Skip to content

ARW-Jouwvakman

Active
Private limited companyfounded 2020active for 6 yearsKesselsesteenweg 85, 2500 Lier, BelgiumKBO/BCE: BE 0753.496.196
Summary

ARW-Jouwvakman has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143,056 and a net result of €28,044. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 33% of 9,865 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow ReportCompare
ARW-JouwvakmanActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320Specialised construction activities NACE 43223
3 sites
Size
≈ €280,000turnover 2025, estimated
Equity
€143,056
Profit
€28,044
Turnover estimated from the gross margin
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
2025 accounts filed 75 days late1 of 2 deeds summarised
Why 66raises riskLast filed accounts filed 75 days late; 1 of the last 3 lateFounded in 2020Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.39, cash €231,840Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 46% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 55+3
equity 30.2% of total assets
Liquidity 67+2
short-term debt 63.2% · cash 48.9%
Profitability 76-1
return on assets 5.9%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.5%▲ +0.1 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.4%▼ -0.1 percentage points vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.4%▼ -0.1 percentage points vs 12-2025 02-2026: 0.5%▲ +0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.4%▼ -0.1 percentage points vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.39, compared with 1.37 in 2024, below the usual 1.5; short-term debt: 63.2% and cash: 48.9% of total assets), and 69.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 32% on solvency, 65% on liquidity, 51% on profitability and 34% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 75 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 1.39, cash €231,840
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
75 days late
2024
6 days early
2023
8 days early
2022
68 days late
2021
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 25 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 filed years within 72 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: NYS Wim Louis Stefaan (director)Director discharge · Name change…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 75 days View
  • A director leftlatest change 23-09-2026 · 0 in office 1 left View
  • Positive: 5 profitable years in a rowprofit 2025: €28,044 5 years View

By topic

Financials

Financial year
2025
Total assets
€474,426
Profit
€28,044
Solvency
30.2%
Total assets▼ 10.5%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-07-2027
  1. 23-07-2024Annual accounts filed
  2. 31-12-2023Equity above €150,000
  3. 07-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
31-08-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about ARW-Jouwvakman

What is the company number of ARW-Jouwvakman?
0753.496.196. In Belgium the VAT number is the company number with BE in front: BE 0753.496.196.
Where is ARW-Jouwvakman based?
The registered office is at Kesselsesteenweg 85, 2500 Lier.Company details
What does ARW-Jouwvakman do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of ARW-Jouwvakman?
Private limited company (BV).
When was ARW-Jouwvakman founded?
On 31-08-2020.
Is ARW-Jouwvakman still active?
Yes, ARW-Jouwvakman is an active enterprise in the KBO register.
How many employees does ARW-Jouwvakman have?
On average 2.9 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of ARW-Jouwvakman?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ARW-Jouwvakman profitable?
In financial year 2025, ARW-Jouwvakman made a profit of €28,044.
Where can I find the annual accounts of ARW-Jouwvakman?
ARW-Jouwvakman filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ARW-Jouwvakman due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to ARW-Jouwvakman

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure