ARVICOR
ActiveSummary
ARVICOR has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-588k) and a net result of €-515k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-26
Solvency0▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-588k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
28 d early
2022
3 d early
2021
2 d late
2020
53 d early
2019
20 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-588k▼ 703%
2024 · €-73k
2018: €-650
2019: €11k
2020: €6k
2021: €6k
2022: €-4k
2023: €-36k
2024: €-73k
2018 → 2025
Total assets
€1k▼ 99.9%
2024 · €834k
2018: €28k
2019: €20k
2020: €132k
2021: €888k
2022: €3.05M
2023: €1.39M
2024: €834k
2018 → 2025
Net result
€-515k▼ 1,269%
2024 · €-38k
2018: €-19k
2019: €12k
2020: €-5k
2021: €-310
2022: €-9k
2023: €-32k
2024: €-38k
2018 → 2025
Working capital
€-2k
2024 · €832k
2018: €-13k
2019: €18k
2020: €53k
2021: €780k
2022: €2.58M
2023: €1.24M
2024: €832k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€-4k€-36k▼ 804%€-73k▼ 105%€-588k▼ 703%
Operating result€16k-€29k▲ 85.5%€-11k€-36k▼ 222%€-511k▼ 1,310%
Net result€-310-€-9k▼ 2,955%€-32k▼ 235%€-38k▼ 18.5%€-515k▼ 1,269%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €511k in 2025 against €36k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Debt
€590k▼
2024 · €907k
Debt ≤ 1 year
€3k▲
2024 · €2k
Debt > 1 year
€586k▼
2024 · €905k
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€834k€1k▼
Current assets29/58€834k€1k▼
Stocks and contracts in progress3€763k-
Stocks30/36€763k-
Amounts receivable within one year40/41€69k€4▼
Trade receivables40€51k-
Other amounts receivable41€18k€4▼
Cash at bank and in hand54/58€929€93▼
Deferred charges and accrued income490/1-€938
Equity and liabilities
Total equity and liabilities10/49€834k€1k▼
Equity10/15€-73k€-588k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-92k€-607k▼
Amounts payable17/49€907k€590k▼
Amounts payable after more than one year17€905k€586k▼
Other amounts payable178/9€905k€586k▼
Amounts payable within one year42/48€2k€3k▲
Trade debts44€2k€521▼
Suppliers440/4€2k€521▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Other operating charges640/8€974€2k▲
Gross operating margin9900€-35k€-509k▼
Operating profit (loss)9901€-36k€-511k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€-38k€-515k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-38k€-515k▼
Profit (loss) for the period to be appropriated9905€-38k€-515k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-92k€-607k▼
Profit (loss) brought forward from the previous period14P€-54k€-92k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-515k
Net result drops to €-515k, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity times 47current ratio 435.40
Current ratio from 9.28 to 435.40; short-term debt falls from €150k to €2k.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Liquidity times 5current ratio 8.22
Current ratio from 1.67 to 8.22.
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-09
Financial
Liquidity times 21current ratio 11.58
Current ratio from 0.55 to 11.58; short-term debt falls from €28k to €2k.
22-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadenplasstraat 49070 DestelbergenGround area
1.4 ha
Building footprint
273 m²
Volume, LiDAR
1,592 m³
Parcel 44013A0359/00E000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kwadenplasstraat 4, 9070 Destelbergen
since 20172.271.216.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013A0359/00E000 | Flanders | 1.4 ha | 1 · 273 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 2,141 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2017
Fiscal year end30-09
Activities, NACEBEL 2025
68310Real estate agency activities
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.