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Generated 01-08-2026
Active BE 0756.992.849Private limited company

Arzo Consult

Oosse 8 ·9700 Oudenaarde, Belgium· 5 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of Arzo Consult is 0.3% (very low). The 2025 annual accounts show equity of €124k and a net result of €7k. Its solvency ranks better than 27% of 498 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €124k
Net result €7k
Better than sector 27%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health36Profitability30Solvency20Growth52Stability94
46 / 100

Mixed profile: strong on stability, weaker on solvency.

Health 36
Profitability 30
Solvency 20
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
36 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 16-12-2025 with the NBB · fiscal year 2025 · verkort
€0€25k€50k€75kOperating result 2024: €4k€4kNet result 2024: €82k€82kOperating result 2025: €11k€11kNet result 2025: €7k€7k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 22.6% 44.9%
better than 27% of 498 sector peers
Net result €7k €56k
better than 22% of 498 sector peers
Equity €124k €214k
better than 38% of 498 sector peers
Gross operating margin €12k €98k
better than 15% of 498 sector peers
Total assets €551k €773k
better than 44% of 498 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€12k
- -11% vs sector
Net profit
€7k
-90.9% +133% vs sector
Cash flow
€8k
- +12% vs sector
Total assets
€551k
+9.2% +277% vs sector
Equity
€124k
+6.4% -5% vs sector
Working capital
€-167k
-25.8% far below sector median
Income taxes
€2k
+652.6% -10% vs sector
Debt
€427k
+10.1% far above sector median
Debt ≤ 1y
€217k
+57.5% far above sector median
Debt > 1y
€210k
-16.0% 24-25
Current ratio
0.23
+602.8% -97% vs sector
Quick ratio
0.23
+602.8% -97% vs sector
Solvency
22.6%
-2.6% -75% vs sector
Debt / equity
3.43
+3.5% far above sector median
ROE
6.0%
-91.5% +163% vs sector
ROA
1.4%
-91.7% -39% vs sector
Interest coverage
6.49
- +38% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€12k
Net profit€7k
Cash flow€8k
Staff costs-
Income taxes€2k
Dividends-
Total assets€551k
Equity€124k
Debt€427k
of which ≤ 1y€217k
of which > 1y€210k
Working capital€-167k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.23
Quick ratio0.23
Working capital ratio-30.4%
Solvency22.6%
Debt / equity3.43
Long-term debt ratio1.69
Interest coverage6.49
Gross margin-
Net margin-
ROA1.4%
ROE6.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€551k
Fixed assets 21/28€502k
Tangible fixed assets 22/27€2k
Financial fixed assets 28€500k
Current assets 29/58€49k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€37k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€551k
Equity 10/15€124k
Contributions / capital 10/11€3k
Reserves 13€19k
Accumulated profits (losses) 14€102k
Amounts payable 17/49€427k
Amounts payable after one year 17€210k
Amounts payable within one year 42/48€217k
Trade debts payable within one year 44€719
Income statement
Gross operating margin 9900€12k
Operating result 9901€11k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€10k
Income taxes 67/77€2k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
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Ratios computed by Checked.
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Private limited company(610)
Incorporation26-10-2020
StatusActive
Postal code9700
Establishment units 1 location
Arzo Consult
Ronseweg 22, 9700 OudenaardeManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20202.309.054.613
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45507A0288/00V000 Flanders 702 m² 1 · 168 m² 8.6 m · 2 fl.
45021B0063/00K000 Flanders 674 m² 1 · 135 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
03-02-2026
State Gazette act Miscellaneous
Capital increase · Peter De Proft
2025
16-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
25-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
29-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
02-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2020
28-10-2020
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 5 months ago
2026
03-02-2026 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Peter De Proft
Summary: Capital increaseNotary: Peter De Proft · Deinze
Technical details 
{
  "notary": {
    "name": "Peter De Proft",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Deinze",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-02-03",
    "filing_date": "2026-01-30",
    "act_kind_objet": "DIVERSEN"
  },
  "key_dates": [
    {
      "date": "2026-01-30",
      "label": "AG date"
    },
    {
      "date": "2026-01-16",
      "label": "deponering date"
    },
    {
      "date": "2026-02-03",
      "label": "publication date"
    }
  ],
  "key_parties": [
    {
      "kind": "person",
      "name": "VANDERGHOTE Teun",
      "role": "Inbrenger"
    },
    {
      "kbo": "0756992849",
      "kind": "org",
      "name": "ARZO CONSULT",
      "role": "Oprichter"
    },
    {
      "kind": "person",
      "name": "Peter De Proft",
      "role": "Notaris"
    }
  ],
  "key_amounts_eur": [
    {
      "label": "besikbaar vermogen",
      "amount": 2500.0
    },
    {
      "label": "inbreng",
      "amount": 125000.0
    }
  ],
  "subject_company": {
    "kbo": "0756.992.849",
    "name_full": "Arzo Consult",
    "legal_form": "Besoloten Vennootschap"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "capital_increase"
}
2020
28-10-2020 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "9700 Oudenaarde, Oosse 8",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1984-01-09",
        "name": "Teun Vanderghote",
        "niss": null,
        "address": "9700 Oudenaarde, Oosse 8"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2500,
      "holder_person_name": "Teun Vanderghote",
      "is_subscriber_only": false,
      "n_shares_subscribed": 250,
      "amount_subscribed_eur": 2500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2500,
  "subject_company": {
    "kbo": "0756.992.849",
    "name_full": "Arzo Consult",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2020-10-26",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Arzo Consult
Registered office
Oosse 8
9700 Oudenaarde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative