ARTOSO
ActiveARTOSO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €53k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+5
Solvency49▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 2.76 in 2024; short-term debt: 33.9% and cash: 17% of total assets), but 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.1%
Return on assets
14.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
8 d early
2023
8 d early
2022
30 d late
2021
12 d early
2020
5 d early
2019
114 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▲ 3.6%
2024 · €86k
2018: €47k
2019: €49k
2020: €50k
2021: €50k
2022: €59k
2023: €81k
2024: €86k
2018 → 2025
Total assets
€370k▲ 11.9%
2024 · €331k
2018: €189k
2019: €237k
2020: €366k
2021: €323k
2022: €367k
2023: €301k
2024: €331k
2018 → 2025
Net result
€53k▲ 50.3%
2024 · €35k
2018: €1k
2019: €3k
2020: €470
2021: €44k
2022: €79k
2023: €47k
2024: €35k
2018 → 2025
Working capital
€155k▼ 6.2%
2024 · €166k
2018: €-59k
2019: €-50k
2020: €-21k
2021: €3k
2022: €62k
2023: €131k
2024: €166k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€59k▲ 17.1%€81k▲ 37.8%€86k▲ 6.6%€89k▲ 3.6%
Operating result€62k-€78k▲ 25.3%€58k▼ 25.3%€36k▼ 37.8%€61k▲ 68.8%
Net result€44k-€79k▲ 77.7%€47k▼ 40.0%€35k▼ 25.0%€53k▲ 50.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 69% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €370k
Fixed assets
€89k▲ 25.6%
Current assets
€281k▲ 8.1%
Equity and liabilities €370k
Equity
€89k▲ 3.6%
Debt
€281k▲ 14.8%
The debt ratio rises from 74.0% to 75.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85k▲
2024 · €64k
Cash flow
€77k▲
2024 · €63k
Solvency
24.1%▼
2024 · 26.0%
Current ratio
2.24▼
2024 · 2.76
Quick ratio
2.24▼
2024 · 2.76
Debt / equity
3.15▲
2024 · 2.85
ROE
59.6%▲
2024 · 41.1%
ROA
14.3%▲
2024 · 10.7%
Interest coverage
19.77▲
2024 · 18.19
Debt
€281k▲
2024 · €245k
Debt ≤ 1 year
€125k▲
2024 · €94k
Income taxes
€4k▼
2024 · €7k
Staff costs
€258k▲
2024 · €231k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€331k€370k▲
Fixed assets21/28€71k€89k▲
Intangible fixed assets21€53k€39k▼
Tangible fixed assets22/27€15k€48k▲
Plant, machinery and equipment23-€4k
Furniture and vehicles24€13k€44k▲
Leasing and similar rights25€1k€0▼
Financial fixed assets28€3k€3k=
Current assets29/58€260k€281k▲
Amounts receivable after more than one year29€35k€35k=
Trade receivables290€35k€35k=
Amounts receivable within one year40/41€184k€171k▼
Trade receivables40€74k€12k▼
Other amounts receivable41€111k€159k▲
Cash at bank and in hand54/58€32k€63k▲
Deferred charges and accrued income490/1€8k€12k▲
Equity and liabilities
Total equity and liabilities10/49€331k€370k▲
Equity10/15€86k€89k▲
Contributions10/11€19k€19k=
Reserves13€67k€71k▲
Distributable reserves133€67k€71k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€245k€281k▲
Amounts payable within one year42/48€94k€125k▲
Current portion of amounts payable after more than one year42€1k€0▼
Trade debts44€18k€15k▼
Suppliers440/4€18k€15k▼
Taxes, remuneration and social security45€41k€57k▲
Taxes450/3€14k€10k▼
Remuneration and social security454/9€27k€47k▲
Other amounts payable47/48€34k€53k▲
Accrued charges and deferred income492/3€151k€156k▲
Income statement
Code20242025
Non-recurring operating income76A-€12k
Remuneration, social security and pensions62€231k€258k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€24k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€296k€346k▲
Operating profit (loss)9901€36k€61k▲
Financial income75/76B€9k€123▼
Recurring financial income75€9k€123▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€42k€57k▲
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€35k€53k▲
Profit (loss) for the period to be appropriated9905€35k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€53k▲
Transfer to equity691/2€5k€3k▼
To other reserves6921€5k€3k▼
Profit to be distributed694/7€30k€50k▲
Directors or managers695€30k€50k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €79k ▲77.7%
Operating result €78k, net result €79k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €470 ▼82.7%
Net result drops to €470, the lowest in the series; recovery starts the following year.
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-05-2024
BV Sumika Information Technology: Resigned as Director
30-01-2019
Bertitude: Resigned as Manager
01-01-2019
Hemelsoen Bert: Resigned as Manager
15-03-2015
Six Jef: Resigned as Manager
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
President Kennedypark(Kor) 31 A8500 KortrijkGround area
7,855 m²
Building footprint
1,061 m²
Volume, LiDAR
11,271 m³
Parcel 34354D0145/00D000, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ARTOSO
since 20142.229.715.640
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354D0145/00D000 | Flanders | 7,855 m² | 1 · 1,061 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 6,236 EUR awarded · 3,113 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 6,236 EUR | 3,113 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,225 companies in sector 47400 we hold annual accounts for 1,806. 1,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2011
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
47120Other non-specialised retail sale
47910Retail trade
90029Arts creation and performing arts activities
90399Other support activities for arts and performing arts
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.