ASH Consult
ActiveASH Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30=
Solvency37▼-20
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.5 against 1.84 in 2024; short-term debt: 9.6% of total assets), but 87.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.4%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
20 d early
2024
56 d late
2023
8 d early
2022
24 d late
2021
71 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▼ 51.0%
2024 · €252k
2021: €23k
2022: €106k
2023: €245k
2024: €252k
2021 → 2025
Total assets
€994k▲ 27.9%
2024 · €777k
2021: €43k
2022: €254k
2023: €455k
2024: €777k
2021 → 2025
Net result
€4k▼ 34.4%
2024 · €7k
2021: €18k
2022: €83k
2023: €139k
2024: €7k
2021 → 2025
Working capital
€238k▲ 204%
2024 · €78k
2021: €30k
2022: €202k
2023: €328k
2024: €78k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€106k▲ 360%€245k▲ 131%€252k▲ 2.7%€123k▼ 51.0%
Operating result€23k-€116k▲ 410%€195k▲ 69.0%€57k▼ 71.1%€142k▲ 151%
Net result€18k-€83k▲ 359%€139k▲ 66.9%€7k▼ 95.3%€4k▼ 34.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 151% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €994k
Fixed assets
€660k▲ 9.1%
Current assets
€334k▲ 94.5%
Equity and liabilities €994k
Equity
€123k▼ 51.0%
Debt
€871k▲ 65.8%
The debt ratio rises from 67.6% to 87.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€169k▲
2024 · €66k
Cash flow
€31k▲
2024 · €16k
Solvency
12.4%▼
2024 · 32.4%
Current ratio
3.50▲
2024 · 1.84
Quick ratio
2.34▲
2024 · 1.84
Debt / equity
7.07▲
2024 · 2.09
ROE
3.5%▲
2024 · 2.6%
ROA
0.4%▼
2024 · 0.8%
Interest coverage
1.23▼
2024 · 1.26
Debt
€871k▲
2024 · €525k
Debt ≤ 1 year
€95k▲
2024 · €93k
Debt > 1 year
€776k▲
2024 · €432k
Income taxes
€53▼
2024 · €5k
Staff costs
€46k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€777k€994k▲
Fixed assets21/28€605k€660k▲
Intangible fixed assets21€7k€7k▼
Tangible fixed assets22/27€598k€654k▲
Land and buildings22€592k€572k▼
Plant, machinery and equipment23€6k€9k▲
Furniture and vehicles24-€73k
Current assets29/58€172k€334k▲
Stocks and contracts in progress3-€110k
Stocks30/36-€110k
Amounts receivable within one year40/41€45k€223k▲
Trade receivables40-€165k
Other amounts receivable41€45k€58k▲
Cash at bank and in hand54/58€127k-
Equity and liabilities
Total equity and liabilities10/49€777k€994k▲
Equity10/15€252k€123k▼
Contributions10/11€5k€5k=
Reserves13€247k€240k▼
Distributable reserves133€247k€240k▼
Profit (loss) carried forward14-€-122k
Amounts payable17/49€525k€871k▲
Amounts payable after more than one year17€432k€776k▲
Financial debts170/4€432k€417k▼
Other amounts payable178/9-€358k
Amounts payable within one year42/48€93k€95k▲
Current portion of amounts payable after more than one year42€14k€32k▲
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44-€36k
Suppliers440/4-€36k
Taxes, remuneration and social security45€79k€17k▼
Taxes450/3€76k€12k▼
Remuneration and social security454/9€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€8k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€27k▲
Other operating charges640/8€11k€3k▼
Gross operating margin9900€85k€218k▲
Operating profit (loss)9901€57k€142k▲
Financial income75/76B€7k-
Recurring financial income75€7k-
Financial charges65/66B€52k€138k▲
Recurring financial charges65€52k€138k▲
Profit (loss) for the period before taxes9903€11k€4k▼
Income taxes67/77€5k€53▼
Profit (loss) for the period9904€7k€4k▼
Profit (loss) for the period to be appropriated9905€7k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-122k▼
Profit (loss) brought forward from the previous period14P-€-126k
Transfer to equity691/2€7k-
To other reserves6921€7k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €4k ▼34.4%
Net result drops to €4k, the lowest in the series.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €139k ▲66.9%
Operating result €195k, net result €139k, both a record.
31-12
Financial
Equity above €200kEq €245k ▲131%
3 profitable years in a row build equity to €245k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €100kEq €106k ▲360%
2 profitable years in a row build equity to €106k.
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef de Veusterstraat 1362650 EdegemGround area
419 m²
Building footprint
134 m²
Volume, LiDAR
782 m³
Parcel 11013A0304/00X000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ASH Consult
since 20212.320.081.137
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0304/00X000 | Flanders | 419 m² | 1 · 134 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900XZM4JV1JPN8P07
Similar companies · same sector, comparable size
D.V. INVEST
BE 0446.089.934
Jabbeke · Eq €123k
EXQUISEAT
BE 0552.896.139
Boortmeerbeek · Eq €123k
CHARMETTE
BE 0462.729.986
Waregem · Eq €123k
COURCELLES GROUP
BE 0870.730.990
Ukkel · Eq €123k
TAXUS ACCOUNTANTS en BELASTINGCONSULENTEN
BE 0849.197.188
Lummen · Eq €123k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,845 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47120Other non-specialised retail sale
47910Retail trade
56210Event catering
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.