Skip to content
Checked.be
Complete company report
Generated 15-07-2026
Active BE 0472.573.409Public limited company

ASSURAL

Leiestraat 73 ·8792 Waregem, Belgium· 25 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

ASSURAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 25 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2000, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 11-06-2026 2026-00157565
31-12-2024 micro 16-06-2025 2025-00146117
31-12-2023 micro 22-06-2024 2024-00171562
31-12-2022 micro 16-06-2023 2023-00136489
31-12-2021 micro 22-07-2022 2022-20218125
31-12-2020 micro 02-08-2021 2021-45200200
31-12-2019 micro 30-09-2020 2020-57100184
31-12-2018 micro 30-08-2019 2019-57500080
31-12-2017 micro 14-08-2018 2018-45800061
31-12-2016 micro 28-07-2017 2017-38100601
Legal Structure
NACE primary 66220
Legal form Public limited company(014)
Incorporation14-08-2000
StatusActive
Postal code8792
Establishment units 1 location
Assural
Gentseweg 242, 8792 WaregemVerzekeringsmakelaars en -agenten
since 20002.232.090.952
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34010A0316/00E000 Flanders 1,894 m² 1 · 258 m² 8.5 m · 2 fl.
34010B0103/00E000 Flanders 1,273 m² 1 · 320 m² 7.4 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
11-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
16-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
22-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-12-2023
State Gazette act Director changes
Bart Cluyse
16-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
22-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
02-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
14-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
28-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
28-12-2023 Change of permanent representative Director changes·Bart Cluyse
Notary: Bart Cluyse · Pittem
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit met eenparigheid van stemmen te herbenoemen als bestuurders, welke Raad van Bestuur zullen vormen: ... De bestuurders worden benoemd voor een periode van zes jaar te rekenen vanaf heden en het mandaat van de hierbij benoemde bestuurders neemt bijgevolg een aanvang op 19 decemb",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Onmiddellijk na gemelde buitengewone algemene vergadering zijn de als voormeld pas benoemde bestuurders, zijnde de heer Bernard Lefebvre, mevrouw Delphine Lefebvre en de vennootschap Immalef met vast vertegenwoordiger de heer Lucien Lefebvre als Raad van Bestuur samengekomen, waar met eenparigheid v",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "rep_rotation",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": "0472.578.951",
        "name": "De Naamloze Vennootschap \u2018IMMALEF\u2019",
        "address": "8792 Desselgem, Leiestraat 73",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Naamloze Vennootschap \u2018IMMALEF\u2019, voornoemd, met als vast vertegenwoordiger de heer Lucien Lefebvre, voornoemd; te herbenoemen tot gedelegeerd bestuurder en tot voorzitter van de raad van bestuur.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "rep_rotation",
      "role": "voorzitter",
      "person": {
        "rrn": "0472.578.951",
        "name": "De Naamloze Vennootschap \u2018IMMALEF\u2019",
        "address": "8792 Desselgem, Leiestraat 73",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De Naamloze Vennootschap \u2018IMMALEF\u2019, voornoemd, met als vast vertegenwoordiger de heer Lucien Lefebvre, voornoemd; te herbenoemen tot gedelegeerd bestuurder en tot voorzitter van de raad van bestuur.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Bart Cluyse",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Pittem",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-28",
    "filing_date": "2023-12-21",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-12-19",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0472.573.409",
    "name_full": "ASSURAL",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Bart Cluyse",
    "org_rep_person_name": null,
    "person_role_at_subject": "Notaris"
  },
  "co_filed_documents": [
    "uitgifte van de akte",
    "geco\u00F6rdineerde tekst van de statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
Legal nameNL ASSURAL
Registered office
Leiestraat 73
8792 Waregem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
GHESQUIERE BAVO & C°, VERZEKERINGEN BE 0418.157.991 · Wervik
GROEP DGB INSURANCE BE 0431.516.376 · Lichtervelde
PATS BE 0436.072.606 · Oostende
Uni Van Hypotheken BE 0423.820.219 · Kortrijk
VERZEKERINGSKANTOOR CALLENS BE 0429.267.956 · Anzegem
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative