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Complete company report
Generated 07-08-2026
Active BE 0820.965.834Private limited company (pre-2019)

ASSURANCES SPITERI

Rue de Foucaumont(Lig) 83 ·7812 Ath, Belgium· 16 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

ASSURANCES SPITERI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 16 yrs
Board 3
Locations 4
Publications 7
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2009, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 20-01-2026 2026-00011476
31-12-2023 micro 20-12-2024 2024-00627194
31-12-2022 micro 18-10-2023 2023-00489621
31-12-2021 micro 24-10-2022 2022-20473514
31-12-2020 micro 28-10-2021 2021-74600084
31-12-2019 micro 28-10-2020 2020-64000499
31-12-2018 volledig 10-10-2019 2019-69700219
31-12-2017 volledig 06-12-2018 2018-73800588
31-12-2016 volledig 20-11-2017 2017-69900419
31-12-2015 volledig 23-12-2016 2016-71300315
Directors & mandates 5 directors
Current directors & mandates
  • Alain SPITERI
    Administrateur non statutaire
    State Gazette act 26043743 (30-03-2026)
    Current
    17-03-2026 → present
  • D.S. CREDITS IMMOLegal entity
    Director· perm. rep.: Dominique SPITERI
    State Gazette act 25137916 (30-10-2025)
    Current
    30-10-2025 → present
  • B.P.O.-AssurathLegal entity
    Director· perm. rep.: OSAER Patrick
    State Gazette act 23015565 (01-02-2023)
    Current
    11-01-2023 → present
Former directors (2)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary 66220
Legal form Private limited company (pre-2019)(015)
Incorporation27-11-2009
StatusActive
Postal code7812
Connections & network 3 connected companies
Group structure
B.P.O.-Assurath
Parent · 1 subsidiary · 1 location
Control→
D.S. CREDITS IMMO
Parent · 1 subsidiary · 1 location
Control→
SGI
Subsidiary · 3 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 4 locations
Assurances Spiteri
Chemin Preuscamp(M.E) 20, 7822 AthBemiddeling inzake krediet en leningen door makelaars en andere tussenpersonen
since 20092.228.944.291
ASSURANCES SPITERI
Avenue des Quatre Saisons 28, 1410 WaterlooBemiddeling inzake krediet en leningen door makelaars en andere tussenpersonen
since 20222.333.354.103
ASSURANCES SPITERI
Rue du Cygne(TOU) 29, 7500 TournaiBemiddeling inzake krediet en leningen door makelaars en andere tussenpersonen
since 20222.333.354.202
ASSURANCES SPITERI
Leuvensesteenweg 923, 1140 EvereBemiddeling inzake krediet en leningen door makelaars en andere tussenpersonen
since 20262.389.594.406
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 4 (80%) Brussels 1 (20%)
Parcel (capakey) Region Area Buildings Height / fl.
25110B0185/00M003 Wallonia 1,333 m² 1 · 72 m² 9.2 m · 3 fl.
57049B0098/00D000 Wallonia 990 m² 1 · 142 m² 8.0 m · 2 fl.
51042B0617/00L000 Wallonia 834 m² 1 · 206 m² -
21372C0076/00V002 Brussels 165 m² 1 · 119 m² 14.1 m · 4 fl.
57081E0189/00D000 Wallonia 103 m² 1 · 62 m² 15.5 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-03-2026
State Gazette act Resignations & appointments
General meeting · Director appointment · Mandate compensation
20-01-2026
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
20-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
18-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
24-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
28-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
10-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
06-12-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
20-11-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
23-12-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 7 acts
Capital history · 1
04-04-2017
v3.2
Address history · 3
16-06-2022
v3.2
15-12-2020
v3.2
09-05-2019
v3.2
All acts · 7 updated 4 months ago
2026
30-03-2026 Alain SPITERI appointed as statutory auditor Director changes
  • Alain SPITERI, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Alain SPITERI",
        "address": "7812 Ath, Rue de Foucaumont 83",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2026-03-17",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Tournai",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2026-03-30",
    "filing_date": "2026-03-20",
    "act_kind_objet": "Nominations"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2026-03-17",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0820.965.834",
    "name_full": "ASSURANCES SPITERI",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Dominique SPITERI",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
    "le proc\u00E8s-verbal de l\u0027assembl\u00E9e g\u00E9n\u00E9rale du 17/03/2026"
  ],
  "corrected_publication_numac": null
}
2025
30-10-2025 1 director appointed, 1 resigning Director changes
  • Dominique SPITERI, Bestuurder
  • B.P.O.-Assurath, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "B.P.O.-Assurath",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027administrateur, B.P.O.-Assurath (B\u0421E 0471.965.772) expose avoir pr\u00E9sent\u00E9 sa d\u00E9mission",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dominique SPITERI",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0777954351",
        "name": "D.S Cr\u00E9dits Immo SRL",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Nomination d\u0027administrateur : D.S Cr\u00E9dits Immo SRL (BCE 0777.954.351), repr\u00E9sent\u00E9e par Madame Dominique SPITERI, d\u00E9j\u00E0 actionnaire de la soci\u00E9t\u00E9."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0820.965.834",
    "name_full": "ASSURANCES SPITERI",
    "legal_form": "SRL"
  }
}
2023
01-02-2023 1 director appointed, 1 resigning Director changes
  • OSAER Patrick, Bestuurder
  • SPITERI Alain Alphonse Francesca, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "SPITERI Alain Alphonse Francesca",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-01-11",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 de mettre fin \u00E0 la fonction du g\u00E9rant actuel, \u00E0 savoir Monsieur SPITERI Alain Alphonse Francesca... L\u0027assembl\u00E9e g\u00E9n\u00E9rale a donn\u00E9 d\u00E9charge compl\u00E8te et enti\u00E8re au g\u00E9rant d\u00E9missionnaire pour l\u0027ex\u00E9cution de son mandat.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "OSAER Patrick",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0471965772",
        "name": "B.P.O.-ASSURATH",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2023-01-11",
      "evidence_quote": "A \u00E9t\u00E9 appel\u00E9e aux fonctions d\u0027administrateur non statutaire pour une dur\u00E9e illimit\u00E9e et \u00E0 dater d\u0027aujourd\u0027hui. la soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u003C B.P.O.-ASSURATH \u003E ayant son si\u00E8ge \u00E0 7866 Lessines... inscrite \u00E0 la Banque Carrefour des Entreprises sous le num\u00E9ro 0471.965.772... Conform\u00E9ment \u00E0 l\u0027art"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0820.965.834",
    "name_full": "ASSURANCES SPITERI",
    "legal_form": "SRL"
  }
}
2022
16-06-2022 Registered office moved Registered-office change
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0820.965.834",
    "name_full": "ASSURANCES SPITERI",
    "legal_form": "SRL"
  }
}
2020
15-12-2020 Registered office moved Registered-office change
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0820.965.834",
    "name_full": "ASSURANCES SPITERI",
    "legal_form": "SPRL"
  }
}
2019
09-05-2019 Registered office moved from Meslin l Eveque to Villers saint Amand Registered-office change
  • Chemin Preuscamp 20, 7822 Meslin l Eveque → Rue de Foucaumont 83, 7812 Villers saint Amand
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Villers saint Amand",
        "region": null,
        "street": "Rue de Foucaumont",
        "country": "BE",
        "postcode": "7812",
        "box_number": null,
        "street_number": "83"
      },
      "old_address": {
        "city": "Meslin l Eveque",
        "region": null,
        "street": "Chemin Preuscamp",
        "country": "BE",
        "postcode": "7822",
        "box_number": null,
        "street_number": "20"
      },
      "effective_date": "2019-03-11",
      "evidence_quote": "1.L\u0027assembl\u00E9e accepte \u00E0 l\u0027unanimit\u00E9 des voix le transfert du si\u00E8ge social \u00E0 l\u0027adresse suivante: Rue de Foucaumont 83-7812 Villers saint Amand et ce \u00E0 dater rde de ce jour,"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0820.965.834",
    "name_full": "ASSURANCES SPITERI",
    "legal_form": "SPRL"
  }
}
2017
04-04-2017 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 60,
      "currency": "BEF",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2016-01-02",
      "evidence_quote": "L\u0027assembl\u00E9e r\u00E9unie sous la Pr\u00E9sidence de Mr SPITERI Alain, G\u00E9rant, constate que le pr\u00E9sident a c\u00E9d\u00E9 respectivement les 02/01/2013, 40 parts; 02/01/2014, 10 parts; et le 02/01/2015, 10 parts.",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0820.965.834",
    "name_full": "ASSURANCES SPITERI",
    "legal_form": "SPRL"
  }
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR ASSURANCES SPITERI
Registered office
Rue de Foucaumont(Lig) 83
7812 Ath, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative