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At C

Active Private limited companyfounded 2009active for 17 yearsOvenhoek 15, 8800 RoeselareKBO/BCE: BE 0809.881.308

Lifetime

17 annual accounts with figures on one time axis
peak €170,315 (2022)
€93,160▲ 170%
peak €133,803 (2022)
€56,403▲ 225%
peak €321,495 (2024)
€307,122▼ 4.5%
€429,066▲ 23.4%
peak 1 FTE (2017)
-not published
Board1 name since 2022
1 directorPEBOA
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €34,495 to €93,160Result from €17,367 to €56,403Registered office moved within Roeselare 09-10Dividend €50,777Debts from €347,775 to €429,066

Key points

from the 2025 annual accounts

Equity

€307,122 ▼ 4.5%
321,4952024+56,403Profit-50,777Dividend-20,000Other307,1222025

At C paid out €50,777 in dividends. That is 90% of the 2025 profit.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

Eight of the last ten came late. The 2022 accounts came latest: 59 days after the end of the period.

Position in the sector

€56,403

Higher net result than 87% of companies in wholesale trade. Sector median €5,626 · 13,803 companies.

Checked score

88
Excellent
Financially stronger than 57% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.1%▼ -0.3 percentage points vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.4%▲ +0.3 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026highest value 08-2026: 0.2%▼ -0.3 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

67-6equity 41.7% of total assets
70-4short-term debt 58.3% · cash 54.1%
78+6return on assets 7.7%

Score breakdown

raises risk
1 change of registered office in 24 months
1 of the last 3 accounts late
lowers risk
Size: total assets €736,187
Liquidity: current ratio 1.66, cash €398,303
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 50% of them on solvency, 75% on liquidity, 70% on profitability and 32% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as At C has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of At C itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for At C. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.66 (1.86 in 2024), above the usual 1.5. Short-term debt is 58.3% and cash 54.1% of total assets. However, 58.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €736,187
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.66, cash €398,303
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
14 days late
2023
56 days late
2022
59 days late
2021
48 days late
2020
36 days early
2019
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 September (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

P
PEBOA
Director, Peter VERFAILLIE, since 01-07-2022
Board & ownership

Recent changes

Registered office moved within Roeselare New registered office: Ovenhoek 15, 8800 Roeselare · Previous registered office: Zilverbergstraat 316, 8800 Roeselare · Permanent representative: Peter Verfaillie · Board meeting of 11-08-2025 · Gazette deed
Change of role: PEBOA, from manager to sole director Permanent representative: Peter VERFAILLIE · Director discharge: PEBOA · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0809881308
First establishment Ovenhoek 15, Roeselare
All 27 events

Comparable companies

same main activity, similar in size and age
Company
At C Roeselare €736,187 €93,160 41.7% -
LOBKE Deerlijk €761,619 €122,375 9.8% -
DEBLONDE CHRISTOPHE Beernem €631,626 €95,996 88.8% -
AMVERSA Ranst €751,099 €122,451 53.2% -
HD Consultancy Lubbeek €794,230 €73,597 92.2% -
RAES-INVEST Duffel €630,919 €74,259 20.5% -
LES HALLES DE L'ASIE Quaregnon €577,845 €90,040 32.3% -

These companies have the same main activity as At C: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €578,000 and €794,000, founded between 2008 and 2011.

Official details

Source: KBO
Status
Active since 16-02-2009Normal situation
Activity
Agents in non-specialised wholesale tradeNACE 46190and 1 other
Establishment unit
2.258.688.4518800 Roeselare, since 18-02-2009
Financial year end
31 December
Peppol
Reachable since 20-11-2020
Company details

Annual accounts 2025

≈ €430,000estimated
€736,187▲ 10.0%
Filing
Filed on 23-07-2026, 8 days before the end of the filing period
Financials

Insights on At C

At C files the micro format. That format states no turnover. The gross margin rose from €17,519 in 2009 to €93,160 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about At C

What is the company number of At C?
The company number of At C is 0809.881.308. The VAT number is the same number with BE in front: BE 0809.881.308.
Where is At C based?
The registered office is at Ovenhoek 15, 8800 Roeselare.Company details
What does At C do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of At C?
At C is a private limited company (BV).
When was At C founded?
At C was founded on 16-02-2009.
Is At C still active?
Yes, At C is an active enterprise in the KBO register.
How many employees does At C have?
At C had an average of 0.1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of At C?
The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €93,160 and 30 comparable companies (NACE 461). It probably lies between €220,000 and €1.0m.
Is At C profitable?
In financial year 2025, At C made a profit of €56,403.
Where can I find the annual accounts of At C?
At C filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of At C due?
At C must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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