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Complete company report
Generated 12-08-2026
Active BE 0829.108.587Private limited company

Asfalia

Avenue du Château Rock 4 ·1410 Waterloo, Belgium· 15 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

Asfalia is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 15 yrs
Board 1
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2010, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 08-08-2025 2025-00369476
31-12-2023 micro 16-08-2024 2024-00347938
31-12-2022 micro 10-08-2023 2023-00323136
31-12-2021 micro 01-07-2022 2022-20155893
31-12-2020 micro 13-08-2021 2021-48800034
31-12-2019 micro 01-07-2020 2020-24200191
31-12-2018 volledig 29-08-2019 2019-54600568
31-12-2017 volledig 31-07-2018 2018-42600453
31-12-2016 micro 31-08-2017 2017-57200450
31-12-2015 volledig 29-07-2016 2016-36700589
Directors & mandates 1 directors
Current directors & mandates
  • David PANAGIOTIDIS
    Director
    State Gazette act 23452365 (11-12-2023)
    Current
    11-12-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation08-09-2010
StatusActive
Postal code1410
Establishment units 1 location
ASFALIA
Avenue du Château Rock 4, 1410 WaterlooOntwikkeling van residentiële bouwprojecten
since 20102.192.457.049
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25762E0006/00B000 Wallonia 816 m² 1 · 164 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
09-03-2026
State Gazette act Registered-office change
2025
08-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
16-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
11-12-2023
State Gazette act Statutes amendment
v3.2
10-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
01-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
13-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
01-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
29-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
13-09-2018
State Gazette act Registered-office change
v3.2
31-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
29-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
22-04-2016
State Gazette act Registered-office change
v3.2
Belgisch Staatsblad, acts 4 acts
Address history · 3
09-03-2026
Registered-office move
13-09-2018
v3.2
22-04-2016
v3.2
All acts · 4 updated 5 months ago
2026
09-03-2026 Registered office moved to Waterloo Registered-office change
  • avenue Château Rock 4, 1410 Waterloo
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": null,
        "city": "Waterloo",
        "region": "waals_gewest",
        "street": "avenue Ch\u00E2teau Rock",
        "country": "BE",
        "postcode": "1410",
        "box_number": null,
        "street_number": "4",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": "2026-01-15",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2026-03-09",
    "filing_date": "2026-01-15",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2026-01-15",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0829.108.587",
    "name_full": "Asfalia",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0480.411.504",
    "org_name": "ASBL UCM Guichet d\u0027entreprises",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "PV d\u0027AG sign\u00E9",
    "procuration"
  ]
}
2023
11-12-2023 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2023-12-07",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0829.108.587",
    "name_full": "ASFALIA",
    "legal_form": "SPRL"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2018
13-09-2018 Registered office moved within WATERLOO Registered-office change
  • Avenue des Dauphins 44, 1430 WATERLOO → rue Bruyère Saint-Jean 99, 1410 WATERLOO
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "WATERLOO",
        "region": null,
        "street": "rue Bruy\u00E8re Saint-Jean",
        "country": "BE",
        "postcode": "1410",
        "box_number": null,
        "street_number": "99"
      },
      "old_address": {
        "city": "WATERLOO",
        "region": null,
        "street": "Avenue des Dauphins",
        "country": "BE",
        "postcode": "1430",
        "box_number": null,
        "street_number": "44"
      },
      "effective_date": "2018-07-15",
      "evidence_quote": "Le si\u00E8ge social de la soci\u00E9t\u00E9 est transf\u00E9r\u00E9 \u00E0 l\u0027adresse suivante: rue Bruy\u00E8re Saint-Jean, 99- 1410 WATERLOO"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0829.108.587",
    "name_full": "ASFALIA",
    "legal_form": "SPRL"
  }
}
2016
22-04-2016 Registered office moved within Waterloo Registered-office change
  • avenue des Paveurs 33, 1410 Waterloo → avenue des Dauphins 44, 1410 Waterloo
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Waterloo",
        "region": "Waals",
        "street": "avenue des Dauphins",
        "country": "BE",
        "postcode": "1410",
        "box_number": null,
        "street_number": "44"
      },
      "old_address": {
        "city": "Waterloo",
        "region": "Waals",
        "street": "avenue des Paveurs",
        "country": "BE",
        "postcode": "1410",
        "box_number": "B",
        "street_number": "33"
      },
      "effective_date": "2016-04-08",
      "evidence_quote": "Deuxi\u00E8me r\u00E9solution - Transfert du si\u00E8ge L\u0027assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge social \u00E0 1410 Waterloo, avenue des Dauphins, 44 et d\u0027adapter l\u0027article 2 des statuts en cons\u00E9quence."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0829.108.587",
    "name_full": "ASFALIA",
    "legal_form": "SPRL"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR Asfalia
Registered office
Avenue du Château Rock 4
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative