ATELIER ACA
ActiveSummary
ATELIER ACA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€22,583) and a net result of €1,842. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 3505 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-17
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 0.37 in 2024; short-term debt: 227.6% and cash: 46.2% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-127.6%
Return on assets
10.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3505 sector peers (2025).
NBB · sector comparisonPosition among 3505 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€22,583▲ 7.5%
2024 · -€24,425
Total assets
€17,695▲ 21.4%
2024 · €14,581
Net result
€1,842▼ 48.4%
2024 · €3,572
Working capital
-€23,880▲ 2.6%
2024 · -€24,522
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€11,917-€1,625▲ 86.4%€562€3,609▲ 542%€1,873▼ 48.1%
Net result-€11,972below the sector's middle half-€1,686below the sector's middle half▲ 85.9%€1,283within the sector's middle half€3,572within the sector's middle half▲ 179%€1,842within the sector's middle half▼ 48.4%
Equity-€27,593below the sector's middle half▼ 76.6%-€29,279below the sector's middle half▼ 6.1%-€27,997below the sector's middle half▲ 4.4%-€24,425below the sector's middle half▲ 12.8%-€22,583below the sector's middle half▲ 7.5%
Total assets€6,379below the sector's middle half▲ 10.3%€10,488below the sector's middle half▲ 64.4%€14,101below the sector's middle half▲ 34.5%€14,581below the sector's middle half▲ 3.4%€17,695below the sector's middle half▲ 21.4%
Debt€33,972▲ 58.7%€39,767▲ 17.1%€42,098▲ 5.9%€39,005▼ 7.3%€40,278▲ 3.3%
Working capital-€28,091▼ 71.4%-€29,644▼ 5.5%-€28,227▲ 4.8%-€24,522▲ 13.1%-€23,880▲ 2.6%
Solvency-432.6%below the sector's middle half▼ 162.4pp-279.2%below the sector's middle half▲ 153.4pp-198.5%below the sector's middle half▲ 80.6pp-167.5%below the sector's middle half▲ 31.0pp-127.6%below the sector's middle half▲ 39.9pp
Staff (FTE)1▲ 25.0%1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17,695
Fixed assets
€1,298 ▲ 1,239%
Current assets
€16,398 ▲ 13.2%
Key figures and ratios
EBITDA
€2,120▼
2024 · €3,743
Cash flow
€2,090▼
2024 · €3,706
Current ratio
0.41▲
2024 · 0.37
Debt to equity
-1.78▼
2024 · -1.60
ROA
10.4%▼
2024 · 24.5%
Interest coverage
39.13▼
2024 · 70.98
Debt ≤ 1 year
€40,278▲
2024 · €39,005
Income taxes
€5▼
2024 · €7
Staff costs
€21,907▼
2024 · €26,628
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,639 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
4.9%
stopped otherwise
92%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €22,377 | €23,862 | €26,745 | €26,628 | €21,907 | ▼ 17.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €267 | €134 | €134 | €133 | €248 | ▲ 85.6% |
| Other operating charges640/8 | €348 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €11,074 | €22,718 | €27,825 | €30,758 | €24,427 | ▼ 20.6% |
| Operating profit (loss)9901 | -€11,917 | -€1,625 | €562 | €3,609 | €1,873 | ▼ 48.1% |
| Financial income75/76B | - | - | €777 | €22 | €29 | ▲ 31.4% |
| Recurring financial income75 | - | - | €777 | €22 | €29 | ▲ 31.4% |
| Financial charges65/66B | €55 | €61 | €54 | €53 | €54 | ▲ 2.8% |
| Recurring financial charges65 | €55 | €61 | €54 | €53 | €54 | ▲ 2.8% |
| Profit (loss) for the period before taxes9903 | -€11,972 | -€1,686 | €1,285 | €3,579 | €1,848 | ▼ 48.4% |
| Income taxes67/77 | - | - | €3 | €7 | €5 | ▼ 19.5% |
| Profit (loss) for the period9904 | -€11,972 | -€1,686 | €1,283 | €3,572 | €1,842 | ▼ 48.4% |
| Profit (loss) for the period to be appropriated9905 | -€11,972 | -€1,686 | €1,283 | €3,572 | €1,842 | ▼ 48.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,379 | €10,488 | €14,101 | €14,581 | €17,695 | ▲ 21.4% |
| Fixed assets21/28 | €498 | €364 | €230 | €97 | €1,298 | ▲ 1,239% |
| Tangible fixed assets22/27 | €498 | €364 | €230 | €97 | €1,298 | ▲ 1,239% |
| Plant, machinery and equipment23 | €498 | €364 | €230 | €97 | €1,298 | ▲ 1,239% |
| Current assets29/58 | €5,881 | €10,123 | €13,871 | €14,484 | €16,398 | ▲ 13.2% |
| Amounts receivable within one year40/41 | €5,133 | €9,894 | €10,474 | €10,404 | €8,224 | ▼ 21.0% |
| Trade receivables40 | €5,133 | €9,894 | €10,474 | €10,404 | €8,224 | ▼ 21.0% |
| Cash at bank and in hand54/58 | €747 | €230 | €3,396 | €3,923 | €8,174 | ▲ 108% |
| Deferred charges and accrued income490/1 | - | - | - | €157 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,379 | €10,488 | €14,101 | €14,581 | €17,695 | ▲ 21.4% |
| Equity10/15 | -€27,593 | -€29,279 | -€27,997 | -€24,425 | -€22,583 | ▲ 7.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€48,053 | -€49,739 | -€48,457 | -€44,885 | -€43,043 | ▲ 4.1% |
| Amounts payable17/49 | €33,972 | €39,767 | €42,098 | €39,005 | €40,278 | ▲ 3.3% |
| Amounts payable within one year42/48 | €33,972 | €39,767 | €42,098 | €39,005 | €40,278 | ▲ 3.3% |
| Trade debts44 | €965 | €1,766 | €5,076 | €3,424 | €3,192 | ▼ 6.8% |
| Suppliers440/4 | €965 | €1,766 | €5,076 | €3,424 | €3,192 | ▼ 6.8% |
| Taxes, remuneration and social security45 | €4,592 | €4,941 | €5,598 | €5,945 | €1,489 | ▼ 75.0% |
| Taxes450/3 | €1,427 | €1,584 | €1,872 | €2,171 | €1,489 | ▼ 31.4% |
| Remuneration and social security454/9 | €3,165 | €3,358 | €3,727 | €3,775 | - | - |
| Other amounts payable47/48 | €28,414 | €33,060 | €31,423 | €29,636 | €35,597 | ▲ 20.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,972 | -€1,686 | €1,283 | €3,572 | €1,842 | ▼ 48.4% |
| + Depreciation and write-downs630 | €267 | €134 | €134 | €133 | €248 | ▲ 85.6% |
| Operating cash flow (approximation) | -€11,705 | -€1,553 | €1,416 | €3,706 | €2,090 | ▼ 43.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€1,448 | - |
| Change in cash | - | -€518 | €3,167 | €526 | €4,251 | ▲ 708% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €3,572 ▲179%
Operating result €3,609, net result €3,572, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €1,283
Net result €1,283 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet -€11,972
Net result drops to -€11,972, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €2,308
Net result €2,308 after 2 loss-making years.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2008
Ground area
1,415 m²
Building footprint
462 m²
Volume, LiDAR
3,928 m³
2 parcels, Brussels · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Pagodenlaan 25, 1020 Brussel
since 20082.180.928.105
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819D0058/04B000 | Brussels | 1,150 m² | 1 · 379 m² | 18.4 m · 5 fl. |
| 21819D0055/00A003 | Brussels | 265 m² | 1 · 83 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,452 companies in sector 74130 we hold annual accounts for 339. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
74130Interior design
E-invoicing
Reachable via Peppol
Peppol ID
0208:0896309593
Also
9925:BE0896309593
Registered
27-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.