FAST TOUCH
ActiveSummary
The annual accounts of FAST TOUCH for fiscal year 2024 show a net loss of 84% of total assets and of 78% of the equity at the start of that year. The 2024 annual accounts show equity of €6,106 and a net result of -€21,171. Equity is shrinking by ~21.2% per year across the filed fiscal years. The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency49▼-46
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.89 against 4.09 in 2023; short-term debt: 63.2% and cash: 22.6% of total assets), and 75.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.2%
Return on assets
-84%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
8 d early
2023
20 d late
2022
6 d early
2021
10 d late
2020
36 d early
2019
66 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€6,106▼ 77.6%
2023 · €27,277
Total assets
€25,203▼ 35.1%
2023 · €38,845
Net result
-€21,171
2023 · €15,610
Working capital
-€1,725
2023 · €16,674
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€9,410▲ 20.0%€2,019-€1,233€15,873-€20,568
Net result-€9,785below the sector's middle half▲ 19.4%€1,789within the sector's middle half-€1,447below the sector's middle half€15,610within the sector's middle half-€21,171below the sector's middle half
Equity€11,324within the sector's middle half▼ 46.4%€13,113within the sector's middle half▲ 15.8%€11,667within the sector's middle half▼ 11.0%€27,277within the sector's middle half▲ 134%€6,106below the sector's middle half▼ 77.6%
Total assets€31,877below the sector's middle half▼ 13.1%€28,121below the sector's middle half▼ 11.8%€16,788below the sector's middle half▼ 40.3%€38,845below the sector's middle half▲ 131%€25,203below the sector's middle half▼ 35.1%
Debt€20,553▲ 32.1%€15,008▼ 27.0%€5,121▼ 65.9%€11,568▲ 126%€19,097▲ 65.1%
Working capital-€3,356below the sector's middle half-€345within the sector's middle half▲ 89.7%-€935within the sector's middle half▼ 171%€16,674within the sector's middle half-€1,725below the sector's middle half
Solvency35.5%within the sector's middle half▼ 22.0pp46.6%within the sector's middle half▲ 11.1pp69.5%within the sector's middle half▲ 22.9pp70.2%within the sector's middle half▲ 0.7pp24.2%within the sector's middle half▼ 46.0pp
Current ratio0.83below the sector's middle half▼ 0.420.98below the sector's middle half▲ 0.150.82below the sector's middle half▼ 0.164.09above the sector's middle half▲ 3.270.89below the sector's middle half▼ 3.20
Return on assets (ROA)-30.7%below the sector's middle half▲ 2.4pp6.4%within the sector's middle half▲ 37.1pp-8.6%below the sector's middle half▼ 15.0pp40.2%above the sector's middle half▲ 48.8pp-84.0%below the sector's middle half▼ 124.2pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €20,568 after €15,873 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €25,203
Fixed assets
€11,003 ▼ 34.4%
Current assets
€14,200 ▼ 35.7%
Equity and liabilities €25,203
Equity
€6,106 ▼ 77.6%
Debt
€19,097 ▲ 65.1%
Debt's share of the balance-sheet total rises from 29.8% to 75.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€14,800▼
2023 · €16,624
Cash flow
-€15,403▼
2023 · €16,361
Debt to equity
3.13▲
2023 · 0.42
ROE
-346.7%▼
2023 · 57.2%
Interest coverage
-23.47▼
2023 · 63.32
Debt ≤ 1 year
€15,925▲
2023 · €5,400
Debt > 1 year
€3,172▼
2023 · €6,169
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,294 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
6.0%
stopped otherwise
90%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,294 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,479 | €3,089 | €1,462 | €751 | €5,768 | ▲ 668% |
| Other operating charges640/8 | - | €702 | €403 | €1,792 | €600 | ▼ 66.5% |
| Gross operating margin9900 | -€3,247 | €5,811 | €631 | €18,416 | -€14,200 | ▼ 177% |
| Operating profit (loss)9901 | -€9,410 | €2,019 | -€1,233 | €15,873 | -€20,568 | ▼ 230% |
| Financial income75/76B | - | - | - | - | €28 | - |
| Recurring financial income75 | €4 | - | - | - | €28 | - |
| Financial charges65/66B | - | €230 | €213 | €263 | €631 | ▲ 140% |
| Recurring financial charges65 | €379 | €230 | €213 | €263 | €631 | ▲ 140% |
| Profit (loss) for the period before taxes9903 | -€9,785 | €1,789 | -€1,447 | €15,610 | -€21,171 | ▼ 236% |
| Profit (loss) for the period9904 | -€9,785 | €1,789 | -€1,447 | €15,610 | -€21,171 | ▼ 236% |
| Profit (loss) for the period to be appropriated9905 | -€9,785 | €1,789 | -€1,447 | €15,610 | -€21,171 | ▼ 236% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,877 | €28,121 | €16,788 | €38,845 | €25,203 | ▼ 35.1% |
| Fixed assets21/28 | €15,749 | €13,458 | €12,602 | €16,771 | €11,003 | ▼ 34.4% |
| Intangible fixed assets21 | €175 | €75 | - | - | - | - |
| Tangible fixed assets22/27 | €15,574 | €13,383 | €12,602 | €16,771 | €11,003 | ▼ 34.4% |
| Furniture and vehicles24 | - | €1,783 | €1,002 | €16,771 | €11,003 | ▼ 34.4% |
| Other tangible fixed assets26 | - | €11,600 | €11,600 | - | - | - |
| Current assets29/58 | €16,128 | €14,663 | €4,186 | €22,074 | €14,200 | ▼ 35.7% |
| Amounts receivable within one year40/41 | €70 | €5,557 | €2,768 | €15,652 | €8,513 | ▼ 45.6% |
| Trade receivables40 | - | €5,557 | €2,768 | €12,742 | €8,513 | ▼ 33.2% |
| Other amounts receivable41 | - | - | - | €2,911 | - | - |
| Cash at bank and in hand54/58 | €14,623 | €8,231 | €1,165 | €6,422 | €5,687 | ▼ 11.4% |
| Deferred charges and accrued income490/1 | - | €876 | €253 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,877 | €28,121 | €16,788 | €38,845 | €25,203 | ▼ 35.1% |
| Equity10/15 | €11,324 | €13,113 | €11,667 | €27,277 | €6,106 | ▼ 77.6% |
| Contributions10/11 | - | €6,200 | €8,060 | €8,060 | €8,060 | = |
| Reserves13 | €1,860 | €1,860 | - | - | - | - |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Profit (loss) carried forward14 | €3,264 | €5,053 | €3,607 | €19,217 | -€1,954 | ▼ 110% |
| Amounts payable17/49 | €20,553 | €15,008 | €5,121 | €11,568 | €19,097 | ▲ 65.1% |
| Amounts payable after more than one year17 | €1,068 | - | - | €6,169 | €3,172 | ▼ 48.6% |
| Financial debts170/4 | - | - | - | €6,169 | €3,172 | ▼ 48.6% |
| Amounts payable within one year42/48 | €19,484 | €15,008 | €5,121 | €5,400 | €15,925 | ▲ 195% |
| Current portion of amounts payable after more than one year42 | - | €90 | - | €2,831 | €2,997 | ▲ 5.8% |
| Trade debts44 | €6,108 | €190 | €3,065 | €314 | €9,383 | ▲ 2,888% |
| Suppliers440/4 | - | €190 | €3,065 | €314 | €9,383 | ▲ 2,888% |
| Taxes, remuneration and social security45 | - | €3,198 | €885 | €1,812 | €346 | ▼ 80.9% |
| Taxes450/3 | - | €3,198 | €885 | €1,812 | €346 | ▼ 80.9% |
| Other amounts payable47/48 | - | €11,530 | €1,171 | €442 | €3,199 | ▲ 624% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,785 | €1,789 | -€1,447 | €15,610 | -€21,171 | ▼ 236% |
| + Depreciation and write-downs630 | €5,479 | €3,089 | €1,462 | €751 | €5,768 | ▲ 668% |
| Operating cash flow (approximation) | -€4,306 | €4,878 | €15 | €16,361 | -€15,403 | ▼ 194% |
| Investment in fixed assets (approximation) | - | -€798 | -€605 | -€4,921 | €0 | ▲ 100% |
| Change in cash | - | -€6,392 | -€7,066 | €5,257 | -€735 | ▼ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€21,171
Net result drops to -€21,171, the lowest in the series.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €15,610
Net result €15,610 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 4.09
Current ratio from 0.82 to 4.09.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Back to profitnet €1,789
Net result €1,789 after 2 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2012
Ground area
2,562 m²
Building footprint
80 m²
Volume, LiDAR
637 m³
Parcel 25025B0112/00G000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FAST TOUCH
since 20122.213.069.153
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025B0112/00G000 | Wallonia | 2,561 m² | 1 · 80 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,450 companies in this sector we hold annual accounts for 340. 173 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded20-07-2012
Fiscal year end31-12
Activities, NACEBEL 2025
74130Interior design
98200Undifferentiated goods- and services-producing activities of private households for own use
E-invoicing
Reachable via Peppol
Peppol ID
0208:0847565808
Also
9925:BE0847565808
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.