ASEM-Solutions

Active

Private limited companyfounded 20187 yrs activeDublinstraat 29, 9000 Gent, BelgiumKBO/BCE: BE 0713.513.588

ASEM-Solutions has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €503k and a net result of €56k. Equity is growing by ~97.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2024

91 / 100

Excellent

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability79▼-3

Solvency100▲+10

Growth78=

Track record100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €45k at 30 days acceptable

Liquidity ample (current ratio 4.05 against 2.91 in 2023; short-term debt: 24.4% and cash: 44.2% of total assets), and 24.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

75.5%

Return on assets

8.5%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-09-2025, 36 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

36 d late

2023

61 d late

2022

70 d late

2021

25 d late

2020

13 d late

2019

2 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€503k▲ 12.7%

2023 · €446k

2019: €27k 2020: €51k 2021: €114k 2022: €372k 2023: €446k

2019 → 2024

Total assets

€665k▼ 3.7%

2023 · €691k

2019: €133k 2020: €222k 2021: €453k 2022: €909k 2023: €691k

2019 → 2024

Net result

€56k▼ 24.0%

2023 · €74k

2019: €9k 2020: €24k 2021: €63k 2022: €258k 2023: €74k

2019 → 2024

Working capital

€496k▲ 11.7%

2023 · €444k

2019: €21k 2020: €47k 2021: €239k 2022: €490k 2023: €444k

2019 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€51k-€114k▲ 122%€372k▲ 226%€446k▲ 20.0%€503k▲ 12.7%

Operating result€36k-€90k▲ 148%€428k▲ 375%€92k▼ 78.4%€91k▼ 1.1%

Net result€24k-€63k▲ 161%€258k▲ 312%€74k▼ 71.2%€56k▼ 24.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2024 is 1% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €665k

98.9%

Fixed assets €8k▼ 47.2%

Current assets €658k▼ 2.8%

Equity and liabilities €665k

75.5%

24.5%

Equity €503k▲ 12.7%

Debt €163k▼ 33.4%

The debt ratio falls from 35.4% to 24.5%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€100k▼

2023 · €106k

Cash flow

€65k▼

2023 · €89k

Solvency

75.5%▲

2023 · 64.6%

Current ratio

4.05▲

2023 · 2.91

Quick ratio

2.79▲

2023 · 2.31

Debt / equity

0.32▼

2023 · 0.55

ROE

11.2%▼

2023 · 16.7%

ROA

8.5%▼

2023 · 10.8%

Interest coverage

24.46▼

2023 · 24.84

Debt

€163k▼

2023 · €245k

Debt ≤ 1 year

€162k▼

2023 · €233k

Debt > 1 year

€0▼

2023 · €12k

Income taxes

€34k▲

2023 · €30k

Staff costs

€130k▲

2023 · €98k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€691k€665k▼

Fixed assets21/28€14k€8k▼

Tangible fixed assets22/27€14k€8k▼

Plant, machinery and equipment23€11k€4k▼

Furniture and vehicles24€3k€4k▲

Current assets29/58€676k€658k▼

Stocks and contracts in progress3€139k€204k▲

Stocks30/36€50k€69k▲

Contracts in progress37€89k€135k▲

Amounts receivable within one year40/41€127k€106k▼

Trade receivables40€110k€86k▼

Other amounts receivable41€17k€20k▲

Cash at bank and in hand54/58€410k€294k▼

Deferred charges and accrued income490/1€240€53k▲

Equity and liabilities

Total equity and liabilities10/49€691k€665k▼

Equity10/15€446k€503k▲

Contributions10/11€19k€19k=

Reserves13€427k€484k▲

Distributable reserves133€427k€484k▲

Amounts payable17/49€245k€163k▼

Amounts payable after more than one year17€12k€0▼

Financial debts170/4€12k€0▼

Amounts payable within one year42/48€233k€162k▼

Current portion of amounts payable after more than one year42€17k€15k▼

Trade debts44€75k€79k▲

Suppliers440/4€75k€79k▲

Taxes, remuneration and social security45€140k€68k▼

Taxes450/3€125k€57k▼

Remuneration and social security454/9€15k€11k▼

Accrued charges and deferred income492/3-€544

Income statement Code20232024

Non-recurring operating income76A-€2k

Remuneration, social security and pensions62€98k€130k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€8k▼

Other operating charges640/8€1k€2k▲

Gross operating margin9900€205k€232k▲

Operating profit (loss)9901€92k€91k▼

Financial income75/76B€17k€4k▼

Recurring financial income75€17k€4k▼

Financial charges65/66B€4k€4k▼

Recurring financial charges65€4k€4k▼

Profit (loss) for the period before taxes9903€105k€91k▼

Income taxes67/77€30k€34k▲

Profit (loss) for the period9904€74k€56k▼

Profit (loss) for the period to be appropriated9905€74k€56k▼

Appropriation of the result

Profit (loss) to be appropriated9906€74k€56k▼

Transfer to equity691/2€74k€56k▼

To other reserves6921€74k€56k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 4Filings 6

2025

05-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 36 days late

2024

31-12

Financial Equity above €500kEq €503k ▲12.7%

6 profitable years in a row build equity to €503k.

30-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 61 days late

2023

09-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 70 days late

2022

31-12

Financial Highest result since 2019net €258k ▲312%

Operating result €428k, net result €258k, both a record.

31-12

Financial Equity above €200kEq €372k ▲226%

4 profitable years in a row build equity to €372k.

25-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 25 days late

2021

31-12

Financial Equity above €100kEq €114k ▲122%

3 profitable years in a row build equity to €114k.

13-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 13 days late

2020

29-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dublinstraat 299000 Gent

Ground area

4,510 m²

Building footprint

3,510 m²

Volume, LiDAR

41,002 m³

Parcel 44021A3417/00W000, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

ASEM-Solutions

Dublinstraat 29, 9000 GentWholesale trade

since 20192.281.700.316

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44021A3417/00W000 ProtectedMonument · Townscape or village viewTolhuis en VoorhavenSource ↗	Flanders	4,510 m²	1 · 3,510 m²	14.7 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 30,480 EUR awarded · 6,649 EUR paid

Year	Entries	awarded	paid
2025	3	30,420 EUR	6,649 EUR
2022	1	60 EUR	0 EUR

Schemes

Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)

1 entry · 21,675 EUR · Fonds voor Innoveren en Ondernemen

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 7,560 EUR · 5,404 EUR paid · Fonds voor Innoveren en Ondernemen

Subsidies voor internationaal ondernemen

1 entry · 1,245 EUR · 1,245 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen

Similar companies · same sector, comparable size

INKODA

BE 0847.478.310

Sint-Katelijne-Waver · Eq €503k

Huldenberg · Eq €504k

SPARTAN ADVICE

BE 0893.714.052

Herentals · Eq €501k

Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 11,945 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-11-2018

Fiscal year end31-12

Abbreviation NL A.S.E.M.

Activities, NACEBEL

62020IT consultancy

62200Computer consultancy and computer facilities management

47400Retail sale of information and communication equipment

47410Retail trade

68201Renting and operating of own or leased residential real estate, excluding social housing

70200Business and other management consultancy

70220Business consulting

77330Rental and leasing activities

96999Other personal services

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:wim.barbaix@asem-solutions.com

Enterprise

Phone:0478880993

Enterprise