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ARYA

Active
Private limited companyfounded 201511 yrs activeKegelstraat 118, 2590 Berlaar, BelgiumKBO/BCE: BE 0607.998.968
Summary

ARYA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,600 and a net result of €119,611. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency29▼-71
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 5.47 in 2024; short-term debt: 96.3% and cash: 87.5% of total assets), and 96.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3.7%
Return on assets
23.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 17179 sector peers (2025).
NBB · sector comparison
Position among 17179 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
137 d early
2024
1 d early
2023
on the day
2022
2 d early
2021
22 d early
2020
3 d early
2019
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 March 2015, ARYA was incorporated.1 Total assets went from EUR 38,588 in 2018 to EUR 499,764 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€18,600▼ 94.1%
2024 · €317,310
Total assets
€499,764▲ 30.4%
2024 · €383,336
Net result
€119,611▼ 36.2%
2024 · €187,579
Working capital
€14,255▼ 95.2%
2024 · €294,924
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€95,296-€62,302▲ 34.6%€70,141€215,785▲ 208%€158,093▼ 26.7%
Net result-€100,665-€62,829▲ 37.6%€69,812€187,579▲ 169%€119,611▼ 36.2%
Equity€122,748▼ 45.1%€59,919▼ 51.2%€129,731▲ 117%€317,310▲ 145%€18,600▼ 94.1%
Total assets€180,846▼ 51.6%€113,601▼ 37.2%€219,121▲ 92.9%€383,336▲ 74.9%€499,764▲ 30.4%
Debt€58,098▼ 61.3%€53,682▼ 7.6%€89,391▲ 66.5%€66,027▼ 26.1%€481,164▲ 629%
Working capital-€15,640-€37,771▼ 142%€67,360€294,924▲ 338%€14,255▼ 95.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2025 Equity -94% on 2024. Cause not known from the registers.
  • 2024 Net result +169%, Equity +145%, Total assets +75% on 2023. Cause not known from the registers.
  • 2023 Total assets +93% on 2022. Cause not known from the registers.
  • 2021 Total assets -52% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€200,000-€100,000€0€100,000€200,000Operating result 2021: -€95,296-€95,296Net result 2021: -€100,665-€100,665Operating result 2022: -€62,302-€62,302Net result 2022: -€62,829-€62,829Operating result 2023: €70,141€70,141Net result 2023: €69,812€69,812Operating result 2024: €215,785€215,785Net result 2024: €187,579€187,579Operating result 2025: €158,093€158,093Net result 2025: €119,611€119,61120212022202320242025€0€100,000€200,000Operating result 2023: €70,141€70,100Net result 2023: €69,812€69,800Operating result 2024: €215,785€216,000Net result 2024: €187,579€188,000Operating result 2025: €158,093€158,000Net result 2025: €119,611€120,000202320242025
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €499,764
Fixed assets €4,345 ▼ 80.6%
Current assets €495,419 ▲ 37.3%
Equity and liabilities €499,764
Equity €18,600 ▼ 94.1%
Debt €481,164 ▲ 629%
Debt's share of the balance-sheet total rises from 17.2% to 96.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€179,190▼
2024 · €255,770
Cash flow
€140,708▼
2024 · €227,564
Current ratio
1.03▼
2024 · 5.47
Debt to equity
25.87▲
2024 · 0.21
ROE
643.1%▲
2024 · 59.1%
ROA
23.9%▼
2024 · 48.9%
Interest coverage
608.99▼
2024 · 2556.68
Debt ≤ 1 year
€481,164▲
2024 · €66,027
Income taxes
€38,188▲
2024 · €28,106
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 534 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.2% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 534 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€383,336€499,764▲
Fixed assets21/28€22,385€4,345▼
Tangible fixed assets22/27€22,385€4,345▼
Plant, machinery and equipment23€1,211-
Furniture and vehicles24€21,174€4,345▼
Current assets29/58€360,951€495,419▲
Amounts receivable within one year40/41€138,444€57,936▼
Trade receivables40€138,444€57,936▼
Cash at bank and in hand54/58€222,507€437,483▲
Equity and liabilities
Total equity and liabilities10/49€383,336€499,764▲
Equity10/15€317,310€18,600▼
Contributions10/11€18,600€18,600=
Reserves13€1,860-
Distributable reserves133€1,860-
Profit (loss) carried forward14€296,850-
Amounts payable17/49€66,027€481,164▲
Amounts payable within one year42/48€66,027€481,164▲
Trade debts44€6,953€8,624▲
Suppliers440/4€6,953€8,624▲
Taxes, remuneration and social security45€27,648€54,220▲
Taxes450/3€27,648€54,220▲
Other amounts payable47/48€31,425€418,320▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39,985€21,097▼
Other operating charges640/8€936€520▼
Gross operating margin9900€256,706€179,710▼
Operating profit (loss)9901€215,785€158,093▼
Financial charges65/66B€100€294▲
Recurring financial charges65€100€294▲
Profit (loss) for the period before taxes9903€215,685€157,799▼
Income taxes67/77€28,106€38,188▲
Profit (loss) for the period9904€187,579€119,611▼
Profit (loss) for the period to be appropriated9905€187,579€119,611▼
Appropriation of the result
Profit (loss) to be appropriated9906€296,850€416,460▲
Profit (loss) brought forward from the previous period14P€109,271€296,850▲
Transfer from equity791/2-€1,860
Profit to be distributed694/7-€418,320
Return on contributions (dividend)694-€418,320

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€621-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40,499€40,698€39,598€39,985€21,097▼ 47.2%
Other operating charges640/8€449€102€976€936€520▼ 44.5%
Gross operating margin9900-€54,348-€21,502€110,715€256,706€179,710▼ 30.0%
Operating profit (loss)9901-€95,296-€62,302€70,141€215,785€158,093▼ 26.7%
Financial charges65/66B€463€307€130€100€294▲ 194%
Recurring financial charges65€463€307€130€100€294▲ 194%
Profit (loss) for the period before taxes9903-€95,759-€62,610€70,011€215,685€157,799▼ 26.8%
Income taxes67/77€4,906€220€199€28,106€38,188▲ 35.9%
Profit (loss) for the period9904-€100,665-€62,829€69,812€187,579€119,611▼ 36.2%
Profit (loss) for the period to be appropriated9905-€100,665-€62,829€69,812€187,579€119,611▼ 36.2%
Line20212022202320242025Change
Assets
Total assets20/58€180,846€113,601€219,121€383,336€499,764▲ 30.4%
Fixed assets21/28€138,388€97,690€62,371€22,385€4,345▼ 80.6%
Tangible fixed assets22/27€138,388€97,690€62,371€22,385€4,345▼ 80.6%
Plant, machinery and equipment23€2,831€2,021€1,211€1,211--
Furniture and vehicles24€135,557€95,669€61,159€21,174€4,345▼ 79.5%
Current assets29/58€42,458€15,911€156,751€360,951€495,419▲ 37.3%
Amounts receivable within one year40/41€28,057€8,965€131,002€138,444€57,936▼ 58.2%
Trade receivables40--€131,002€138,444€57,936▼ 58.2%
Other amounts receivable41€28,057€8,965----
Cash at bank and in hand54/58€14,401€6,946€25,749€222,507€437,483▲ 96.6%
Equity and liabilities
Total equity and liabilities10/49€180,846€113,601€219,121€383,336€499,764▲ 30.4%
Equity10/15€122,748€59,919€129,731€317,310€18,600▼ 94.1%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860--
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133--€1,860€1,860--
Profit (loss) carried forward14€102,288€39,459€109,271€296,850--
Amounts payable17/49€58,098€53,682€89,391€66,027€481,164▲ 629%
Amounts payable within one year42/48€58,098€53,682€89,391€66,027€481,164▲ 629%
Trade debts44€5,049€5,486€2,650€6,953€8,624▲ 24.0%
Suppliers440/4€5,049€5,486€2,650€6,953€8,624▲ 24.0%
Taxes, remuneration and social security45€5,749€286€19,351€27,648€54,220▲ 96.1%
Taxes450/3€5,749€286€19,351€27,648€54,220▲ 96.1%
Other amounts payable47/48€47,300€47,910€67,390€31,425€418,320▲ 1,231%
Line20212022202320242025Change
Profit (loss) for the period9904-€100,665-€62,829€69,812€187,579€119,611▼ 36.2%
+ Depreciation and write-downs630€40,499€40,698€39,598€39,985€21,097▼ 47.2%
Operating cash flow (approximation)-€60,166-€22,131€109,410€227,564€140,708▼ 38.2%
Investment in fixed assets (approximation)-€0-€4,279€0-€3,057-
Change in cash--€7,455€18,803€196,758€214,976▲ 9.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €187,579 ▲169%
Net result €187,579, the highest in the series.
31-12
Financial Liquidity triplescurrent ratio 5.47
Current ratio from 1.75 to 5.47; short-term debt falls from €89,391 to €66,027.
31-12
Financial Equity above €200,000Eq €317,310 ▲145%
2 profitable years in a row build equity to €317,310.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
06-03
State Gazette act Board meeting · Director resignation
Director appointment · Permanent representative
06-03
State Gazette act General meeting · Director resignation
Director appointment · Mandate compensation
2023
31-12
Financial Back to profitnet €69,812
Net result €69,812 after 2 loss-making years.
31-12
Financial Liquidity times 6current ratio 1.75
Current ratio from 0.30 to 1.75.
31-12
Financial Equity above €100,000Eq €129,731 ▲117%
Equity rises from €59,919 to €129,731.
29-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Show earlier events
2022
09-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€100,665
Net result drops to -€100,665, the lowest in the series; recovery starts the following year.
28-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €200,000Eq €223,413 ▲331%
3 profitable years in a row build equity to €223,413.
07-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
1,263 m²
Building footprint
237 m²
Volume, LiDAR
1,236 m³
Parcel 12002D1062/00F000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARYA
Kegelstraat 118, 2590 BerlaarComputer programming, consultancy and related activities
since 20152.240.888.060
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12002D1062/00F000 Flanders 1,263 m² 1 · 237 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. 5,682 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0607998968
Also 9925:BE0607998968
Registered 09-09-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.