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Artisans & Co

Active
Private limited companyfounded 197056 yrs activeGrand'Route(Flh) 76, 4400 Flémalle, BelgiumKBO/BCE: BE 0407.189.766
Summary

Artisans & Co has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€97,195) and a net result of -€4,004. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 10% of 1596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
Artisans & CoActiveChecked score 44/100
Risk analysis ReportCompare

Overview

What they do
Artisanal bread and fresh pastry making
NACE 10712NACE 15812
#2 oldest company in Flémalle, Manufacturing sector1 site
How big
€181,630total assets 2025
Staff
9.2 FTE
Equity
-€97,195
Loss
-€4,004
Turnover not published (abridged schema)
Financially healthy?
44 Weak Checked score 2025
Bankruptcy chance 12 m
0.8%
Who decides
Accounts 28 d early0 of 4 deeds read
Why 44- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Negative equity+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-18
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.7 in 2024; short-term debt: 55.1% and cash: 5% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 56 years 0 60 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-53.5%
Return on assets
-2.2%
Age of the figures
12 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€97,195
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
63 d early
2023
14 d early
2022
32 d early
2021
2 d early
2020
71 d early
2019
112 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 2 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €21,833

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€97,195 View
  • Caution: Among the weakest 5% on equitysector median €54,175 · 1,599 companies -€97,195 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1970founded 24-06-1970 56 years View

By topic

Financials

Fiscal year
2025
Total assets
€181,630
Loss
-€4,004
Solvency
-53.5%
Total assets▼ 1.3%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 30-04-2027
  1. 02-04-2026Annual accounts filed
  2. 26-02-2025Annual accounts filed
  3. 30-09-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
24-06-1970
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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