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ASL

Active
Private limited companyfounded 20215 yrs activeRue Trieu-à-Vallée(H-G) 184, 7110 La Louvière, BelgiumKBO/BCE: BE 0772.549.075
Summary

The computed 12-month bankruptcy probability of ASL is 2.6% (moderate). The 2025 annual accounts show equity of €72,921 and a net result of €7,336. Equity is growing by ~55.2% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability44▼-20
Solvency53▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.09 in 2024; short-term debt: 21.3% and cash: 2.9% of total assets), and 72.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27.5%
Return on assets
2.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
20 d late
2024
8 d early
2023
29 d late
2022
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 15 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 August 2021, ASL was incorporated as a Private limited company.1 Total assets went from EUR 255,351 in 2022 to EUR 265,052 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€72,921▲ 11.2%
2024 · €65,585
Total assets
€265,052▲ 2.9%
2024 · €257,591
Net result
€7,336▼ 73.4%
2024 · €27,582
Working capital
-€46,347▼ 70.5%
2024 · -€27,181
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€12,572-€38,430€3,767▼ 90.2%-€422
Net result-€20,792-€53,795€27,582▼ 48.7%€7,336▼ 73.4%
Equity-€15,792-€38,003€65,585▲ 72.6%€72,921▲ 11.2%
Total assets€255,351-€256,103▲ 0.3%€257,591▲ 0.6%€265,052▲ 2.9%
Debt€271,144-€218,100▼ 19.6%€192,006▼ 12.0%€192,131▲ 0.1%
Working capital-€57,572--€28,939▲ 49.7%-€27,181▲ 6.1%-€46,347▼ 70.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000€60,000Operating result 2022: -€12,572-€12,572Net result 2022: -€20,792-€20,792Operating result 2023: €38,430€38,430Net result 2023: €53,795€53,795Operating result 2024: €3,767€3,767Net result 2024: €27,582€27,582Operating result 2025: -€422-€422Net result 2025: €7,336€7,3362022202320242025-€20,000€0€20,000€40,000€60,000Operating result 2023: €38,430€38,400Net result 2023: €53,795€53,800Operating result 2024: €3,767€3,770Net result 2024: €27,582€27,600Operating result 2025: -€422-€422Net result 2025: €7,336€7,340202320242025
The operating result turns negative in 2025: a loss of €422 after €3,767 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €265,052
Fixed assets €255,000 =
Current assets €10,052 ▲ 288%
Equity and liabilities €265,052
Equity €72,921 ▲ 11.2%
Debt €192,131 ▲ 0.1%
Debt's share of the balance-sheet total falls from 74.5% to 72.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.18▲
2024 · 0.09
Debt to equity
2.63▼
2024 · 2.93
ROE
10.1%▼
2024 · 42.1%
ROA
2.8%▼
2024 · 10.7%
Debt ≤ 1 year
€56,399▲
2024 · €29,771
Debt > 1 year
€135,732▼
2024 · €162,235
Income taxes
€70▼
2024 · €161
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€257,591€265,052▲
Fixed assets21/28€255,000€255,000=
Financial fixed assets28€255,000€255,000=
Current assets29/58€2,591€10,052▲
Amounts receivable after more than one year29€103€0▼
Other amounts receivable291€103€0▼
Amounts receivable within one year40/41€129€430▲
Trade receivables40€129€0▼
Other amounts receivable41-€430
Cash at bank and in hand54/58€851€7,632▲
Deferred charges and accrued income490/1€1,508€1,990▲
Equity and liabilities
Total equity and liabilities10/49€257,591€265,052▲
Equity10/15€65,585€72,921▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€60,585€67,921▲
Amounts payable17/49€192,006€192,131▲
Amounts payable after more than one year17€162,235€135,732▼
Financial debts170/4€162,235€135,732▼
Amounts payable within one year42/48€29,771€56,399▲
Current portion of amounts payable after more than one year42€25,824€26,503▲
Trade debts44€529€1,122▲
Suppliers440/4€529€1,122▲
Taxes, remuneration and social security45€130€1,817▲
Taxes450/3€130€1,817▲
Other amounts payable47/48€3,288€26,957▲
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€113,527-
Other operating charges640/8€1,697€1,038▼
Gross operating margin9900€5,464€616▼
Operating profit (loss)9901€3,767-€422▼
Financial income75/76B€30,033€13,257▼
Recurring financial income75€30,033€13,257▼
Financial charges65/66B€6,057€5,429▼
Recurring financial charges65€6,057€5,429▼
Profit (loss) for the period before taxes9903€27,743€7,406▼
Income taxes67/77€161€70▼
Profit (loss) for the period9904€27,582€7,336▼
Profit (loss) for the period to be appropriated9905€27,582€7,336▼
Appropriation of the result
Profit (loss) to be appropriated9906€60,585€67,921▲
Profit (loss) brought forward from the previous period14P€33,003€60,585▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Goods, raw materials, services and sundry goods60/61-€106,342€113,527--
Other operating charges640/8€2,149€1,103€1,697€1,038▼ 38.8%
Non-recurring operating charges66A€1,401€325---
Gross operating margin9900-€9,022€39,858€5,464€616▼ 88.7%
Operating profit (loss)9901-€12,572€38,430€3,767-€422▼ 111%
Financial income75/76B€14,919€22,664€30,033€13,257▼ 55.9%
Recurring financial income75€14,919€22,664€30,033€13,257▼ 55.9%
Financial charges65/66B€22,991€7,175€6,057€5,429▼ 10.4%
Recurring financial charges65€9,832€7,175€6,057€5,429▼ 10.4%
Non-recurring financial charges66B€13,159----
Profit (loss) for the period before taxes9903-€20,644€53,918€27,743€7,406▼ 73.3%
Income taxes67/77€149€123€161€70▼ 56.5%
Profit (loss) for the period9904-€20,792€53,795€27,582€7,336▼ 73.4%
Profit (loss) for the period to be appropriated9905-€20,792€53,795€27,582€7,336▼ 73.4%
Line2022202320242025Change
Assets
Total assets20/58€255,351€256,103€257,591€265,052▲ 2.9%
Fixed assets21/28€255,000€255,000€255,000€255,000=
Financial fixed assets28€255,000€255,000€255,000€255,000=
Current assets29/58€351€1,103€2,591€10,052▲ 288%
Amounts receivable after more than one year29€103€103€103€0▼ 100%
Other amounts receivable291€103€103€103€0▼ 100%
Amounts receivable within one year40/41-€289€129€430▲ 234%
Trade receivables40--€129€0▼ 100%
Other amounts receivable41-€289-€430-
Cash at bank and in hand54/58--€851€7,632▲ 797%
Deferred charges and accrued income490/1€248€711€1,508€1,990▲ 32.0%
Equity and liabilities
Total equity and liabilities10/49€255,351€256,103€257,591€265,052▲ 2.9%
Equity10/15-€15,792€38,003€65,585€72,921▲ 11.2%
Contributions10/11€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14-€20,792€33,003€60,585€67,921▲ 12.1%
Amounts payable17/49€271,144€218,100€192,006€192,131▲ 0.1%
Amounts payable after more than one year17€213,220€188,059€162,235€135,732▼ 16.3%
Financial debts170/4€213,220€188,059€162,235€135,732▼ 16.3%
Amounts payable within one year42/48€57,924€30,042€29,771€56,399▲ 89.4%
Current portion of amounts payable after more than one year42€24,516€25,162€25,824€26,503▲ 2.6%
Financial debts43€2,375€782---
Credit institutions430/8€2,375€782---
Trade debts44€4,070€11€529€1,122▲ 112%
Suppliers440/4€4,070€11€529€1,122▲ 112%
Taxes, remuneration and social security45€149€272€130€1,817▲ 1,293%
Taxes450/3€149€272€130€1,817▲ 1,293%
Other amounts payable47/48€26,814€3,815€3,288€26,957▲ 720%
Line2022202320242025Change
Profit (loss) for the period9904-€20,792€53,795€27,582€7,336▼ 73.4%
Operating cash flow (approximation)-€20,792€53,795€27,582€7,336▼ 73.4%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash---€6,782-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Back to profitnet €53,795
Net result €53,795 after one loss-making year.
18-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Trieu-à-Vallée(H-G) 1847110 La Louvière
Ground area
1,047 m²
Building footprint
173 m²
Volume, LiDAR
1,158 m³
Parcel 55020A0110/00V008, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ASL
Place de la République(H-G) 6, 7110 La LouvièreHoldings
since 20212.324.331.024
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55020A0110/00V008 Wallonia 1,047 m² 1 · 173 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 1 holding

Owners 1

Holdings 1

According to the 2025 annual accounts of ASL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded14-08-2021
Fiscal year end31-12
Contact
E-mail assurancescernero.luana@skynet.be
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.