Summary
ASSIMMAC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €302,422 and a net result of -€154. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 2463 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
58 d late
2024
57 d late
2023
57 d late
2022
63 d late
2021
5 d early
2020
14 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 September (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€302,422▼ 0.1%
2024 · €302,577
Net result
-€154
2024 · €42,082
Total assets
€404,956▼ 78.3%
2024 · €1.9m
Solvency
74.7%▲ 58.5pp
2024 · 16.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,178▼ 45.9%€47,513▲ 367%€42,370▼ 10.8%-€2,244€761
Net result€3,628below the sector's middle half▼ 55.7%€43,499within the sector's middle half▲ 1,099%€40,218within the sector's middle half▼ 7.5%€42,082within the sector's middle half▲ 4.6%-€154below the sector's middle half
Equity€261,777within the sector's middle half▲ 1.4%€260,276within the sector's middle half▼ 0.6%€260,494within the sector's middle half▲ 0.1%€302,577within the sector's middle half▲ 16.2%€302,422within the sector's middle half▼ 0.1%
Total assets€1.2mabove the sector's middle half▲ 38.5%€1.8mabove the sector's middle half▲ 56.8%€1.9mabove the sector's middle half▲ 3.2%€1.9mabove the sector's middle half▼ 1.3%€404,956within the sector's middle half▼ 78.3%
Debt€906,909▲ 54.9%€1.6m▲ 73.3%€1.6m▲ 3.7%€1.6m▼ 4.0%€102,534▼ 93.4%
Working capital€262,977above the sector's middle half▼ 28.6%€260,276above the sector's middle half▼ 1.0%€261,994above the sector's middle half▲ 0.7%€305,577above the sector's middle half▲ 16.6%€303,922above the sector's middle half▼ 0.5%
Solvency22.4%within the sector's middle half▼ 8.2pp14.2%below the sector's middle half▼ 8.2pp13.8%below the sector's middle half▼ 0.4pp16.2%below the sector's middle half▲ 2.4pp74.7%within the sector's middle half▲ 58.5pp
Current ratio1.29within the sector's middle half▼ 0.491.17within the sector's middle half▼ 0.121.16within the sector's middle half=1.20within the sector's middle half▲ 0.034.01within the sector's middle half▲ 2.81
Return on assets (ROA)0.3%below the sector's middle half▼ 0.7pp2.4%within the sector's middle half▲ 2.1pp2.1%within the sector's middle half▼ 0.2pp2.3%within the sector's middle half▲ 0.1pp0.0%below the sector's middle half▼ 2.3pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €761 after a loss of €2,244 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €404,956
Equity
€302,422 ▼ 0.1%
Debt
€102,534 ▼ 93.4%
Debt's share of the balance-sheet total falls from 83.8% to 25.3%. Equity and debt are lower.
Key figures and ratios
ROE
-0.1%▼
2024 · 13.9%
Debt ≤ 1 year
€101,034▼
2024 · €1.6m
Income taxes
€151▼
2024 · €4,208
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €2,836 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €246 | - | - | - | - | - |
| Other operating charges640/8 | €204 | €124 | €443 | €69 | €196 | ▲ 183% |
| Gross operating margin9900 | €10,628 | €47,637 | €42,813 | -€2,175 | €957 | ▲ 144% |
| Operating profit (loss)9901 | €10,178 | €47,513 | €42,370 | -€2,244 | €761 | ▲ 134% |
| Financial income75/76B | €693 | €0 | €3 | €49,187 | €503 | ▼ 99.0% |
| Recurring financial income75 | €693 | €0 | €3 | €49,187 | €503 | ▼ 99.0% |
| Financial charges65/66B | €5,454 | €4,014 | €2,155 | €652 | €1,268 | ▲ 94.3% |
| Recurring financial charges65 | €5,454 | €4,014 | €2,155 | €652 | €1,268 | ▲ 94.3% |
| Profit (loss) for the period before taxes9903 | €5,417 | €43,499 | €40,218 | €46,291 | -€4 | ▼ 100% |
| Income taxes67/77 | €1,789 | - | - | €4,208 | €151 | ▼ 96.4% |
| Profit (loss) for the period9904 | €3,628 | €43,499 | €40,218 | €42,082 | -€154 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €3,628 | €43,499 | €40,218 | €42,082 | -€154 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.8m | €1.9m | €1.9m | €404,956 | ▼ 78.3% |
| Current assets29/58 | €1.2m | €1.8m | €1.9m | €1.9m | €404,956 | ▼ 78.3% |
| Stocks and contracts in progress3 | €972,032 | €1.3m | €1.3m | €1.4m | - | - |
| Stocks30/36 | €972,032 | €1.3m | €1.3m | €1.4m | - | - |
| Amounts receivable within one year40/41 | €33,984 | €29,478 | €59,735 | €57,084 | €20,419 | ▼ 64.2% |
| Trade receivables40 | €29,660 | €28,107 | €35,097 | €20,339 | €20,000 | ▼ 1.7% |
| Other amounts receivable41 | €4,324 | €1,371 | €24,638 | €36,746 | €419 | ▼ 98.9% |
| Current investments50/53 | - | €172,355 | €172,355 | €221,542 | €223,407 | ▲ 0.8% |
| Cash at bank and in hand54/58 | €162,670 | €379,407 | €324,165 | €188,190 | €161,131 | ▼ 14.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.8m | €1.9m | €1.9m | €404,956 | ▼ 78.3% |
| Equity10/15 | €261,777 | €260,276 | €260,494 | €302,577 | €302,422 | ▼ 0.1% |
| Contributions10/11 | €115,000 | €115,000 | €115,000 | €115,000 | €115,000 | = |
| Reserves13 | €146,777 | €145,276 | €145,494 | €187,577 | €187,422 | ▼ 0.1% |
| Non-distributable reserves130/1 | €11,500 | €11,500 | €11,500 | €11,500 | €11,500 | = |
| Reserves not available under the articles1311 | €11,500 | €11,500 | €11,500 | €11,500 | €11,500 | = |
| Tax-exempt reserves132 | €11,042 | €11,042 | €11,042 | €11,042 | €11,042 | = |
| Distributable reserves133 | €124,235 | €122,734 | €122,952 | €165,034 | €164,880 | ▼ 0.1% |
| Amounts payable17/49 | €906,909 | €1.6m | €1.6m | €1.6m | €102,534 | ▼ 93.4% |
| Amounts payable within one year42/48 | €905,709 | €1.6m | €1.6m | €1.6m | €101,034 | ▼ 93.5% |
| Trade debts44 | €136,052 | €33,751 | €103,293 | €31,591 | €36,385 | ▲ 15.2% |
| Suppliers440/4 | €136,052 | €33,751 | €103,293 | €31,591 | €36,385 | ▲ 15.2% |
| Advances received on contracts in progress46 | €386,000 | €1.4m | €1.4m | €1.4m | - | - |
| Taxes, remuneration and social security45 | €1,789 | €1,317 | - | €4,208 | €4,208 | = |
| Taxes450/3 | €1,789 | €1,317 | - | €4,208 | €4,208 | = |
| Other amounts payable47/48 | €381,868 | €121,900 | €110,441 | €110,441 | €60,441 | ▼ 45.3% |
| Accrued charges and deferred income492/3 | €1,200 | - | €1,500 | €3,000 | €1,500 | ▼ 50.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,628 | €43,499 | €40,218 | €42,082 | -€154 | ▼ 100% |
| + Depreciation and write-downs630 | €246 | - | - | - | - | - |
| Operating cash flow (approximation) | €3,874 | €43,499 | €40,218 | €42,082 | -€154 | ▼ 100% |
| Change in cash | - | €216,737 | -€55,242 | -€135,975 | -€27,060 | ▲ 80.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 58 days late
2025
31-12
Financial
Weakest financial yearnet -€154
Net result drops to -€154, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 4.01
Current ratio from 1.20 to 4.01; short-term debt falls from €1.6m to €101,034.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €110,430 ▲448%
Operating result €116,761, net result €110,430, both a record.
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 1988
Ground area
489 m²
Building footprint
91 m²
Volume, LiDAR
546 m³
Parcel 73043A0346/00H002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Geverslaan 22, 3650 Dilsen-Stokkem
since 19882.039.668.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73043A0346/00H002 | Flanders | 489 m² | 1 · 91 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,222. 2,742 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-07-1988
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
62100Computer programming
69209Other tax advisory services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0434858324
Also
9925:BE0434858324
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.