LOBKE
ActiveLOBKE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €46k and a net result of €3k. Equity is growing by ~69% per year across the filed fiscal years. Its solvency ranks better than 25% of 15878 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability29▼-71
Solvency4▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.33 against 0.4 in 2023), and 93.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6.1%
Return on assets
0.4%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 15878 sector peers (2024).
NBB · sector comparisonPosition among 15878 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
36 d early
2022
6 d early
2021
5 d early
2020
31 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€46k▲ 6.1%
2023 · €43k
2021: €-7k
2022: €18k
2023: €43k
2021 → 2024
Total assets
€757k▲ 27.7%
2023 · €593k
2021: €100k
2022: €603k
2023: €593k
2021 → 2024
Net result
€3k▼ 89.5%
2023 · €25k
2021: €-4k
2022: €25k
2023: €25k
2021 → 2024
Working capital
€-115k▼ 2.6%
2023 · €-112k
2021: €-37k
2022: €4k
2023: €-112k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€-7k-€18k€43k▲ 141%€46k▲ 6.1%
Operating result€-2k-€30k€45k▲ 49.2%€28k▼ 37.1%
Net result€-4k-€25k€25k▲ 2.3%€3k▼ 89.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 37% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €757k
Fixed assets
€699k▲ 35.2%
Current assets
€58k▼ 23.4%
Equity and liabilities €757k
Equity
€46k▲ 6.1%
Debt
€711k▲ 29.4%
The debt ratio rises from 92.7% to 93.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€90k▼
2023 · €112k
Cash flow
€64k▼
2023 · €93k
Solvency
6.1%▼
2023 · 7.3%
Current ratio
0.33▼
2023 · 0.40
Quick ratio
0.28▼
2023 · 0.37
Debt / equity
15.49▲
2023 · 12.70
ROE
5.8%▼
2023 · 58.5%
ROA
0.4%▼
2023 · 4.3%
Interest coverage
3.39▼
2023 · 6.23
Debt
€711k▲
2023 · €550k
Debt ≤ 1 year
€173k▼
2023 · €188k
Debt > 1 year
€512k▲
2023 · €362k
Income taxes
€2k▲
2023 · €2k
Staff costs
€8k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€593k€757k▲
Fixed assets
21/28€517k€699k▲
Tangible fixed assets
22/27€517k€699k▲
Financial fixed assets
28€657€657=
Current assets
29/58€75k€58k▼
Stocks & contracts in progress
3€5k€10k▲
Amounts receivable within one year
40/41€7k€6k▼
Investments
50/53€20k€18k▼
Cash & bank
54/58€36k€16k▼
Total equity & liabilities
10/49€593k€757k▲
Equity
10/15€43k€46k▲
Contributions / capital
10/11€6k€6k=
Reserves
13€37k€37k=
Accumulated profits (losses)
14€193€3k▲
Amounts payable
17/49€550k€711k▲
Amounts payable after one year
17€362k€512k▲
Amounts payable within one year
42/48€188k€173k▼
Trade debts payable within one year
44€40k€20k▼
Income statement
Code20232024
Gross operating margin
9900€129k€108k▼
Operating result
9901€45k€28k▼
Financial income
75€116€3k▲
Financial charges
65€18k€26k▲
Result before taxes
9903€27k€5k▼
Income taxes
67/77€2k€2k▲
Net result for the period
9904€25k€3k▼
Result to be appropriated
9905€25k€3k▼
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
03-01
State Gazette act
Director changes
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €25k ▲2.3%
Operating result €45k, net result €25k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 director, last change in 2025
Hostens Sofie
CurrentDirector · since 01-01-2025
01-01-2025
Appointed as Director
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2009
Ground area
699 m²
Building footprint
735 m²
Volume, LiDAR
3,307 m³
Parcel 34009A0246/00V003, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Snooker Pocket
since 20092.179.498.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009A0246/00V003 | Flanders | 699 m² | 1 · 735 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
SOEX
BE 0680.910.207
Zulte · Eq €46k
STAL MOLENAERS
BE 0457.930.070
Kinrooi · Eq €46k
BELGIAN INTERNATIONAL REPRESENTATIVE OFFICE
BE 0434.262.466
Evergem · Eq €46k
ALFA CO
BE 0774.995.059
Sint-Lambrechts-Woluwe · Eq €46k
MB RETAIL
BE 0830.724.034
Braine-le-Château · Eq €46k
Of 6,136 companies in sector 46190 we hold annual accounts for 2,459. 1,826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2009
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
93291Sports, amusement and recreation activities
93292Sports, amusement and recreation activities
46130Agents in the wholesale of timber and building materials
46150Agents in the wholesale of furniture, household goods and hardware
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 03-08-2026. Scores and ratios are computed by Checked and are not a credit decision.