Summary
ASSURANTIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €27k and a net result of €25k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 3319 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
32 d late
2021
61 d late
2020
111 d late
2019
53 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€27k▲ 11.8%
2023 · €24k
Net result
€25k▲ 1,108%
2023 · €2k
Total assets
€65k▲ 32.3%
2023 · €49k
Solvency
41.6%▼ 7.7pp
2023 · 49.3%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€21k▲ 176%€19k▼ 12.1%€-1k€4k€29k▲ 726%
Net result€20k▲ 163%€16k▼ 19.6%€2k▼ 89.4%€2k▲ 18.7%€25k▲ 1,108%
Equity€12k€21k▲ 81.6%€32k▲ 50.3%€24k▼ 24.8%€27k▲ 11.8%
Total assets€26k▲ 424%€41k▲ 56.0%€48k▲ 19.0%€49k▲ 1.1%€65k▲ 32.3%
Debt€14k▲ 6.3%€19k▲ 35.0%€16k▼ 15.5%€25k▲ 51.7%€38k▲ 52.3%
Working capital€11k€21k▲ 83.0%€32k▲ 51.2%€23k▼ 28.9%€26k▲ 13.8%
Solvency45.0%▲ 215.8pp52.4%▲ 7.4pp66.2%▲ 13.8pp49.3%▼ 16.9pp41.6%▼ 7.7pp
Staff (FTE)1
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 726% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €65k
Fixed assets
€1k ▼ 16.6%
Current assets
€63k ▲ 34.0%
Equity and liabilities €65k
Equity
€27k ▲ 11.8%
Debt
€38k ▲ 52.3%
Debt's share of the balance-sheet total rises from 50.7% to 58.4%. Equity and debt are higher.
Key figures and ratios
ROE
92.1%▲
2023 · 8.5%
ROA
38.3%▲
2023 · 4.2%
Debt ≤ 1 year
€38k▲
2023 · €25k
Income taxes
€4k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1k | €9k | €22k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €300 | €300 | - | €112 | €268 | ▲ 140% |
| Other operating charges640/8 | - | - | - | - | €1k | - |
| Gross operating margin9900 | €22k | €21k | €8k | €26k | €31k | ▲ 18.3% |
| Operating profit (loss)9901 | €21k | €19k | €-1k | €4k | €29k | ▲ 726% |
| Financial income75/76B | - | - | €3k | €140 | €140 | = |
| Recurring financial income75 | €0 | - | €3k | €140 | €140 | = |
| Financial charges65/66B | - | €94 | €108 | €183 | €205 | ▲ 11.9% |
| Recurring financial charges65 | €80 | €94 | €108 | €183 | €205 | ▲ 11.9% |
| Profit (loss) for the period before taxes9903 | €21k | €19k | €2k | €4k | €29k | ▲ 734% |
| Income taxes67/77 | €1k | €3k | €60 | €1k | €4k | ▲ 207% |
| Profit (loss) for the period9904 | €20k | €16k | €2k | €2k | €25k | ▲ 1,108% |
| Profit (loss) for the period to be appropriated9905 | €20k | €16k | €2k | €2k | €25k | ▲ 1,108% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26k | €41k | €48k | €49k | €65k | ▲ 32.3% |
| Fixed assets21/28 | €300 | €385 | €385 | €2k | €1k | ▼ 16.6% |
| Tangible fixed assets22/27 | €300 | - | - | €1k | €961 | ▼ 21.8% |
| Furniture and vehicles24 | - | - | - | €1k | €961 | ▼ 21.8% |
| Financial fixed assets28 | - | €385 | €385 | €385 | €385 | = |
| Current assets29/58 | €26k | €40k | €48k | €47k | €63k | ▲ 34.0% |
| Amounts receivable after more than one year29 | - | - | €25k | €25k | €25k | = |
| Other amounts receivable291 | - | - | €25k | €25k | €25k | = |
| Amounts receivable within one year40/41 | €23k | €36k | €13k | €21k | €35k | ▲ 69.9% |
| Trade receivables40 | - | €8k | €8k | €11k | €19k | ▲ 62.6% |
| Other amounts receivable41 | - | €28k | €5k | €9k | €17k | ▲ 78.9% |
| Cash at bank and in hand54/58 | €3k | €4k | €10k | €2k | €3k | ▲ 100% |
| Deferred charges and accrued income490/1 | - | €436 | €436 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26k | €41k | €48k | €49k | €65k | ▲ 32.3% |
| Equity10/15 | €12k | €21k | €32k | €24k | €27k | ▲ 11.8% |
| Contributions10/11 | €9k | €10k | €19k | €19k | €19k | = |
| Outside capital11 | - | €10k | €19k | €19k | - | - |
| Other1109/19 | - | €10k | €19k | €19k | - | - |
| Profit (loss) carried forward14 | €3k | €11k | €13k | €5k | €8k | ▲ 55.3% |
| Amounts payable17/49 | €14k | €19k | €16k | €25k | €38k | ▲ 52.3% |
| Amounts payable within one year42/48 | €14k | €19k | €16k | €25k | €38k | ▲ 52.3% |
| Trade debts44 | €1k | €1k | €3k | €3k | €1k | ▼ 59.0% |
| Suppliers440/4 | - | €1k | €3k | €3k | €1k | ▼ 59.0% |
| Taxes, remuneration and social security45 | - | €4k | €8k | €4k | €10k | ▲ 129% |
| Taxes450/3 | - | €4k | €3k | €1k | €5k | ▲ 275% |
| Remuneration and social security454/9 | - | €834 | €5k | €3k | €4k | ▲ 51.5% |
| Other amounts payable47/48 | - | €13k | €5k | €17k | €27k | ▲ 54.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €16k | €2k | €2k | €25k | ▲ 1,108% |
| + Depreciation and write-downs630 | €300 | €300 | - | €112 | €268 | ▲ 140% |
| Operating cash flow (approximation) | €21k | €17k | €2k | €2k | €25k | ▲ 1,058% |
| Investment in fixed assets (approximation) | - | €-385 | €0 | €-1k | €0 | ▲ 100% |
| Change in cash | - | €2k | €5k | €-8k | €2k | ▲ 119% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €25k ▲1,108%
Operating result €29k, net result €25k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 111 days late
2020
31-12
Financial
Liquidity times 6current ratio 1.80
Current ratio from 0.32 to 1.80.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2015
Ground area
1,360 m²
Building footprint
1,061 m²
Volume, LiDAR
12,041 m³
Parcel 21807G0090/00F002, Brussels · tallest building 32.3 m, ±1 floor. Linked by address, not a title deed.
22
companies at this address
See who is registered here
1 establishment unit
Louizalaan 164, 1050 Elsene
since 20152.244.957.409
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0090/00F002 | Brussels | 1,360 m² | 1 · 1,061 m² | 32.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,219. 1,774 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Scores and ratios are computed by Checked and are not a credit decision.