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Complete company report
Generated 30-07-2026
Active BE 0795.802.747Private limited company

At Group

Ambachtsstraat 19 ·3980 Tessenderlo-Ham, Belgium· 3 yrs active
Sector: Financial services (64210)
Conclusion Checked

At Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €632k and a net result of €70. Its solvency ranks better than 41% of 1400 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €632k
Net result €70
Better than sector 41%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability0Solvency35Growth50Stability79
33 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 0
Solvency 35
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 29.4% 37.2%
better than 41% of 1400 sector peers
Net result €70 €46k
better than 23% of 1399 sector peers
Equity €632k €362k
better than 62% of 1400 sector peers
Gross operating margin €36k €66k
better than 38% of 1398 sector peers
Total assets €2.15M €1.41M
better than 61% of 1400 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€70
Cash flown/a
Staff costs-
Income taxes€26
Dividends-
Total assets€2.15M
Equity€632k
Debt€1.51M
of which ≤ 1y€948k
of which > 1y€566k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency29.4%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA0.0%
ROE0.0%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.15M
Fixed assets 21/28€2.03M
Formation expenses 20€1k
Financial fixed assets 28€2.03M
Current assets 29/58€117k
Amounts receivable within one year 40/41€117k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.15M
Equity 10/15€632k
Contributions / capital 10/11€629k
Reserves 13€3k
Amounts payable 17/49€1.51M
Amounts payable after one year 17€566k
Amounts payable within one year 42/48€948k
Income statement
Gross operating margin 9900€36k
Operating result 9901€35k
Financial charges 65€35k
Result before taxes 9903€96
Income taxes 67/77€26
Net result for the period 9904€70
Result to be appropriated 9905€70
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation05-01-2023
StatusActive
Postal code3980
Establishment units 1 location
At Group
Ambachtsstraat 19, 3980 Tessenderlo-HamOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20232.343.051.925
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71362B1427/00P000 Flanders 8,299 m² 1 · 4,547 m² 7.5 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
28-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
26-04-2023
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
26-04-2023 Ben-Al-Lal Ismail appointed as managing director Director changes
  • Ben-Al-Lal Ismail, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ben-Al-Lal Ismail",
        "address": "3545 Haien, Corneliusstraat 57",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Ben-Al-Lal Ismail",
        "address": "3545 Haien, Corneliusstraat 57",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "Incognito 007 BV",
        "address": "Predikherenstraat 5, 3440 Zoutleeuw",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-03-16",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Tessenderlo",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-04-26",
    "filing_date": "2023-04-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2023-03-16",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0795.802.747",
    "name_full": "At Group",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Luik \u0026",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL At Group
Registered office
Ambachtsstraat 19
3980 Tessenderlo-Ham, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative