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HOUSE REALISATION SPRL

Active
Private limited company (pre-2019)founded 1992active for 34 yearsKBO/BCE: BE 0447.436.947
Summary

The computed 12-month bankruptcy probability of HOUSE REALISATION SPRL is 1.8% (moderate). The 2024 annual accounts show equity of €26,308 and a net result of €474. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 29% of 13,582 sector peers (NACE 46, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46820
#6 oldest company in Saint-Nicolas, Wholesale and retail trade sector1 site
Size
€183,073total assets 2024
Equity
€26,308
Profit
€474
Turnover not published (micro format)
Financial health
53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.8%
Structure
Accounts 70 days overdue0 of 3 deeds read
Why 53raises riskFigures for financial year 2024 (filed 23-09-2025)1 financial year not filed after the legal deadline; latest accounts 53 days late; 2 of the last 3 latelowers riskFounded in 1992Size: total assets €183,073Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 29% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Weak
Solvency 39-1
equity 14.4% of total assets
Liquidity 5+1
short-term debt 85.6% · cash 1.8%
Profitability 42-31
return on assets 0.3%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,867 companies, NACE 46, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 1.6%▲ +0.2 percentage points vs 08-2025 10-2025: 0.6%▼ -1.0 percentage point vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026lowest value 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.5 percentage points vs 07-2026 09-2026: 1.3%▲ +0.1 percentage points vs 08-2026 10-2026: 1.8%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.16, compared with 1.16 in 2023; short-term debt: 85.6% and cash: 1.8% of total assets), and 85.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 27% on solvency, 8% on liquidity, 33% on profitability and 47% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Figures for financial year 2024 (filed 23-09-2025)
NBB · annual accounts
lowers risk · Founded in 1992
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €183,073
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 53 days late; 2 of the last 3 late
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €26,308
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
53 days late
2023
61 days late
2022
29 days late
2021
54 days late
2020
60 days late
2019
110 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 61 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Back to profitnet €6,388

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Positive: Oldest company in Saint-Nicolas, Wholesale and retail trade…in the Checked rankings #6 View
  • Active since 1992founded 21-05-1992 34 years View

By topic

Financials

Financial year
2024
Total assets
€183,073
Profit
€474
Solvency
14.4%
Total assets▲ 3.3%
Net result
20182024
Go to Financials

Timeline

Events
36
Since
1993
  1. 29-08-2023Annual accounts filed
  2. 31-12-2022Weakest financial year
  3. 23-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Wholesale tradeNACE 46820
Founded
21-05-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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