Summary
ASSURLYS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €287,156 and a net result of €20,050. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 64% of 3,041 sector peers (NACE 66, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 1 FTE
- Equity
- €287,156
- Profit
- €20,050
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 7 accounts on average 32 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Registered officeRegistered-office move
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 2% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €11,208 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €9,212 | €5,920 | €14,877 | €12,822 | €12,896 | ▲ 0.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,283 | €38,874 | €40,112 | €15,720 | €17,313 | €18,522 | €18,522 | €16,645 | ▼ 10.1% |
| Other operating charges640/8 | - | - | - | €1,258 | €1,393 | €1,823 | €1,812 | €1,824 | ▲ 0.7% |
| Non-recurring operating charges66A | - | - | - | - | - | - | - | €2,382 | - |
| Gross operating margin9900 | €63,896 | €94,821 | €78,160 | €60,725 | €92,032 | €106,240 | €77,409 | €77,066 | ▼ 0.4% |
| Operating profit (loss)9901 | €4,498 | €30,562 | €22,777 | €34,535 | €67,405 | €71,019 | €44,254 | €43,319 | ▼ 2.1% |
| Financial income75/76B | - | - | - | - | - | - | €84 | €3,108 | ▲ 37× |
| Recurring financial income75 | €0 | €0 | €2,600 | - | - | - | €84 | €3,108 | ▲ 37× |
| Financial charges65/66B | - | - | - | €7,707 | €6,219 | €7,170 | €4,691 | €9,898 | ▲ 111% |
| Recurring financial charges65 | €10,549 | €9,182 | €8,251 | €7,707 | €6,219 | €7,170 | €4,691 | €9,898 | ▲ 111% |
| Profit (loss) for the period before taxes9903 | -€6,051 | €21,380 | €17,126 | €26,828 | €61,186 | €63,849 | €39,647 | €36,529 | ▼ 7.9% |
| Income taxes67/77 | €163 | €4,951 | €8,941 | €8,538 | €17,083 | €21,424 | €13,745 | €16,479 | ▲ 19.9% |
| Profit (loss) for the period9904 | -€6,214 | €16,429 | €8,185 | €18,290 | €44,102 | €42,425 | €25,902 | €20,050 | ▼ 22.6% |
| Profit (loss) for the period to be appropriated9905 | -€6,214 | €16,429 | €8,185 | €18,290 | €44,102 | €42,425 | €25,902 | €20,050 | ▼ 22.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €368,399 | €348,645 | €355,625 | €371,953 | €424,477 | €439,195 | €416,172 | €446,233 | ▲ 7.2% |
| Fixed assets21/28 | €328,805 | €311,776 | €309,250 | €63,601 | €421,102 | €402,580 | €384,058 | €400,478 | ▲ 4.3% |
| Tangible fixed assets22/27 | €328,625 | €311,776 | €309,250 | €63,601 | €85,495 | €66,974 | €48,452 | €64,871 | ▲ 33.9% |
| Land and buildings22 | - | - | - | €61,200 | €51,000 | €40,800 | €30,600 | €20,400 | ▼ 33.3% |
| Furniture and vehicles24 | - | - | - | - | €34,495 | €26,174 | €17,852 | €44,471 | ▲ 149% |
| Assets under construction and advance payments27 | - | - | - | €2,401 | - | - | - | - | - |
| Financial fixed assets28 | €180 | - | - | - | €335,606 | €335,606 | €335,606 | €335,606 | = |
| Current assets29/58 | €39,594 | €36,869 | €46,376 | €308,353 | €3,375 | €36,615 | €32,113 | €45,755 | ▲ 42.5% |
| Amounts receivable within one year40/41 | €25,131 | €26,672 | €28,926 | €303,951 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Trade receivables40 | - | - | - | €1,451 | - | - | - | - | - |
| Other amounts receivable41 | - | - | - | €302,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Cash at bank and in hand54/58 | €14,463 | €10,197 | €17,449 | €4,402 | €875 | €34,115 | €29,613 | €43,255 | ▲ 46.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €368,399 | €348,645 | €355,625 | €371,953 | €424,477 | €439,195 | €416,172 | €446,233 | ▲ 7.2% |
| Equity10/15 | €111,771 | €128,201 | €136,386 | €154,676 | €198,778 | €241,204 | €267,106 | €287,156 | ▲ 7.5% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €105,571 | €122,001 | €130,186 | €148,476 | €192,578 | €235,004 | €260,906 | €280,956 | ▲ 7.7% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | - | - | €36,000 | €36,000 | €36,000 | €36,000 | = |
| Distributable reserves133 | - | - | - | €146,616 | €154,718 | €197,144 | €223,046 | €243,096 | ▲ 9.0% |
| Amounts payable17/49 | €256,628 | €220,444 | €219,240 | €217,277 | €225,699 | €197,991 | €149,066 | €159,077 | ▲ 6.7% |
| Amounts payable after more than one year17 | €202,289 | €164,929 | €169,036 | €128,229 | €115,331 | €88,025 | €60,037 | €4,802 | ▼ 92.0% |
| Financial debts170/4 | - | - | - | €128,229 | €115,331 | €88,025 | €60,037 | €4,802 | ▼ 92.0% |
| Amounts payable within one year42/48 | €54,338 | €55,516 | €50,204 | €89,048 | €110,368 | €109,966 | €89,029 | €154,275 | ▲ 73.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €37,620 | €30,639 | €30,874 | €31,625 | €7,040 | ▼ 77.7% |
| Trade debts44 | €5,208 | €6,345 | €1,713 | - | €2,717 | €5,183 | €442 | €1,486 | ▲ 236% |
| Suppliers440/4 | - | - | - | - | €2,717 | €5,183 | €442 | €1,486 | ▲ 236% |
| Taxes, remuneration and social security45 | - | - | - | €12,253 | €13,724 | €22,135 | €13,332 | €6,093 | ▼ 54.3% |
| Taxes450/3 | - | - | - | €6,981 | €12,783 | €20,500 | €11,136 | €3,800 | ▼ 65.9% |
| Remuneration and social security454/9 | - | - | - | €5,273 | €941 | €1,635 | €2,195 | €2,294 | ▲ 4.5% |
| Other amounts payable47/48 | - | - | - | €39,175 | €63,288 | €51,774 | €43,630 | €139,655 | ▲ 220% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,214 | €16,429 | €8,185 | €18,290 | €44,102 | €42,425 | €25,902 | €20,050 | ▼ 22.6% |
| + Depreciation and write-downs630 | €38,283 | €38,874 | €40,112 | €15,720 | €17,313 | €18,522 | €18,522 | €16,645 | ▼ 10.1% |
| Operating cash flow (approximation) | €32,069 | €55,303 | €48,297 | €34,010 | €61,416 | €60,947 | €44,424 | €36,695 | ▼ 17.4% |
| Investment in fixed assets (approximation) | - | -€21,845 | -€37,586 | €229,929 | -€374,814 | €0 | €0 | -€33,064 | - |
| Change in cash | - | -€4,266 | €7,252 | -€13,048 | -€3,526 | €33,240 | -€4,501 | €13,642 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00375516 |
| 31-12-2024 | micro format | 28-08-2025 | 2025-00444058 |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00436973 |
| 31-12-2022 | micro format | 29-09-2023 | 2023-00466581 |
| 31-12-2021 | micro format | 17-10-2022 | 2022-20467335 |
| 31-12-2020 | micro format | 30-07-2021 | 2021-44300226 |
| 31-12-2019 | micro format | 31-08-2020 | 2020-50200405 |
| 31-12-2018 | micro format | 30-09-2019 | 2019-67000214 |
| 31-12-2017 | micro format | 17-08-2018 | 2018-47200230 |
| 31-12-2016 | micro format | 28-08-2017 | 2017-48800099 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| MAQUET Jean-Yves Denis Nicolas |
|
Owners and capital
Capital and shareholders
- 21-02-2024 Converted to unavailable equity · €8,060
- 21-02-2024 Converted to uncalled contributions · €12,400
Group and network
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
1 board mandateHistory
Acts, filings and financial milestones
07-01
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 03-06-2024
- Registered-office move, RUE DE MESSINES 166 7782 PLOEGSTEERT
21-02
Gazette deed
Appointment: MAQUET Jean-Yves Denis Nicolas (director)Legal-form conversion · Capital conversion · Reserve release9 facts ▸
- Legal-form conversion, “société à responsabilité limitée (en abrégé SRL)” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Capital conversion, “compte de capitaux propres « apports non appelés »” (deed in French)
- Reserve release, “suppression, compte de capitaux propres statutairement indisponible” (deed in French)
- Amendment of the articles
- Director appointment, MAQUET Jean-Yves Denis Nicolas (director (not named in the articles))
- Director discharge, MAQUET Jean-Yves Denis Nicolas
- Registered office clause, “7500 Tournai, Chaussée de Bruxelles”, 69 (deed in French)
- Power of attorney
Show earlier events
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 54008C0856/00W000 | Wallonia | 1,026 m² | 1 · 112 m² | 8.4 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L'activité de courtier en assurances, la conclusion de tous contrats d’assurance, de réassurance et de conventions connexes; L'activité…” (deed in French)
8 activities (deed in French)
- L'activité de courtier en assurances, la conclusion de tous contrats d’assurance, de réassurance et de conventions connexes
- L'activité d'intermédiaire en matière d'opérations financières et de crédit, la vente contre commission de produits d’assurances, de produits bancaires et de placement
- La fourniture de tous services, directement ou indirectement, dans le domaine administratif et financier, dans les ventes, la production et la gestion en général
- La prise de participations dans des sociétés, l’acquisition par souscription ou achat d'actions, d'obligations, de bons de caisse et d'autres valeurs mobilières généralement quelconques, de sociétés belges ou étrangères, existantes ou à constituer ainsi que la gestion de ces valeurs, la constitution et la valorisation d'un patrimoine mobilier
- La constitution et la gestion d'un patrimoine immobilier, principalement par l'achat, la vente, la location ou d'autres conventions ayant trait à la jouissance, l'usage ou le rapport des immeubles, la valorisation et l'extension de ce patrimoine immobilier ; l'activité de marchand de biens, la promotion immobilière, les lotissements
- L'activité d’agence immobilière
- L'acquisition, la cession et l’exploitation de licences, brevets, octrois ainsi que de tous droits concernant le know-how et les procédés
- La gestion et le management de toutes entreprises ainsi que l’exécution de tous mandats d'administrateur, gérant, directeur, liquidateur et en général, tous mandats et fonctions dans des sociétés belges ou étrangères
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 13. Pouvoir d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est attribuée, avec…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Nommés avec ou sans limitation de durée, organe d'administration” (deed in French)“Rémunération des administrateurs, sauf décision contraire de l'assemblée générale” (deed in French)
- Permanent representative ruleA company that is a director names a natural person to carry out the mandate on its behalf.
- “Représentant permanent, soumis aux mêmes conditions et encourt les mêmes responsabilités civiles et pénales que s'il exerçait cette mission…” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Titulaires peuvent prendre connaissance, registre des actions nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Vis-à-vis de la société et des tiers, à dater de leur inscription dans le registre des actions” (deed in French)“Libre de céder tout ou partie de ses actions librement” (deed in French)
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “Chaque action confère un droit égal dans la répartition des bénéfices, la société peut demander le remboursement de toute distribution…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of June
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Décision de l'assemblée générale, formes prévues pour les modifications aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Si aucun autre liquidateur n'aurait été désigné, l'assemblée générale peut désigner un ou plusieurs liquidateurs et déterminer leurs…” (deed in French)