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Vanbreda Windey

Active Risk: not assessed
Public limited companyfounded 2012active for 13 yearsGentse Baan 49, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0501.679.248
Summary

Vanbreda Windey is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €809,335 and a net result of €50,327. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 51% of 50 sector peers (NACE 65, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-11-2012 Normal situation
Activity
Insurance, reinsurance and pension funding, except compulsory social security NACE 65111and 1 other
Establishment unit
2.220.680.287 9100 Sint-Niklaas, since 27-11-2012
Financial year end
31 December
Peppol
Reachable since 07-05-2026

Board and ownership

Board
and 6 others
Shareholders

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€50,327
▼ 66.2%
Equity
€809,335
▲ 6.6%
Total assets
€2.0m
▼ 5.4%
Staff
8 FTE
▼ 2.4%
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
94 days early
2024
64 days late
2023
68 days late
2022
53 days late
2021
120 days late
2020
109 days late
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 51 days after the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 October (4 of the last 5 accounts filed within 56 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €149,055 to €50,327 ▼ 66.2% View
  • Board changedlatest change 13-05-2026 · 9 in office 5 joined · 4 left View
  • Positive: 9th largest employer in Sint-Niklaas, Finance and insurance sectorin the Checked rankings No. 9 View
  • Positive: 8 profitable years in a rowprofit 2025: €50,327 8 years View

Recent changes

  1. · Gazette deed Company renamed from ASSUR-WIN to Vanbreda WindeyCapital increase of €42,900 to €61,500 · Capital from €18,600 to €61,500 · Resignations: WINDEY Xavier Willy Renée, WINDEY Geert Alfred Louisa and 2 others
  2. · Gazette deed 2 directors appointed, 2 directors resigning, 2 directors reappointedChanges of role: WINDEY Geert (director) and VAN BUYNDER Nadja (director) · Reappointments: WINDEY Xavier (director) and WINDEY Cédric (director) · “Optreden als tussenpersoon in bank- en beleggingsdiensten; Optreden als tussenpersoon voor verzekeringen…” (deed in Dutch)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have their main activity in the same NACE class as Vanbreda Windey: insurance, reinsurance and pension funding, except compulsory social security (NACE 6511). With exactly the same main activity (NACE 65111), too few companies are of comparable size. They are comparable in size and age: total assets between €1m and €3.8m, founded between 2003 and 2019.

CompanyTotal assetsGross margin
Vanbreda Windey Sint-Niklaas€2.0m€1.0m
Vanbreda Assutron Temse€1.9m€0.9m
BCD INSURANCE Gistel€2.5m€1.0m
R&B FINANCE Florennes€1.2m€0.8m
Biensure Roeselare€1.5m€1.5m
BASSER ASSURANCES Rochefort€1.0m€0.5m
AVIZA INSURANCE Antwerpen€3.8m€0.7m
Full comparison

Key facts about Vanbreda Windey

What is the company number of Vanbreda Windey?
The company number of Vanbreda Windey is 0501.679.248. The VAT number is the same number with BE in front: BE 0501.679.248.
Where is Vanbreda Windey based?
The registered office is at Gentse Baan 49, 9100 Sint-Niklaas.Company details
What does Vanbreda Windey do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65111).
What is the legal form of Vanbreda Windey?
The legal form of Vanbreda Windey is Public limited company (NV).
When was Vanbreda Windey founded?
Vanbreda Windey was founded on 30-11-2012.
Is Vanbreda Windey still active?
Yes, Vanbreda Windey is an active enterprise in the KBO register.
How many employees does Vanbreda Windey have?
Vanbreda Windey had an average of 8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Vanbreda Windey?
The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €980,199 and 2,281 comparable companies of the same size. It probably lies between €1.4m and €3.9m. It is a rough estimate. In financial year 2020 turnover was €1.3m.
Is Vanbreda Windey profitable?
In financial year 2025, Vanbreda Windey made a profit of €50,327.
Where can I find the annual accounts of Vanbreda Windey?
Vanbreda Windey filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Vanbreda Windey due?
Vanbreda Windey must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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