TRUSTFUL CONSULTING
ActiveTRUSTFUL CONSULTING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €143k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+11
Solvency28▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.72 in 2024; short-term debt: 40.1% and cash: 8.2% of total assets), and 97.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.5%
Return on assets
14.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
16 d early
2024
8 d early
2023
on the day
2022
61 d late
2021
on the day
2020
on the day
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 88.3%
2024 · €212k
2018: €24k
2019: €97k
2020: €170k
2021: €43k
2022: €157k
2023: €259k
2024: €212k
2018 → 2025
Total assets
€985k▲ 1.1%
2024 · €974k
2018: €38k
2019: €127k
2020: €228k
2021: €208k
2022: €180k
2023: €263k
2024: €974k
2018 → 2025
Net result
€143k▲ 166%
2024 · €54k
2018: €11k
2019: €73k
2020: €73k
2021: €91k
2022: €114k
2023: €102k
2024: €54k
2018 → 2025
Working capital
€-277k▼ 631%
2024 · €-38k
2018: €21k
2019: €80k
2020: €155k
2021: €34k
2022: €142k
2023: €229k
2024: €-38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€157k▲ 268%€259k▲ 65.2%€212k▼ 17.9%€25k▼ 88.3%
Operating result€118k-€147k▲ 25.3%€130k▼ 11.7%€88k▼ 32.3%€216k▲ 145%
Net result€91k-€114k▲ 24.9%€102k▼ 10.8%€54k▼ 47.3%€143k▲ 166%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 145% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €985k
Fixed assets
€866k▼ 1.4%
Current assets
€118k▲ 24.4%
Equity and liabilities €985k
Equity
€25k▼ 88.3%
Debt
€960k▲ 26.0%
The debt ratio rises from 78.2% to 97.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€256k▲
2024 · €127k
Cash flow
€183k▲
2024 · €93k
Solvency
2.5%▼
2024 · 21.8%
Current ratio
0.30▼
2024 · 0.72
Quick ratio
0.30▼
2024 · 0.72
Debt / equity
38.71▲
2024 · 3.59
ROE
574.7%▲
2024 · 25.3%
ROA
14.5%▲
2024 · 5.5%
Interest coverage
9.41▲
2024 · 7.10
Debt
€960k▲
2024 · €762k
Debt ≤ 1 year
€395k▲
2024 · €133k
Debt > 1 year
€565k▼
2024 · €629k
Income taxes
€46k▲
2024 · €17k
Staff costs
€8k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€974k€985k▲
Fixed assets21/28€879k€866k▼
Tangible fixed assets22/27€879k€866k▼
Land and buildings22€821k€823k▲
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€50k€36k▼
Other tangible fixed assets26€1k€3k▲
Financial fixed assets28€252€252=
Current assets29/58€95k€118k▲
Amounts receivable within one year40/41€42k€35k▼
Trade receivables40€33k€28k▼
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€51k€81k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€974k€985k▲
Equity10/15€212k€25k▼
Contributions10/11€19k€19k=
Reserves13€2k€6k▲
Distributable reserves133€2k€6k▲
Profit (loss) carried forward14€192k-
Amounts payable17/49€762k€960k▲
Amounts payable after more than one year17€629k€565k▼
Financial debts170/4€629k€565k▼
Amounts payable within one year42/48€133k€395k▲
Current portion of amounts payable after more than one year42€69k€69k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€22k€2k▼
Taxes450/3€18k€2k▼
Remuneration and social security454/9€4k€374▼
Other amounts payable47/48€40k€321k▲
Income statement
Code20242025
Remuneration, social security and pensions62€11k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€40k▲
Other operating charges640/8€2k€10k▲
Gross operating margin9900€140k€274k▲
Operating profit (loss)9901€88k€216k▲
Financial income75/76B€96€63▼
Recurring financial income75€96€63▼
Financial charges65/66B€18k€27k▲
Recurring financial charges65€18k€27k▲
Profit (loss) for the period before taxes9903€70k€189k▲
Income taxes67/77€17k€46k▲
Profit (loss) for the period9904€54k€143k▲
Profit (loss) for the period to be appropriated9905€54k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€292k€334k▲
Profit (loss) brought forward from the previous period14P€238k€192k▼
Transfer to equity691/2-€4k
To other reserves6921-€4k
Profit to be distributed694/7€100k€330k▲
Return on contributions (dividend)694€100k€330k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €143k ▲166%
Operating result €216k, net result €143k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 8current ratio 58.75
Current ratio from 6.94 to 58.75; short-term debt falls from €24k to €4k.
31-12
Financial
Equity above €200kEq €259k ▲65.2%
6 profitable years in a row build equity to €259k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Liquidity times 6current ratio 6.94
Current ratio from 1.21 to 6.94; short-term debt falls from €165k to €24k.
31-12
Financial
Equity above €150kEq €157k ▲268%
5 profitable years in a row build equity to €157k.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €170k ▲76%
3 profitable years in a row build equity to €170k.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quarreux 14920 AywailleGround area
3,454 m²
Building footprint
245 m²
Volume, LiDAR
1,435 m³
Parcel 62098F0912/00R000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRUSTFUL CONSULTING
since 20182.281.275.989
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62098F0912/00R000 | Wallonia | 3,454 m² | 1 · 245 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 32,824 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.