Equity
-€5,420
Debts exceed assets in financial year 2025.
Future Coaching
Lifetime
3 annual accounts with figures on one time axispeak €2,588 (2024)
-€7,532▼ €10,121
lowest -€9,064 (2025)
-€9,064▼ €10,716
peak €3,644 (2024)
-€5,420▼ €9,064
€7,670▼ 29.7%
Board1 name since 2023
1 directorWarmoes An
Documentsfilings and deeds
22-12-202540 days before the deadline
2025micro format
Gross margin from €2,588 to -€7,532Loss of €9,064Equity from €3,644 to -€5,420Debts from €10,907 to €7,670Cash from €2,704 to €755
Key points
from the 2025 annual accountsFilings
3 annual accounts since 2023
The last three annual accounts were filed 15 to 40 days before the end of the period.
Position in the sector
-240.8%
Lower solvency than 95% of companies in real estate. Sector median 28.9% · 17,190 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 12% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.5%▲ +0.3 percentage points vs 12-2025
02-2026: 0.6%▲ +0.1 percentage points vs 01-2026highest value
03-2026: 0.6%● unchanged vs 02-2026highest value
04-2026: 0.6%● unchanged vs 03-2026highest value
05-2026: 0.6%● unchanged vs 04-2026highest value
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.5%▼ -0.1 percentage points vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€5,420
Loss of €9,064 (financial year 2025)
lowers risk
Size: total assets €2,251
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 35% on liquidity, 4% on profitability and 2% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as Future Coaching has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Future Coaching itself is lower: 0.5% within 12 months. It rests on far more data about Future Coaching than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for Future Coaching. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€5,420
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
40 days early
2024
15 days early
2023
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 24 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 January (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Board and ownership
- Warmoes An 95 sharesdeed of 28-04-2023
- Warmoes Claude 5 sharesdeed of 28-04-2023
Recent changes
Change of role: Warmoes An, from manager to director
Legal-form conversion: from limited partnership to private limited company · Warmoes An holds 95 shares · Warmoes Claude holds 5 shares · Gazette deed
Incorporation
published on 16-05-2018 · Gazette deed
First establishment
An Warmoes Vastgoedcoach, Grensstraat 98, Keerbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Future Coaching Keerbergen | €2,251 | -€7,532 | -240.8% | - |
| MADE UNLIMITED Ixelles | €2,810 | -€3,392 | -2321.7% | - |
| HM Projects Invest Wemmel | €1,765 | -€2,526 | -2183.9% | - |
| SNOECKIE Lokeren | €3,094 | -€30,206 | -5206.1% | - |
| AK Consulting Grez-Doiceau | €3,203 | -€14,509 | -619.6% | - |
| HYGGEHUIS Aalst | €2,585 | -€2,114 | -505.6% | - |
| Arias Maasmechelen | €2,325 | -€10,472 | -353.0% | - |
These companies have the same main activity as Future Coaching: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1,760 and €3,200, founded between 2016 and 2021.
Official details
Source: KBO- Status
- Active since 12-05-2018Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 4 others
- Establishment unit
- 2.275.862.3023140 Keerbergen, since 12-05-2018
- Financial year end
- 30 June
- Peppol
- Reachable
Annual accounts to 30-06-2025
- €2,251▼ 84.5%
- Filing
- Filed on 22-12-2025, 40 days before the end of the filing period
Insights on Future Coaching
Future Coaching files the micro format. That format states no turnover. The gross margin fell from €231 in 2023 to -€7,532 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Future Coaching
- What is the company number of Future Coaching?
- The company number of Future Coaching is 0695.877.901. The VAT number is the same number with BE in front: BE 0695.877.901.
- Where is Future Coaching based?
- The registered office is at Grensstraat 98, 3140 Keerbergen.Company details
- What does Future Coaching do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of Future Coaching?
- Future Coaching is a private limited company (BV).
- When was Future Coaching founded?
- Future Coaching was founded on 12-05-2018.
- Is Future Coaching still active?
- Yes, Future Coaching is an active enterprise in the KBO register.
- What is the turnover of Future Coaching?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Future Coaching profitable?
- In financial year 2025, Future Coaching made a loss of €9,064.
- Where can I find the annual accounts of Future Coaching?
- Future Coaching filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Future Coaching due?
- Future Coaching must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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