ATE-Les Ateliers d' Ensival
ActiveSummary
ATE-Les Ateliers d' Ensival has been active since 1967 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.91M and a net result of €351k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 130 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+6
Solvency100=
Growth65▲+17
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 2.17 in 2024; short-term debt: 13.3% and cash: 30.9% of total assets), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
7.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
37 d early
2023
49 d early
2022
48 d early
2021
33 d early
2020
65 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.62M▲ 2.3%
2024 · €1.58M
2018: €1.40M
2019: €1.55M
2020: €1.44M
2021: €1.82M
2022: €1.61M
2023: €1.62M
2024: €1.58M
2018 → 2025
EBIT margin
20.5%▲ 13.4pp
2024 · 7.1%
2018: 17.6%
2019: 18.3%
2020: 24.7%
2021: 53.6%
2022: 21.5%
2023: 11.2%
2024: 7.1%
2018 → 2025
Net result
€351k▲ 171%
2024 · €129k
2018: €309k
2019: €314k
2020: €370k
2021: €986k
2022: €355k
2023: €194k
2024: €129k
2018 → 2025
Working capital
€1.36M▲ 73.1%
2024 · €785k
2018: €998k
2019: €1.26M
2020: €1.60M
2021: €2.64M
2022: €495k
2023: €599k
2024: €785k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.82M-€1.61M▼ 11.8%€1.62M▲ 0.7%€1.58M▼ 2.2%€1.62M▲ 2.3%
Equity€2.87M-€3.25M▲ 12.9%€3.44M▲ 5.9%€3.56M▲ 3.6%€3.91M▲ 9.7%
Operating result€976k-€345k▼ 64.6%€181k▼ 47.7%€112k▼ 37.8%€332k▲ 195%
Net result€986k-€355k▼ 64.0%€194k▼ 45.3%€129k▼ 33.2%€351k▲ 171%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 195% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.72M
Fixed assets
€2.74M ▼ 4.4%
Current assets
€1.98M ▲ 36.4%
Equity and liabilities €4.72M
Equity
€3.91M ▲ 9.7%
Debt
€814k ▲ 7.8%
Debt's share of the balance-sheet total falls from 17.5% to 17.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€513k▲
2024 · €287k
Cash flow
€533k▲
2024 · €304k
Current ratio
3.17▲
2024 · 2.17
Quick ratio
3.06▲
2024 · 2.07
Debt to equity
0.21▼
2024 · 0.21
ROE
9.0%▲
2024 · 3.6%
ROA
7.4%▲
2024 · 3.0%
Interest coverage
320.11▲
2024 · 182.09
Debt ≤ 1 year
€626k▼
2024 · €670k
Debt > 1 year
€10k▲
2024 · €9k
Staff costs
€3.45M▼
2024 · €3.69M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.32M€4.72M▲
Fixed assets21/28€2.86M€2.74M▼
Intangible fixed assets21€0€2k▲
Tangible fixed assets22/27€2.86M€2.73M▼
Land and buildings22€1.60M€1.57M▼
Plant, machinery and equipment23€260k€242k▼
Furniture and vehicles24€61k€29k▼
Other tangible fixed assets26€934k€893k▼
Current assets29/58€1.46M€1.98M▲
Stocks and contracts in progress3€69k€71k▲
Stocks30/36€69k€71k▲
Amounts receivable within one year40/41€423k€418k▼
Trade receivables40€337k€388k▲
Other amounts receivable41€86k€31k▼
Current investments50/53€2k€2k▲
Cash at bank and in hand54/58€923k€1.46M▲
Deferred charges and accrued income490/1€38k€35k▼
Equity and liabilities
Total equity and liabilities10/49€4.32M€4.72M▲
Equity10/15€3.56M€3.91M▲
Contributions10/11€574k€574k=
Capital10€574k€574k=
Profit (loss) carried forward14€2.94M€3.29M▲
Investment grants15€48k€42k▼
Amounts payable17/49€756k€814k▲
Amounts payable after more than one year17€9k€10k▲
Other amounts payable178/9€9k€10k▲
Amounts payable within one year42/48€670k€626k▼
Trade debts44€101k€110k▲
Suppliers440/4€101k€110k▲
Taxes, remuneration and social security45€521k€414k▼
Taxes450/3€60k€65k▲
Remuneration and social security454/9€461k€349k▼
Accrued charges and deferred income492/3€77k€179k▲
Income statement
Code20242025
Turnover70€1.58M€1.62M▲
Non-recurring operating income76A€4k€1k▼
Goods, raw materials, services and sundry goods60/61€342k€300k▼
Remuneration, social security and pensions62€3.69M€3.45M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€175k€181k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€18k€-2k▼
Other operating charges640/8€27k€29k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€4.02M€3.99M▼
Operating profit (loss)9901€112k€332k▲
Financial income75/76B€19k€21k▲
Recurring financial income75€19k€21k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€129k€351k▲
Profit (loss) for the period9904€129k€351k▲
Profit (loss) for the period to be appropriated9905€129k€351k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.94M€3.29M▲
Profit (loss) brought forward from the previous period14P€2.81M€2.94M▲
Social balance
Average headcount (FTE)908790.083.0▼
The notes to these accounts (37 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Resignation: Suzanne HAENEN (administratrice et membre de l'assemblée générale)Appointment: Carine DEMEZ (administratrice et membre de l'assemblée générale) · Reappointments: Anne KNOTT, Philippe JACQUEMIN and Sabrina FOUTREYN · Withdrawal: Suzanne HAENEN (membre de l'assemblée générale)8 facts ▸
State Gazette act
Resignation: Suzanne HAENEN (administratrice et membre de l'assemblée générale)
Appointment: Carine DEMEZ (administratrice et membre de l'assemblée générale) · Reappointments: Anne KNOTT, Philippe JACQUEMIN and Sabrina FOUTREYN · Withdrawal: Suzanne HAENEN (membre de l'assemblée générale)8 facts ▸
- General meeting, 12-06-2026
- Director resignation, Suzanne HAENEN (administratrice et membre de l'assemblée générale)
- Director appointment, Carine DEMEZ (administratrice et membre de l'assemblée générale)
- Director reappointment, Anne KNOTT (director)
- Director reappointment, Philippe JACQUEMIN (director)
- Director reappointment, Sabrina FOUTREYN (director)
- Member resignation, Suzanne HAENEN (membre de l'assemblée générale)
- Member admission, Carine DEMEZ (membre de l'assemblée générale)
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €129k ▼33.2%
Net result drops to €129k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €986k ▲167%
Operating result €976k, net result €986k, both a record.
31-12
Financial
Equity above €2MEq €2.87M ▲51.3%
4 profitable years in a row build equity to €2.87M.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26108659). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Carine DEMEZ
CurrentAdministratrice et membre de l'assemblée générale · since 12-06-2026
Anne KNOTT
CurrentDirector
Philippe JACQUEMIN
CurrentDirector
Sabrina FOUTREYN
CurrentDirector
12-06-2026
Carine DEMEZ: Appointed as Administratrice et membre de l'assemblée générale
12-06-2026
Suzanne HAENEN: Resigned as Administratrice et membre de l'assemblée générale
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1967
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Weines 654800 VerviersGround area
618 m²
Building footprint
641 m²
Volume, LiDAR
9,906 m³
Parcel 63022A0213/00L000, Wallonia · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ATE-Les Ateliers d' Ensival
since 19672.154.428.693
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63022A0213/00L000 | Wallonia | 618 m² | 1 · 641 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOMENTS FURNITURE
BE 0423.530.605
Ingelmunster · Eq €3.90M
HALUX
BE 0860.728.312
Sint-Niklaas · Eq €3.91M
BAUWENS
BE 0678.409.090
Beernem · Eq €3.89M
KORIMMO
BE 0421.989.194
Veurne · Eq €3.72M
ANWE
BE 0441.996.633
Erpe-Mere · Eq €3.65M
Of 1,499 companies in sector 31004 we hold annual accounts for 620. 191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded28-03-1967
Fiscal year end31-12
Activities, NACEBEL 2025
31004Manufacture of dining room, living room, bedroom and bathroom furniture
88993Social work activities without accommodation
16281Manufacture of other wood products
25530Machining of metals
31003Manufacture of furniture
82920Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.