ARTISANS CREATEURS
ActiveARTISANS CREATEURS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-11k) and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 705 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
7
/ 100
Critical▼ -64 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency39▲+18
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 1.07 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-25.2%
Return on assets
-57.4%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
22 d late
2022
23 d late
2021
31 d late
2020
30 d late
2019
116 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-11k
2023 · €14k
2018: €17k
2019: €10k
2020: €14k
2021: €17k
2022: €9k
2023: €14k
2018 → 2024
Total assets
€44k▼ 61.5%
2023 · €114k
2018: €136k
2019: €142k
2020: €81k
2021: €105k
2022: €132k
2023: €114k
2018 → 2024
Net result
€-25k
2023 · €5k
2018: €2k
2019: €-8k
2020: €4k
2021: €3k
2022: €-8k
2023: €5k
2018 → 2024
Working capital
€-14k
2023 · €7k
2018: €15k
2019: €212
2020: €6k
2021: €-4k
2022: €32k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€14k-€17k▲ 24.4%€9k▼ 48.1%€14k▲ 57.4%€-11k
Operating result€6k-€7k▲ 7.5%€-6k€8k€-22k
Net result€4k-€3k▼ 19.7%€-8k€5k€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €22k after €8k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44k
Fixed assets
€3k▼ 53.4%
Current assets
€41k▼ 62.1%
Key figures and ratios
EBITDA
€-18k▼
2023 · €12k
Cash flow
€-22k▼
2023 · €9k
Solvency
-25.2%▼
2023 · 12.4%
Current ratio
0.74▼
2023 · 1.07
Quick ratio
0.36▼
2023 · 0.86
Debt / equity
-4.96▼
2023 · 7.08
ROE
227.6%▲
2023 · 36.5%
ROA
-57.4%▼
2023 · 4.5%
Interest coverage
-4.10▼
2023 · 3.01
Debt
€55k▼
2023 · €100k
Debt ≤ 1 year
€55k▼
2023 · €100k
Staff costs
€5k▼
2023 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€114k€44k▼
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€2k€967▼
Financial fixed assets28€260€260=
Current assets29/58€107k€41k▼
Stocks and contracts in progress3€21k€21k=
Stocks30/36€21k€21k=
Amounts receivable within one year40/41€82k€17k▼
Trade receivables40€55k€5k▼
Other amounts receivable41€27k€12k▼
Cash at bank and in hand54/58€3k€83▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€114k€44k▼
Equity10/15€14k€-11k▼
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€7k€-18k▼
Amounts payable17/49€100k€55k▼
Amounts payable within one year42/48€100k€55k▼
Current portion of amounts payable after more than one year42€5k-
Financial debts43€25k€25k=
Credit institutions430/8€25k€25k=
Trade debts44€69k€29k▼
Suppliers440/4€69k€29k▼
Taxes, remuneration and social security45-€600
Taxes450/3-€600
Income statement
Code20232024
Remuneration, social security and pensions62€49k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€858€536▼
Gross operating margin9900€62k€-13k▼
Operating profit (loss)9901€8k€-22k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€5k€-25k▼
Profit (loss) for the period9904€5k€-25k▼
Profit (loss) for the period to be appropriated9905€5k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-18k▼
Profit (loss) brought forward from the previous period14P€2k€7k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-25k ▼589%
Net result drops to €-25k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 41 days late
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 178 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 121 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Tombeux 224683 OupeyeGround area
599 m²
Building footprint
82 m²
Volume, LiDAR
653 m³
Parcel 62109A0458/00E002, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Tombeux 22, 4683 Oupeye
since 20122.212.913.755
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62109A0458/00E002 | Wallonia | 599 m² | 1 · 82 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KANTEN
BE 0746.829.130
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CAMPANELLA MENUISERIE
BE 0656.723.652
Juprelle · Eq €14k
Vert-to
BE 0781.368.454
Gent · Eq €14k
Houtbewerking Vanhassel
BE 0757.635.227
Aartselaar · Eq €14k
BelgSecurity
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Asse · Eq €14k
Of 1,594 companies in sector 16230 we hold annual accounts for 777. 402 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-08-2012
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
43320Joinery installation
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.