ASTER
ActiveASTER has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €509k and a net result of €66k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-35
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 6.0 against 4.1 in 2024), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.1%
Return on assets
10.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
16 d early
2023
22 d early
2022
3 d early
2021
67 d late
2020
5 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€509k▲ 15.0%
2024 · €443k
2018: €199k
2019: €236k
2020: €306k
2021: €263k
2022: €306k
2023: €332k
2024: €443k
2018 → 2025
Total assets
€636k▲ 23.2%
2024 · €516k
2018: €397k
2019: €439k
2020: €400k
2021: €402k
2022: €384k
2023: €442k
2024: €516k
2018 → 2025
Net result
€66k▼ 39.9%
2024 · €110k
2018: €25k
2019: €37k
2020: €69k
2021: €49k
2022: €43k
2023: €75k
2024: €110k
2018 → 2025
Working capital
€274k▲ 24.4%
2024 · €220k
2018: €88k
2019: €104k
2020: €156k
2021: €111k
2022: €149k
2023: €168k
2024: €220k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€263k-€306k▲ 16.3%€332k▲ 8.4%€443k▲ 33.3%€509k▲ 15.0%
Operating result€63k-€56k▼ 10.9%€100k▲ 78.8%€152k▲ 51.0%€86k▼ 43.3%
Net result€49k-€43k▼ 12.1%€75k▲ 73.5%€110k▲ 48.2%€66k▼ 39.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €636k
Fixed assets
€307k▲ 36.5%
Current assets
€329k▲ 12.9%
Equity and liabilities €636k
Equity
€509k▲ 15.0%
Debt
€127k▲ 72.8%
The debt ratio rises from 14.2% to 19.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€115k▼
2024 · €164k
Cash flow
€95k▼
2024 · €122k
Solvency
80.1%▼
2024 · 85.8%
Current ratio
6.00▲
2024 · 4.10
Quick ratio
6.00▲
2024 · 4.10
Debt / equity
0.25▲
2024 · 0.17
ROE
13.0%▼
2024 · 25.0%
ROA
10.4%▼
2024 · 21.4%
Interest coverage
38.20▼
2024 · 50.19
Debt
€127k▲
2024 · €73k
Debt ≤ 1 year
€55k▼
2024 · €71k
Debt > 1 year
€72k
Income taxes
€26k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€516k€636k▲
Fixed assets21/28€225k€307k▲
Tangible fixed assets22/27€154k€236k▲
Land and buildings22€146k€140k▼
Furniture and vehicles24€8k€96k▲
Financial fixed assets28€71k€71k=
Current assets29/58€291k€329k▲
Amounts receivable after more than one year29€196k€210k▲
Other amounts receivable291€196k€210k▲
Amounts receivable within one year40/41€25k€59k▲
Trade receivables40€23k€53k▲
Other amounts receivable41€2k€6k▲
Current investments50/53€0-
Cash at bank and in hand54/58€32k€13k▼
Deferred charges and accrued income490/1€38k€47k▲
Equity and liabilities
Total equity and liabilities10/49€516k€636k▲
Equity10/15€443k€509k▲
Contributions10/11€19k€19k=
Reserves13€424k€490k▲
Distributable reserves133€424k€490k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€73k€127k▲
Amounts payable after more than one year17-€72k
Financial debts170/4-€72k
Amounts payable within one year42/48€71k€55k▼
Current portion of amounts payable after more than one year42€0€21k▲
Trade debts44€3k€839▼
Suppliers440/4€3k€839▼
Taxes, remuneration and social security45€27k€27k▼
Taxes450/3€27k€27k▼
Other amounts payable47/48€41k€7k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€29k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€165k€116k▼
Operating profit (loss)9901€152k€86k▼
Financial income75/76B€8k€9k▲
Recurring financial income75€8k€9k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€157k€92k▼
Income taxes67/77€46k€26k▼
Profit (loss) for the period9904€110k€66k▼
Profit (loss) for the period to be appropriated9905€110k€66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€110k€66k▼
Transfer from equity791/2€0-
Transfer to equity691/2€110k€66k▼
To other reserves6921€110k€66k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €509k ▲15%
8 profitable years in a row build equity to €509k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €110k ▲48.2%
Operating result €152k, net result €110k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 67 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €236k ▲18.5%
2 profitable years in a row build equity to €236k.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
VAN GOEYE Nicolas
CurrentNon-statutory director · since 02-01-2024
02-01-2024
Resigned as Director
02-01-2024
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Gent
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Visserij 179000 GentGround area
144 m²
Building footprint
79 m²
Volume, LiDAR
842 m³
Parcel 44804D3644/00Y002, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D3644/00Y002 | Flanders | 144 m² | 1 · 79 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MS-A-Bureau d'ARCHITECTES
BE 0875.253.665
Elsene · Eq €509k
ARCHITECTEN VAN LAER & VAN ERCK
BE 0475.854.680
Hoogstraten · Eq €509k
DHOORE-VANWEERT Architecten
BE 0833.019.964
Hasselt · Eq €508k
B+ ARCHITECTEN
BE 0836.408.234
Genk · Eq €510k
CHRIS VERHAEGEN ARCHITECTENVENNOOTSCHAP
BE 0475.981.374
Hoeilaart · Eq €511k
Of 18,208 companies in sector 71111 we hold annual accounts for 6,291. 3,950 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2004
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.