Asbesti
ActiveAsbesti has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €38k. Its solvency ranks better than 78% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+28
Growth52
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.99 against 1.43 in 2024; short-term debt: 20.1% and cash: 5.5% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
88 d early
2024
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 67.9%
2024 · €56k
2024: €56k
2024 → 2025
Total assets
€117k▼ 0.3%
2024 · €117k
2024: €117k
2024 → 2025
Net result
€38k▼ 28.2%
2024 · €53k
2024: €53k
2024 → 2025
Working capital
€94k▲ 252%
2024 · €27k
2024: €27k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€56k-€94k▲ 67.9%
Operating result€69k-€47k▼ 32.1%
Net result€53k-€38k▼ 28.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €117k
Equity
€94k▲ 67.9%
Debt
€23k▼ 61.9%
The debt ratio falls from 52.5% to 20.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▼
2024 · €72k
Cash flow
€38k▼
2024 · €56k
Solvency
79.9%▲
2024 · 47.5%
Current ratio
4.99▲
2024 · 1.43
Quick ratio
4.99▲
2024 · 1.43
Debt / equity
0.25▼
2024 · 1.11
ROE
40.4%▼
2024 · 94.6%
ROA
32.3%▼
2024 · 44.9%
Interest coverage
59.85▲
2024 · 46.98
Debt
€23k▼
2024 · €62k
Debt ≤ 1 year
€23k▼
2024 · €62k
Income taxes
€10k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€117k▼
Fixed assets21/28€29k€0▼
Tangible fixed assets22/27€29k€0▼
Furniture and vehicles24€29k€0▼
Current assets29/58€88k€117k▲
Amounts receivable within one year40/41€25k€108k▲
Trade receivables40€25k€50k▲
Other amounts receivable41-€58k
Cash at bank and in hand54/58€63k€6k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€117k€117k▼
Equity10/15€56k€94k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€53k€91k▲
Amounts payable17/49€62k€23k▼
Amounts payable within one year42/48€62k€23k▼
Current portion of amounts payable after more than one year42€9k€0▼
Trade debts44€34k€20k▼
Suppliers440/4€34k€20k▼
Taxes, remuneration and social security45€19k€3k▼
Taxes450/3€19k€3k▼
Other amounts payable47/48€528€0▼
Income statement
Code20242025
Non-recurring operating income76A-€459
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€0▼
Other operating charges640/8€1k€520▼
Non-recurring operating charges66A€387€0▼
Gross operating margin9900€73k€47k▼
Operating profit (loss)9901€69k€47k▼
Financial income75/76B€6€2k▲
Recurring financial income75€6€2k▲
Financial charges65/66B€2k€782▼
Recurring financial charges65€2k€782▼
Profit (loss) for the period before taxes9903€67k€48k▼
Income taxes67/77€15k€10k▼
Profit (loss) for the period9904€53k€38k▼
Profit (loss) for the period to be appropriated9905€53k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€91k▲
Profit (loss) brought forward from the previous period14P-€53k
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 4.99
Current ratio from 1.43 to 4.99; short-term debt falls from €62k to €23k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Michielsstraat 382322 HoogstratenGround area
1,165 m²
Building footprint
245 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Asbesti
since 20232.340.104.808
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13024B0115/00B002 | Flanders | 728 m² | 1 · 120 m² | - |
| 13024B0114/00H000 | Flanders | 437 m² | 1 · 125 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 734 EUR awarded · 734 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 195 EUR | 195 EUR |
| 2024 | 1 | 195 EUR | 195 EUR |
| 2023 | 1 | 344 EUR | 344 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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EASY-CERTIF
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Of 2,145 companies in sector 71209 we hold annual accounts for 1,085. 817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2023
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.