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Generated 03-09-2026
Active BE 0646.671.878Private limited company

Artsenpraktijk VBM

Groenstraat 18 ·2230 Herselt, Belgium· 10 yrs active
Conclusion Checked

Artsenpraktijk VBM has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €770k and a net result of €181k. The computed 12-month bankruptcy probability is 1.2% (low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €770k
Net result €181k
Active 10 yrs
Locations 1
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability85
94 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2016, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview9 NBB filings
Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro schema
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€273k
Net profit€181k
Cash flow€199k
Staff costs-
Income taxes€88k
Dividends€66k
Total assets€775k
Equity€770k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€708k
Employees (FTE)-
Ratios (computed)
2025
Current ratio156.51
Quick ratio156.51
Working capital ratio91.4%
Solvency99.4%
Debt / equity0.01
Long-term debt ratio-
Interest coverage244.75
Gross margin-
Net margin-
ROA23.4%
ROE23.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€775k
Fixed assets 21/28€62k
Tangible fixed assets 22/27€62k
Current assets 29/58€713k
Amounts receivable within one year 40/41€116k
Cash & bank 54/58€593k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€775k
Equity 10/15€770k
Contributions / capital 10/11€100
Reserves 13€770k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Trade debts payable within one year 44€318
Income statement
Gross operating margin 9900€277k
Operating result 9901€255k
Financial income 75€15k
Financial charges 65€1k
Result before taxes 9903€269k
Income taxes 67/77€88k
Net result for the period 9904€181k
Result to be appropriated 9905€181k
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation15-01-2016
StatusActive
Postal code2230
Establishment units 1 location
Artsenpraktijk VBM
Groenstraat 18, 2230 HerseltActiviteiten van huisartspraktijken
since 20162.249.285.785
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13013E0420/00K003 Flanders 2,399 m² 1 · 258 m² 8.2 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-01-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-12-2025 State Gazette act Statutes amendment
v3.2
31-01-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-12-2023 State Gazette act Statutes amendment
v3.2
27-01-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
18-09-2017 State Gazette act Capital & shares
v3.2
2016
19-01-2016 State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
Capital history · 1
18-09-2017
v3.2
All acts · 4 updated 9 months ago
2025
04-12-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2025-11-20",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0646.671.878",
    "name_full": "ARTSENPRAKTIJK VBM",
    "legal_form": "BV"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2023
27-12-2023 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2023-12-14",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0646.671.878",
    "name_full": "ARTSENPRAKTIJK VBM",
    "legal_form": "BVBA"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2017
18-09-2017 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0646.671.878",
    "name_full": "ARTSENPRAKTIJK VBM",
    "legal_form": "BVBA"
  }
}
2016
19-01-2016 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Groenstraat 18, 2230 Herselt",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1957-04-03",
        "name": "VAN BRAECKEL Maria Margaretha Jozefa",
        "niss": null,
        "address": "Groenstraat 18, 2230 Herselt"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 12400,
      "holder_person_name": "VAN BRAECKEL Maria Margaretha Jozefa",
      "is_subscriber_only": false,
      "n_shares_subscribed": 186,
      "amount_subscribed_eur": 18600,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0646.671.878",
    "name_full": "Artsenpraktijk VBM",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2016-01-14",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Artsenpraktijk VBM
Registered office
Groenstraat 18
2230 Herselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative