Equity
€112,566 from €215,291 in 2016
Equity fell by 48% in 9 years.
Assurances DEKEMPENER
Lifetime
19 annual accounts with figures on one time axis, 37 filings since 1989peak €89,869 (2009)
€48,867▼ 2.9%
lowest -€24,723 (2025)
-€24,723▼ €7,299
peak €215,291 (2016)
€112,566▼ 18.0%
-not published
peak 0.5 FTE (2007)
-not published
Board3 names since 2018
2 directorsDEKEMPENER Dominique and 1 other
Documentsfilings and deeds
14-04-2026108 days before the deadline
2025micro format
Gross margin from -€4,851 to -€7,384Loss of €24,723Equity from €137,289 to €112,566
Key points
from the 2025 annual accountsLosses
-€102,725 in nine years
Every financial year from 2017 to 2025 closed with a loss. 2025 was the heaviest.
Position in the sector
-€24,723
Lower net result than 94% of companies in auxiliary financial services. Sector median €32,542 · 3,077 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
108 days early
2024
97 days early
2023
113 days early
2022
101 days early
2021
103 days early
2020
99 days early
2019
107 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 104 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
2 directors appointed, 2 reappointments
Reappointments: DEKEMPENER Dominique (director) and DEKEMPENER Emmanuel (director) · Appointments: DEKEMPENER Dominique (managing director) and DEKEMPENER Emmanuel (chair of the board) · Director discharge: DEKEMPENER Dominique · General meeting of 20-06-2024 · Gazette deed
1 director resigning, 2 reappointments
Resignation: Jean DEKEMPENER (chair of the board) · Reappointments: Emmanuel DEKEMPENER and Dominique DEKEMPENER (managing director) · General meeting of 08-04-2024 · Gazette deed
3 directors reappointed
Jean DEKEMPENER, Emmanuel DEKEMPENER and Dominique DEKEMPENER · General meeting of 09-04-2018 · Gazette deed
First establishment
Avenue des Cerisiers 15, Chapelle-lez-Herlaimont
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Assurances DEKEMPENER Chapelle-lez-Herlaimont | €48,867 | -54.4% | 100.0% | - |
| SAVE INSURANCE Antwerp | - | - | 9.3% | - |
| KANTOOR ROGIERS Lochristi | - | - | -83.8% | 0.5 |
| Centre d'Etudes et de Gestion Lasne | - | - | 2.9% | - |
| JASPERS B.V.B.A. Herk-de-Stad | €29,377 | -16.8% | 17.9% | - |
| CEMA Berlaar | - | - | 72.9% | - |
| V.I.A.R.D. Chaudfontaine | - | - | 68.5% | - |
Grey: the largest companies of the sector (auxiliary financial services (NACE 66)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Assurances DEKEMPENER: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €79,600 and €173,000, founded between 1983 and 2000.
Official details
Source: KBO- Status
- Active since 11-04-1989Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2024
- Establishment unit
- 2.043.144.1577160 Chapelle-lez-Herlaimont, since 27-04-1989
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €112,566▼ 18.0%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 14-04-2026, 108 days before the end of the filing period
Insights on Assurances DEKEMPENER
Assurances DEKEMPENER has existed since 1989. Turnover fell from €82,549 in 2007 to €48,867 in 2025.
In May 2024, the Official Gazette published the appointment of DEKEMPENER Dominique as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Assurances DEKEMPENER
- What is the company number of Assurances DEKEMPENER?
- The company number of Assurances DEKEMPENER is 0437.272.535. The VAT number is the same number with BE in front: BE 0437.272.535.
- Where is Assurances DEKEMPENER based?
- The registered office is at Avenue des Cerisiers 15, 7160 Chapelle-lez-Herlaimont.Company details
- What does Assurances DEKEMPENER do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of Assurances DEKEMPENER?
- Assurances DEKEMPENER is a public limited company (NV).
- When was Assurances DEKEMPENER founded?
- Assurances DEKEMPENER was founded on 11-04-1989.
- Is Assurances DEKEMPENER still active?
- Yes, Assurances DEKEMPENER is an active enterprise in the KBO register.
- How many employees does Assurances DEKEMPENER have?
- Assurances DEKEMPENER had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Assurances DEKEMPENER fall under?
- In its 2024 annual accounts, Assurances DEKEMPENER states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of Assurances DEKEMPENER?
- The turnover of Assurances DEKEMPENER was €48,867 in financial year 2025, according to the filed annual accounts.
- Is Assurances DEKEMPENER profitable?
- In financial year 2025, Assurances DEKEMPENER made a loss of €24,723.
- Where can I find the annual accounts of Assurances DEKEMPENER?
- Assurances DEKEMPENER filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Assurances DEKEMPENER due?
- Assurances DEKEMPENER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check
See how customers, suppliers and banks see your own company and what to improve first.