At C
ActiveAt C has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €307k and a net result of €56k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 50% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+6
Solvency67▼-6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.86 in 2024; short-term debt: 58.3% and cash: 54.1% of total assets), but 58.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.7%
Return on assets
7.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
14 d late
2023
56 d late
2022
59 d late
2021
48 d late
2020
36 d early
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€307k▼ 4.5%
2024 · €321k
2018: €150k
2019: €178k
2020: €211k
2021: €246k
2022: €308k
2023: €304k
2024: €321k
2018 → 2025
Total assets
€736k▲ 10.0%
2024 · €669k
2018: €345k
2019: €416k
2020: €456k
2021: €560k
2022: €630k
2023: €653k
2024: €669k
2018 → 2025
Net result
€56k▲ 225%
2024 · €17k
2018: €32k
2019: €52k
2020: €57k
2021: €59k
2022: €134k
2023: €90k
2024: €17k
2018 → 2025
Working capital
€282k▼ 5.5%
2024 · €298k
2018: €143k
2019: €172k
2020: €199k
2021: €233k
2022: €278k
2023: €273k
2024: €298k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€308k▲ 25.1%€304k▼ 1.2%€321k▲ 5.7%€307k▼ 4.5%
Operating result€76k-€163k▲ 115%€115k▼ 29.5%€26k▼ 77.5%€83k▲ 222%
Net result€59k-€134k▲ 126%€90k▼ 32.8%€17k▼ 80.7%€56k▲ 225%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 222% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €736k
Fixed assets
€25k▲ 8.1%
Current assets
€711k▲ 10.1%
Equity and liabilities €736k
Equity
€307k▼ 4.5%
Debt
€429k▲ 23.4%
The debt ratio rises from 52.0% to 58.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€92k▲
2024 · €34k
Cash flow
€65k▲
2024 · €25k
Solvency
41.7%▼
2024 · 48.0%
Current ratio
1.66▼
2024 · 1.86
Quick ratio
1.12▼
2024 · 1.23
Debt / equity
1.40▲
2024 · 1.08
ROE
18.4%▲
2024 · 5.4%
ROA
7.7%▲
2024 · 2.6%
Interest coverage
7.17▲
2024 · 7.09
Debt
€429k▲
2024 · €348k
Debt ≤ 1 year
€429k▲
2024 · €348k
Income taxes
€18k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€669k€736k▲
Fixed assets21/28€23k€25k▲
Tangible fixed assets22/27€23k€25k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€8k€12k▲
Other tangible fixed assets26€13k€12k▼
Current assets29/58€646k€711k▲
Stocks and contracts in progress3€219k€230k▲
Stocks30/36€219k€230k▲
Amounts receivable within one year40/41€65k€77k▲
Trade receivables40€59k€71k▲
Other amounts receivable41€5k€6k▲
Current investments50/53€0-
Cash at bank and in hand54/58€354k€398k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€669k€736k▲
Equity10/15€321k€307k▼
Contributions10/11€19k€19k=
Reserves13€303k€289k▼
Distributable reserves133€303k€289k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€348k€429k▲
Amounts payable within one year42/48€348k€429k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€289k€350k▲
Suppliers440/4€289k€350k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€56k€78k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€870€1k▲
Gross operating margin9900€34k€93k▲
Operating profit (loss)9901€26k€83k▲
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€5k€13k▲
Recurring financial charges65€5k€13k▲
Profit (loss) for the period before taxes9903€26k€74k▲
Income taxes67/77€8k€18k▲
Profit (loss) for the period9904€17k€56k▲
Profit (loss) for the period to be appropriated9905€17k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€56k▲
Transfer from equity791/2€0€51k▲
Transfer to equity691/2€17k€36k▲
To other reserves6921€17k€36k▲
Profit to be distributed694/7€0€71k▲
Return on contributions (dividend)694€0€51k▲
Directors or managers695€0€20k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €17k ▼80.7%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Highest result since 2018net €134k ▲126%
Operating result €163k, net result €134k, both a record.
17-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 48 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €211k ▲18.3%
3 profitable years in a row build equity to €211k.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ovenhoek 158800 RoeselareGround area
1,623 m²
Building footprint
797 m²
Parcel 36504D0445/00E003, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
At C
since 20092.258.688.451
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0445/00E003 | Flanders | 1,623 m² | 1 · 797 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,156 companies in sector 46190 we hold annual accounts for 2,571. 1,722 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2009
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.