ASSURANCES DELATTE
ASSURANCES DELATTE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €90k and a net result of €3k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 26% of 773 sector peers (fiscal year 2024). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €90k |
| Net result | €3k |
| Staff (FTE) | 3.3 |
| Better than sector | 26% |
Mixed profile: strong on stability, weaker on profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 13.4% | 38.6% | |
| Net result | €3k | €28k | |
| Equity | €90k | €62k | |
| Gross operating margin | €276k | €66k | |
| Staff costs | €143k | €63k |
Show 5 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €3k |
| Cash flow | n/a |
| Staff costs | €143k |
| Income taxes | €7k |
| Dividends | €3k |
| Total assets | €670k |
| Equity | €90k |
| Debt | €580k |
| of which ≤ 1y | €102k |
| of which > 1y | €478k |
| Working capital | n/a |
| Employees (FTE) | 3.3 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 13.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 0.4% |
| ROE | 2.9% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (25 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €670k |
| Fixed assets | 21/28 | €574k |
| Intangible fixed assets | 21 | €410k |
| Tangible fixed assets | 22/27 | €162k |
| Financial fixed assets | 28 | €863 |
| Current assets | 29/58 | €97k |
| Amounts receivable within one year | 40/41 | €44k |
| Cash & bank | 54/58 | €25k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €670k |
| Equity | 10/15 | €90k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €72k |
| Accumulated profits (losses) | 14 | €11k |
| Amounts payable | 17/49 | €580k |
| Amounts payable after one year | 17 | €478k |
| Amounts payable within one year | 42/48 | €102k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €276k |
| Operating result | 9901 | €35k |
| Financial income | 75 | €80 |
| Financial charges | 65 | €26k |
| Result before taxes | 9903 | €10k |
| Income taxes | 67/77 | €7k |
| Net result for the period | 9904 | €3k |
| Result to be appropriated | 9905 | €3k |
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 19-01-1999 |
| Status | Active |
| Postal code | 6800 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85011A0087/00C000 | Wallonia | 230 m² | 1 · 96 m² | 11.0 m · 3 fl. |
| 84010C0228/00W000 | Wallonia | 139 m² | 1 · 160 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
29-03-2023 Change in the board of directors correction
Technical details
{
"events": [
{
"kind": "substantive_delegation",
"role": "directeur",
"person": {
"rrn": null,
"name": "DELATTE Jean-Christophe",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "additional",
"via_org": null,
"statutory": null,
"compensated": true,
"effective_date": null,
"evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de mettre fin \u00E0 la fonction du g\u00E9rant actuel, mentionn\u00E9 ci-apr\u00E8s, et proc\u00E8de imm\u00E9diatement au renouvellement de sa nomination comme administrateur non statutaire pour une dur\u00E9e ind\u00E9termin\u00E9e : Monsieur DELATTE Jean-Christophe, ici pr\u00E9sent et qui accepte.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "correction",
"role": null,
"person": null,
"reason": null,
"subkind": "rectification",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9clare que l\u2019adresse du si\u00E8ge est situ\u00E9e \u00E0 6800 S\u00E9viscourt (Libramont-Chevigny), rue Au Camp, 43A bo\u00EEte 2.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Fran\u00E7ois CATINUS",
"firm_city": null,
"firm_name": null,
"office_city": "Florenville",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2023-03-29",
"filing_date": "2023-03-27",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-03-24",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-03-24",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-03-24",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-03-24",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-03-24",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-03-24",
"unanimous": true
}
],
"is_correction": true,
"subject_company": {
"kbo": "0465.293.558",
"name_full": "B \u0026 B Consulting",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Fran\u00E7ois CATINUS",
"org_rep_person_name": null,
"person_role_at_subject": "notaire"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}| Legal nameFR | ASSURANCES DELATTE |