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Generated 12-08-2026
Active BE 0799.146.277Private limited company

ARTIVA

Houtekietstraat 10 ·8540 Deerlijk, Belgium· 3 yrs active
Sector: Groothandel in machines voor de productie van voedings- en genotmiddelen (46641)
Conclusion Checked

The computed 12-month bankruptcy probability of ARTIVA is 1.8% (moderate). The 2025 annual accounts show equity of €5k and a net result of €3k. Its solvency ranks better than 28% of 856 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €5k
Net result €3k
Better than sector 28%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health51Profitability100Solvency5Growth78Stability94
66 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 51
Profitability 100
Solvency 5
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
51 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-01-2026 with the NBB · fiscal year 2025 · micro
€-6k€-4k€-2k€0€2kOperating result 2024: €-4k€-4kNet result 2024: €-4k€-4kOperating result 2025: €3k€3kNet result 2025: €3k€3k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 8.1% 35.5%
better than 28% of 856 sector peers
Net result €3k €10k
better than 36% of 855 sector peers
Equity €5k €40k
better than 25% of 857 sector peers
Gross operating margin €3k €31k
better than 23% of 854 sector peers
Total assets €60k €132k
better than 27% of 856 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€3k
- 24-25
Net profit
€3k
- 24-25
Cash flow
€3k
- 24-25
Total assets
€60k
+2385.4% 24-25
Equity
€5k
+150.6% 24-25
Working capital
€-35k
- 24-25
Employees (FTE)
0
- 24-25
Debt
€55k
+11295.0% 24-25
Debt ≤ 1y
€55k
+11295.0% 24-25
Current ratio
0.37
-92.7% 24-25
Quick ratio
0.37
-92.7% 24-25
Solvency
8.1%
-89.9% 24-25
Debt / equity
11.41
+4447.8% 24-25
ROE
60.1%
- 24-25
ROA
4.8%
- 24-25
Interest coverage
62.42
- 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€3k
Net profit€3k
Cash flow€3k
Staff costs-
Income taxes-
Dividends-
Total assets€60k
Equity€5k
Debt€55k
of which ≤ 1y€55k
of which > 1y-
Working capital€-35k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.37
Quick ratio0.37
Working capital ratio-58.3%
Solvency8.1%
Debt / equity11.41
Long-term debt ratio-
Interest coverage62.42
Gross margin-
Net margin-
ROA4.8%
ROE60.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€60k
Fixed assets 21/28€40k
Intangible fixed assets 21€40k
Current assets 29/58€20k
Amounts receivable within one year 40/41€18k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€60k
Equity 10/15€5k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€-1k
Amounts payable 17/49€55k
Amounts payable within one year 42/48€55k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€3k
Operating result 9901€3k
Financial charges 65€47
Result before taxes 9903€3k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Groothandel in machines voor de productie van voedings- en genotmiddelen(46641)
Legal form Private limited company(610)
Incorporation03-03-2023
StatusActive
Postal code8540
Establishment units 1 location
Houtekietstraat 10, 8540 Deerlijk
Vervaardiging van drijfriemen, drijfsnaren en transportbanden van rubber
since 20232.342.327.096
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34392E0662/00X000 Flanders 2,950 m² 1 · 1,492 m² 9.1 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
06-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
19-12-2024
State Gazette act Director changes
Lise Voet · correction
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
19-12-2024 2 resigning Director changes·Lise Voetcorrection
  • Myriam Schepers, Vaste vertegenwoordiger
  • Vanneste Pieter, Vaste vertegenwoordiger
Notary: Lise Voet · Zwevegem
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Groothandel in machines voor de productie van voedings- en genotmiddelen46641Groothandel in machines voor de productie van voedings- en genotmiddelen46691
Primary activity highlighted.
Names & trade names
Legal nameNL ARTIVA
Registered office
Houtekietstraat 10
8540 Deerlijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative