Investments
Green is investment, beige is depreciation. Machinery stands 352.6% higher than in 2024.
Green is investment, beige is depreciation. Machinery stands 352.6% higher than in 2024.
ATC RENOV pays its suppliers 22 days earlier than in 2024. Customers pay 8 days earlier.
Higher net result than 85% of companies in specialised construction. Sector median €9,999 · 37,159 companies.
In July 2024, 39,326 companies had the same profile as ATC RENOV has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for ATC RENOV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ATC RENOV Molenbeek-Saint-Jean | €391,286 | 12.3% | 45.8% | - |
| M-Z RENOVATION Dilbeek | - | - | 38.4% | - |
| Neutrale Warmtekracht Tremelo | - | - | 71.2% | - |
| ELITE BUILDING GROUP Sint-Pieters-Leeuw | - | - | 53.9% | - |
| MBARY Zele | €369,454 | 4.6% | 69.8% | - |
| ARC MONTAGE Sint-Pieters-Leeuw | - | - | 27.4% | - |
| FLEXI CONSTRUCT Zaventem | - | - | 24.5% | - |
Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ATC RENOV: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €139,000 and €206,000, founded in 2023.
Solvency rose in 2025 from 32.6% to 45.8% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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