ASL BOUW
ActiveThe computed 12-month bankruptcy probability of ASL BOUW is 2.4% (moderate). The 2025 annual accounts show equity of €71k and a net result of €3k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 7415 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-34
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.34 against 6.43 in 2024; short-term debt: 15.6% and cash: 60.3% of total assets), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
3.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
29 d early
2023
33 d early
2022
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 3.8%
2024 · €68k
2022: €33k
2023: €60k
2024: €68k
2022 → 2025
Total assets
€84k▼ 0.1%
2024 · €84k
2022: €47k
2023: €96k
2024: €84k
2022 → 2025
Net result
€3k▼ 68.1%
2024 · €8k
2022: €30k
2023: €28k
2024: €8k
2022 → 2025
Working capital
€70k▲ 7.5%
2024 · €65k
2022: €21k
2023: €51k
2024: €65k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€33k-€60k▲ 85.1%€68k▲ 13.4%€71k▲ 3.8%
Operating result€37k-€36k▼ 4.4%€12k▼ 67.8%€11k▼ 7.9%
Net result€30k-€28k▼ 6.2%€8k▼ 70.8%€3k▼ 68.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 8% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€938▼ 86.6%
Current assets
€83k▲ 7.7%
Equity and liabilities €84k
Equity
€71k▲ 3.8%
Debt
€13k▼ 16.3%
The debt ratio falls from 19.1% to 16.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €23k
Cash flow
€9k▼
2024 · €19k
Solvency
84.0%▲
2024 · 80.9%
Current ratio
6.34▼
2024 · 6.43
Quick ratio
6.34▼
2024 · 6.43
Debt / equity
0.19▼
2024 · 0.24
ROE
3.6%▼
2024 · 11.8%
ROA
3.1%▼
2024 · 9.6%
Interest coverage
2.91▼
2024 · 20.75
Debt
€13k▼
2024 · €16k
Debt ≤ 1 year
€13k▲
2024 · €12k
Debt > 1 year
€347▼
2024 · €4k
Income taxes
€2k▼
2024 · €2k
Staff costs
€49k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€84k▼
Fixed assets21/28€7k€938▼
Tangible fixed assets22/27€7k€938▼
Furniture and vehicles24€7k€938▼
Current assets29/58€77k€83k▲
Amounts receivable within one year40/41€7k€21k▲
Trade receivables40€3k€15k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€56k€51k▼
Deferred charges and accrued income490/1€15k€12k▼
Equity and liabilities
Total equity and liabilities10/49€84k€84k▼
Equity10/15€68k€71k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€65k€68k▲
Amounts payable17/49€16k€13k▼
Amounts payable after more than one year17€4k€347▼
Financial debts170/4€4k€347▼
Amounts payable within one year42/48€12k€13k▲
Current portion of amounts payable after more than one year42€4k€4k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€4k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€36k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€6k▼
Other operating charges640/8€996€2k▲
Gross operating margin9900€59k€68k▲
Operating profit (loss)9901€12k€11k▼
Financial charges65/66B€1k€6k▲
Recurring financial charges65€1k€6k▲
Profit (loss) for the period before taxes9903€10k€5k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€8k€3k▼
Profit (loss) for the period to be appropriated9905€8k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€68k▲
Profit (loss) brought forward from the previous period14P€57k€65k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €3k ▼68.1%
Net result drops to €3k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 6.43
Current ratio from 2.82 to 6.43; short-term debt falls from €28k to €12k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joannes Roelantsstraat 131830 Machelen (Brab.)Ground area
1,986 m²
Building footprint
116 m²
Volume, LiDAR
770 m³
2 parcels, Brussels, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ASL BOUW
since 20212.314.254.308
ASL BOUW 2
since 20232.349.801.937
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0314/00K004 | Brussels | 1,853 m² | 1 · 57 m² | 12.9 m · 2 fl. |
| 23047C0207/00L002 | Flanders | 134 m² | 1 · 59 m² | 13.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Struxis
BE 0746.368.676
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BE 0742.656.249
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OB-T
BE 0694.656.392
Zedelgem · Eq €71k
LUFAJ CONSTRUCT
BE 0831.710.167
Les Bons Villers · Eq €71k
B2B-ECOBOUW
BE 0799.182.109
Brugge · Eq €71k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 13,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
43341Painting of buildings
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:aslbouw@gmail.com