D.V. INVEST
ActiveD.V. INVEST has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 19% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-37
Solvency40▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.59 against 1.77 in 2024; short-term debt: 15.7% and cash: 3.4% of total assets), but 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.4%
Return on assets
0.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8657 sector peers (2025).
NBB · sector comparisonPosition among 8657 sector peers
Solvency
better than 19%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €123k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
4 d late
2023
on the day
2022
on the day
2021
3 d early
2020
58 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€123k▲ 3.8%
2024 · €119k
2019: €110k
2020: €111k
2021: €91k
2022: €77k
2023: €110k
2024: €119k
2019 → 2025
Total assets
€801k▼ 6.2%
2024 · €854k
2019: €791k
2020: €801k
2021: €757k
2022: €657k
2023: €704k
2024: €854k
2019 → 2025
Net result
€4k▼ 98.4%
2024 · €279k
2019: €68k
2020: €136k
2021: €-20k
2022: €-13k
2023: €33k
2024: €279k
2019 → 2025
Working capital
€451k▲ 74.4%
2024 · €259k
2019: €-90k
2020: €-77k
2021: €-84k
2022: €-84k
2023: €423k
2024: €259k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€77k▼ 14.6%€110k▲ 42.1%€119k▲ 7.9%€123k▲ 3.8%
Operating result€-17k-€-8k▲ 54.3%€43k€290k▲ 567%€11k▼ 96.3%
Net result€-20k-€-13k▲ 35.1%€33k€279k▲ 755%€4k▼ 98.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €801k
Fixed assets
€224k▼ 13.3%
Current assets
€577k▼ 3.1%
Equity and liabilities €801k
Equity
€123k▲ 3.8%
Debt
€678k▼ 7.8%
The debt ratio falls from 86.1% to 84.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €324k
Cash flow
€41k▼
2024 · €313k
Solvency
15.4%▲
2024 · 13.9%
Current ratio
4.59▲
2024 · 1.77
Quick ratio
4.59▲
2024 · 1.77
Debt / equity
5.50▼
2024 · 6.19
ROE
3.6%▼
2024 · 234.7%
ROA
0.6%▼
2024 · 32.6%
Interest coverage
5.18▼
2024 · 29.82
Debt
€678k▼
2024 · €735k
Debt ≤ 1 year
€126k▼
2024 · €336k
Debt > 1 year
€548k▲
2024 · €395k
Income taxes
€3k▼
2024 · €4k
Staff costs
€218k▲
2024 · €214k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€854k€801k▼
Fixed assets21/28€259k€224k▼
Tangible fixed assets22/27€259k€224k▼
Land and buildings22€209k€186k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€48k€37k▼
Current assets29/58€595k€577k▼
Amounts receivable after more than one year29€519k€540k▲
Other amounts receivable291€519k€540k▲
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40€0-
Other amounts receivable41€1k€3k▲
Current investments50/53€53k-
Cash at bank and in hand54/58€17k€27k▲
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€854k€801k▼
Equity10/15€119k€123k▲
Contributions10/11€100k€100k=
Reserves13€19k€23k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€19k€23k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€735k€678k▼
Amounts payable after more than one year17€395k€548k▲
Financial debts170/4€395k€548k▲
Amounts payable within one year42/48€336k€126k▼
Current portion of amounts payable after more than one year42€27k€11k▼
Financial debts43€11€0▼
Credit institutions430/8€11€0▼
Trade debts44€5k€78k▲
Suppliers440/4€5k€78k▲
Taxes, remuneration and social security45€34k€36k▲
Taxes450/3€9k€9k▲
Remuneration and social security454/9€25k€27k▲
Other amounts payable47/48€270k€0▼
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€214k€218k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€37k▲
Other operating charges640/8€858€1k▲
Gross operating margin9900€538k€266k▼
Operating profit (loss)9901€290k€11k▼
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€283k€8k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€279k€4k▼
Profit (loss) for the period to be appropriated9905€279k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€279k€4k▼
Profit (loss) brought forward from the previous period14P€34€0▼
Transfer to equity691/2€9k€4k▼
To other reserves6921€9k€4k▼
Profit to be distributed694/7€270k€0▼
Directors or managers695€270k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
State Gazette act
RestructuringGeneral meeting · Demerger · Accounting effect5 facts ▸
State Gazette act
Restructuring
General meeting · Demerger · Accounting effect5 facts ▸
- General meeting, 30/06/2026
- Demerger, inbreng van activa- en passivabestanddelen
- Accounting effect, 01/01/2026
- Real estate, Een toonzaal met burelen op en met grond en aanhorigheden, gelegen 8210 Zedelgem, Schatting 10. Sectie D, deel van nummers 518/a, 542/a, 724/a en 724/2, oppervl…
- Approval, goedkeuring van het voorstel tot met een splitsing gelijkgestelde verrichting
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Liquidity triplescurrent ratio 4.59
Current ratio from 1.77 to 4.59; short-term debt falls from €336k to €126k.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial
Highest result since 2019net €279k ▲755%
Operating result €290k, net result €279k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
30-06
Financial
Liquidity times 11current ratio 8.91
Current ratio from 0.83 to 8.91; short-term debt falls from €497k to €53k.
30-06
Financial
Equity above €100kEq €110k ▲42.1%
Equity rises from €77k to €110k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-20k ▼115%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
12-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenovenstraat 528490 JabbekeGround area
3,510 m²
Building footprint
1,427 m²
Volume, LiDAR
7,154 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vandaele Construct
since 20012.056.108.703
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040D0524/00D000 | Flanders | 2,711 m² | 1 · 1,205 m² | 7.0 m · 2 fl. |
| 31442C0551/00F002 | Flanders | 799 m² | 1 · 222 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionContributed a business line to:BLB-services
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,846 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1991
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.