ATC Import Export
ActiveThe computed 12-month bankruptcy probability of ATC Import Export is 2.3% (moderate). The 2025 annual accounts show equity of €299k and a net result of €-15k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 4107 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy▼ -31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-88
Solvency100▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 9.52 against 2.1 in 2024), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
1 d late
2024
7 d late
2023
5 d early
2022
29 d late
2021
16 d early
2020
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-15k
2024 · €55k
2020: €61k
2021: €125k
2022: €-14k
2023: €-2k
2024: €55k
2020 → 2025
Working capital
€276k▲ 1.1%
2024 · €273k
2020: €223k
2021: €291k
2022: €317k
2023: €244k
2024: €273k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€305k-€291k▼ 4.5%€290k▼ 0.6%€314k▲ 8.5%€299k▼ 4.7%
Operating result€157k-€92k▼ 41.6%€7k▼ 92.8%€68k▲ 927%€-13k
Net result€125k-€-14k€-2k▲ 87.4%€55k€-15k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €68k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €335k
Fixed assets
€27k▼ 53.4%
Current assets
€308k▼ 40.9%
Equity and liabilities €335k
Equity
€299k▼ 4.7%
Debt
€36k▼ 86.5%
The debt ratio falls from 45.8% to 10.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€4k▼
2024 · €85k
Cash flow
€2k▼
2024 · €73k
Solvency
89.3%▲
2024 · 54.2%
Current ratio
9.52▲
2024 · 2.10
Quick ratio
3.04▲
2024 · 0.95
Debt / equity
0.12▼
2024 · 0.84
ROE
-4.9%▼
2024 · 17.7%
ROA
-4.4%▼
2024 · 9.6%
Interest coverage
1.75▼
2024 · 8.56
Debt
€36k▼
2024 · €265k
Debt ≤ 1 year
€32k▼
2024 · €248k
Debt > 1 year
€3k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€579k€335k▼
Fixed assets21/28€58k€27k▼
Tangible fixed assets22/27€44k€27k▼
Furniture and vehicles24€44k€27k▼
Financial fixed assets28€14k-
Current assets29/58€521k€308k▼
Stocks and contracts in progress3€284k€210k▼
Stocks30/36€284k€210k▼
Amounts receivable within one year40/41€149k€43k▼
Trade receivables40€148k€39k▼
Other amounts receivable41€930€3k▲
Cash at bank and in hand54/58€87k€55k▼
Deferred charges and accrued income490/1€855€1k▲
Equity and liabilities
Total equity and liabilities10/49€579k€335k▼
Equity10/15€314k€299k▼
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€105k€105k=
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€9k€-6k▼
Amounts payable17/49€265k€36k▼
Amounts payable after more than one year17€17k€3k▼
Financial debts170/4€17k€3k▼
Amounts payable within one year42/48€248k€32k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€13k€19k▲
Suppliers440/4€13k€19k▲
Advances received on contracts in progress46€76k-
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€143k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼
Other operating charges640/8€3k€18k▲
Gross operating margin9900€88k€22k▼
Operating profit (loss)9901€68k€-13k▼
Financial income75/76B€151€676▲
Recurring financial income75€151€676▲
Financial charges65/66B€10k€2k▼
Recurring financial charges65€10k€2k▼
Profit (loss) for the period before taxes9903€58k€-15k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€55k€-15k▼
Profit (loss) for the period to be appropriated9905€55k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€-6k▼
Profit (loss) brought forward from the previous period14P€-16k€9k▲
Profit to be distributed694/7€31k-
Directors or managers695€31k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 1 day late
2025
31-12
Financial
Weakest financial yearnet €-15k ▼126%
Net result drops to €-15k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 9.52
Current ratio from 2.10 to 9.52; short-term debt falls from €248k to €32k.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 7 days late
2024
31-12
Financial
Back to profitnet €55k
Net result €55k after 2 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €125k ▲105%
Operating result €157k, net result €125k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Birminghamstraat 581080 Sint-Jans-MolenbeekGround area
1,333 m²
Building footprint
1,359 m²
Volume, LiDAR
12,340 m³
Parcel 21523B0939/00E097, Brussels · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ATC Import Export SA
since 20192.291.470.392
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0939/00E097 | Brussels | 1,333 m² | 1 · 1,359 m² | 15.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GIPA MOTOR
BE 0887.573.061
Comblain-au-Pont · Eq €299k
AUTOIMPEX
BE 0460.206.897
Waterloo · Eq €299k
Carrosserie Felix
BE 0438.070.014
Brecht · Eq €299k
JASPERS MOTORS
BE 0669.918.127
Oreye · Eq €299k
EASTLAND CARS
BE 0739.596.096
Ukkel · Eq €299k
Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 3,635 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-04-2019
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
50200Water transport
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.