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Complete company report
Generated 27-07-2026
Active BE 0444.826.459Private limited company

ARZU-TEXTILE

Clemenceaulaan 38 ·1070 Anderlecht, Belgium· 34 yrs active
Conclusion Checked

The file of ARZU-TEXTILE contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2022 annual accounts show negative equity (€-29k) and a net result of €3k. Equity is growing by ~15.6% per year across the filed fiscal years.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-29k
Net result €3k
Active 34 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health0Profitability0Solvency40Growth78Stability60
36 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 0
Solvency 40
Growth 78
Stability 60
Bankruptcy probability (12 mo) Checked model v1 · free
≥ 25% High
0%0,5%1,5%4%10%≥25%
Judicial reorganisation on record +Annual accounts: weaker financial profile +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
10 / 100
Moderate risk
Components
· 1 judicial reorganisation (+10)
Trust signals 1 signals
In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2022 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 06-06-2023 with the NBB · fiscal year 2022 · micro
€-150k€-100k€-50k€0Operating result 2018: €8k€8kNet result 2018: €-120k€-120kOperating result 2019: €3k€3kNet result 2019: €-119k€-119kOperating result 2020: €10k€10kNet result 2020: €-113k€-113kOperating result 2021: €19k€19kNet result 2021: €-3k€-3kOperating result 2022: €9k€9kNet result 2022: €3k€3k20182019202020212022
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~15.6%/year over 5 fiscal years, indicative, assuming unchanged policy.
€-60k€-40k€-20k€0€20k2023: €-21k (€-28k - €-14k)2024: €-13k (€-25k - €-1k)2025: €-5k (€-21k - €11k)2018: €-59k2019: €-58k2020: €-52k2021: €-33k2022: €-29k20182019202020212022202320242025
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€9k
-50.1% 18-22
Net profit
€3k
- 18-22
Cash flow
€4k
- 18-22
Total assets
€134k
+26.5% 18-22
Equity
€-29k
+10.6% 18-22
Working capital
€-31k
+10.9% 18-22
Staff costs
€129
+42.0% 18-22
Income taxes
€1k
-92.1% 18-22
Debt
€163k
+17.7% 18-22
Debt ≤ 1y
€163k
+17.7% 18-22
Current ratio
0.81
+8.3% 18-22
Quick ratio
0.14
+29336.2% 18-22
Solvency
-21.7%
+29.3% 18-22
Debt / equity
-5.60
-31.7% 18-22
ROE
-11.9%
- 18-22
ROA
2.6%
- 18-22
Interest coverage
2.22
-56.0% 18-22
Figures by fiscal year
Fiscal year2022
Revenue-
EBITDA€9k
Net profit€3k
Cash flow€4k
Staff costs€129
Income taxes€1k
Dividends-
Total assets€134k
Equity€-29k
Debt€163k
of which ≤ 1y€163k
of which > 1y-
Working capital€-31k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.81
Quick ratio0.14
Working capital ratio-23.4%
Solvency-21.7%
Debt / equity-5.60
Long-term debt ratio-
Interest coverage2.22
Gross margin-
Net margin-
ROA2.6%
ROE-11.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€134k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€916
Financial fixed assets 28€1k
Current assets 29/58€132k
Stocks & contracts in progress 3€109k
Cash & bank 54/58€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€134k
Equity 10/15€-29k
Contributions / capital 10/11€16k
Reserves 13€45k
Accumulated profits (losses) 14€-91k
Amounts payable 17/49€163k
Amounts payable within one year 42/48€163k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€12k
Operating result 9901€9k
Financial income 75€3
Financial charges 65€4k
Result before taxes 9903€5k
Income taxes 67/77€1k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation05-08-1991
StatusActive
Postal code1070
First BS signal 24-05-2024
Latest BS signal 24-05-2024
Establishment units 1 location
ARZU TEXTILE
Barastraat 1, 1070 AnderlechtGroothandel in kleding, kledingtoebehoren en bontartikelen
since 20002.053.852.660
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21305B0222/00S011 Brussels 206 m² 1 · 205 m² 18.4 m · 3 fl.
21305C0266/00Y000 Brussels 103 m² 1 · 101 m² 18.7 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
24-06-2024
State Gazette act Capital & shares
24-05-2024
Judicial reorganisation Opening
Tribunal de l’entreprise francophone de Bruxelles · collectif · event 15-05-2024
2023
06-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
03-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
12-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
25-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
16-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
18-04-2019
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
20-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
30-09-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Lifecycle & Insolvency Signals 1 events
24-05-2024
Judicial reorganisation Opening
Date: 15-05-2024 · Tribunal de l’entreprise francophone de Bruxelles · collectif · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-05-24 · Judicial reorganisation · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
Capital history · 1
24-06-2024
Capital change
All acts · 1 updated 2 years ago
2024
24-06-2024 All shares are now held by a single shareholder Capital & shares
Technical details 
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-06-24",
    "filing_date": "2024-06-14",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "assembl\u00E9e_generale_extraordinaire",
    "act_date": "2024-03-31",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-03-31"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0444.826.459",
    "name_full": "ARZU TEXTILE",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 Responsabilit\u00E9 Limit\u00E9e",
    "is_foreign_registered": false
  },
  "publication_proxy": {
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  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
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      "kind": "person",
      "name": "REHMAN J. A. Hussain",
      "role": "aandeelhouder",
      "n_shares": 100,
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    {
      "kbo": null,
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      "kind": "person",
      "name": "BULDUK Vedat",
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}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR ARZU-TEXTILE
Registered office
Clemenceaulaan 38
1070 Anderlecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative