ARTS & BOIS
ActiveARTS & BOIS has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €-14k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 70% of 11238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+52
Solvency91▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.65 in 2024; short-term debt: 16.2% and cash: 4.4% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
43 d early
2023
35 d early
2022
53 d early
2021
39 d early
2020
37 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 11.9%
2024 · €117k
2018: €159k
2019: €154k
2020: €144k
2021: €139k
2022: €150k
2023: €135k
2024: €117k
2018 → 2025
Total assets
€155k▼ 9.0%
2024 · €170k
2018: €271k
2019: €307k
2020: €230k
2021: €264k
2022: €288k
2023: €235k
2024: €170k
2018 → 2025
Net result
€-14k▲ 21.7%
2024 · €-18k
2018: €1k
2019: €-5k
2020: €-17k
2021: €-5k
2022: €11k
2023: €-15k
2024: €-18k
2018 → 2025
Working capital
€-9k▼ 4.7%
2024 · €-8k
2018: €5k
2019: €4k
2020: €271
2021: €7k
2022: €14k
2023: €309
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€150k▲ 7.9%€135k▼ 10.0%€117k▼ 13.2%€103k▼ 11.9%
Operating result€-8k-€9k€-17k€-20k▼ 16.3%€-16k▲ 18.9%
Net result€-5k-€11k€-15k€-18k▼ 18.2%€-14k▲ 21.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€138k▼ 10.4%
Current assets
€16k▲ 4.8%
Equity and liabilities €155k
Equity
€103k▼ 11.9%
Provisions
€27k▼ 8.5%
Debt
€25k▲ 4.8%
The debt ratio rises from 14.1% to 16.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1k▲
2024 · €-3k
Cash flow
€4k▲
2024 · €-456
Solvency
66.5%▼
2024 · 68.7%
Current ratio
0.65=
2024 · 0.65
Quick ratio
0.47▼
2024 · 0.65
Debt / equity
0.24▲
2024 · 0.21
ROE
-13.5%▲
2024 · -15.2%
ROA
-9.0%▲
2024 · -10.5%
Interest coverage
9.47▲
2024 · -34.33
Debt
€25k▲
2024 · €24k
Debt ≤ 1 year
€25k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€155k▼
Fixed assets21/28€154k€138k▼
Tangible fixed assets22/27€154k€138k▼
Land and buildings22€145k€133k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€16k€16k▲
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€11k€4k▼
Trade receivables40€6k€1k▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1€589€1k▲
Equity and liabilities
Total equity and liabilities10/49€170k€155k▼
Equity10/15€117k€103k▼
Contributions10/11€56k€56k=
Reserves13€88k€80k▼
Tax-exempt reserves132€88k€80k▼
Profit (loss) carried forward14€-27k€-33k▼
Provisions and deferred taxes16€29k€27k▼
Deferred taxes168€29k€27k▼
Amounts payable17/49€24k€25k▲
Amounts payable within one year42/48€24k€25k▲
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Other amounts payable47/48€13k€23k▲
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€-712€3k▲
Operating profit (loss)9901€-20k€-16k▲
Financial income75/76B€0€116▲
Recurring financial income75€0€116▲
Financial charges65/66B€84€145▲
Recurring financial charges65€84€145▲
Profit (loss) for the period before taxes9903€-20k€-16k▲
Transfer from deferred taxes780€3k€3k=
Profit (loss) for the period9904€-18k€-14k▲
Transfer from tax-exempt reserves789€8k€8k=
Profit (loss) for the period to be appropriated9905€-10k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-33k▼
Profit (loss) brought forward from the previous period14P€-17k€-27k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Froidchapelle · 1 establishment unit since 1971
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Martyrs(FRO) 206440 FroidchapelleGround area
682 m²
Building footprint
628 m²
Volume, LiDAR
3,974 m³
Parcel 56029C0389/00L007, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Martyrs(FRO) 20, 6440 Froidchapelle
since 19712.007.212.486
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56029C0389/00L007 | Wallonia | 682 m² | 1 · 628 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BMS INTERNATIONAL TRADING
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AP MECA PARTS
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Of 1,746 companies in sector 46720 we hold annual accounts for 1,083. 647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
46820Wholesale trade
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:benoit.rochus@odpi.be
Phone:060/411756