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ARBONY

Active
Private limited companyfounded 200125 yrs activeRue des Semailles 31, 4400 Flémalle, BelgiumKBO/BCE: BE 0474.351.873
Summary

ARBONY has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11.9m and a net result of -€107,158. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 154 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Manufacture of other builders' carpentry and joinery
NACE 16230Manufacture of chemicals and chemical products NACE 20300NACE 46732
#3 company by total assets in Flémalle, Manufacturing sector3 sites
Size
€14.3mturnover 2025
Staff
37.1 FTE
Equity
€11.9m
Loss
-€107,158
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Parent
BREMHOVE · 99.75%
Holdings
2
Accounts 31 d early0 of 15 deeds read
Why 84- 1 of the last 3 late- Liquidity: current ratio 4.23, cash €291,999+ Founded in 2001+ Equity €11.9m (73.4% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 16, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 98-2
equity 73.4% of total assets
Liquidity 48=
short-term debt 16.2% · cash 1.8%
Profitability 57-4
return on assets -0.7%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (164 companies)
Last 13 months 10-2025: 0.4% 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%▼ -3.9% vs 01-2026lowest value 03-2026: 0.4%▲ +1.3% vs 02-2026 04-2026: 0.4%● 0.0% vs 03-2026 05-2026: 0.4%▲ +3.8% vs 04-2026 06-2026: 0.4%▲ +3.1% vs 05-2026highest value 07-2026: 0.4%▼ -6.5% vs 06-2026 08-2026: 0.4%● 0.0% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026
  • Founded in 2001 lowers the probability for this profile
  • 1 of the last 3 late raises the probability
  • Liquidity: current ratio 4.23, cash €291,999 raises the probability
  • Equity €11.9m (73.4% of total assets) lowers the probability
Credit up to €950,000 at 30 days acceptable
Liquidity ample (current ratio 4.23 against 4.56 in 2024; short-term debt: 16.2% and cash: 1.8% of total assets), and 26.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 16, small). Better than this share of them on solvency 82%, liquidity 52%, profitability 41%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 4.23, cash €291,999
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €11.9m (73.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
27 d early
2023
49 d late
2022
25 d early
2021
23 d early
2020
17 d early
2019
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€107,158
  3. Annual accounts filedfiscal year 2024 · unclassified…

Key points

  • Caution: From profit to loss in 2025after €119,965 in 2024 -€107,158 View
  • Positive: Company by total assets in Flémalle, Manufacturing sectorin the Checked rankings #3 View
  • Controlled by BREMHOVEknown shareholders 99.75% 99.75% View

By topic

Financials

Fiscal year
2025
Turnover
€14.3m
Loss
-€107,158
Solvency
73.4%
Turnover▲ 10.9%
Net result
20232025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 04-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Manufacture of other builders' carpentry and joineryNACE 16230
Founded
19-03-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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