Nina",
        "niss": null,
        "address": "Schaerbeek (1030 Bruxelles), Avenue Louis Bertrand, 41 boite 01"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100,
      "holder_person_name": "WILLEMS Nina",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 100,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1994-04-03",
        "name": "VANDERHAEGHEN Julie",
        "niss": null,
        "address": "Forest (1190 Bruxelles), Rue Rodenbach, 103 boite 02\u002B3"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 100,
      "holder_person_name": "VANDERHAEGHEN Julie",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 100,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0762.712.780",
    "name_full": "Atelier cartographique",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2021-01-28",
  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activiteiten van grafische designers74103Grafisch ontwerp en visuele communicatie74120Uitgeverijen van boeken58110Uitgeven van boeken58110Overige uitgeverijen van software58290Uitgeven van overige software58290Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Speur- en ontwikkelingswerk op het gebied van de maatschappij- en geesteswetenschappen72200Speur- en ontwikkelingswerk op het gebied van de maatschappij- en geesteswetenschappen72200Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Cultureel onderwijs85520Cultureel onderwijs85520Beroepsopleiding85592Beroepsopleiding85592Overige vormen van onderwijs85599Overige vormen van onderwijs85599

Primary activity highlighted.

Names & trade names

Legal nameFR

Atelier cartographique

Registered office

Scheikundigestraat 34-36

1070 Anderlecht, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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