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BAKKERIJ VALAERT

Active
Private limited companyfounded 1973active for 53 yearsVrasenestraat 31, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0413.555.144
Summary

BAKKERIJ VALAERT has been active since 1973 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126,072 and a net result of €30,318. Equity remains stable across the filed financial years (±2.4% per year). Its solvency ranks better than 78% of 1,883 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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BAKKERIJ VALAERTActiveChecked score 97/100
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Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
≈ €270,000turnover 2025, estimated
Staff
2 FTE
Equity
€126,072
Profit
€30,318
Turnover estimated from the gross margin
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 23 days early4 deeds in the Belgian Official Gazette
Why 97raises riskSector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 1.97, cash €109,101Founded in 1973Equity €126,072 (63.6% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 10, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 89+6
equity 63.6% of total assets
Liquidity 87+1
short-term debt 30.9% · cash 55.0%
Profitability 88-3
return on assets 15.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,080 companies, NACE 10, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.97, compared with 1.68 in 2024, above the usual 1.5; short-term debt: 30.9% and cash: 55% of total assets), and 36.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 78% on solvency, 89% on liquidity, 80% on profitability and 58% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.97, cash €109,101
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Founded in 1973
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €126,072 (63.6% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €126,072
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
31 days early
2023
35 days early
2022
29 days late
2021
32 days early
2020
18 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2025net €34,042 ▲168%

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €30,318 6 years View
  • Active since 1973founded 21-08-1973 53 years View
  • Total assets 20256 financial years filed €198,283 View

By topic

Financials

Financial year
2025
Total assets
€198,283
Profit
€30,318
Solvency
63.6%
Total assets▲ 2.6%
Net result
20182025
Go to Financials

Timeline

Events
53
Since
1978
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €100,000
  2. 26-06-2024Annual accounts filed
  3. 29-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
21-08-1973
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about BAKKERIJ VALAERT

What is the company number of BAKKERIJ VALAERT?
0413.555.144. In Belgium the VAT number is the company number with BE in front: BE 0413.555.144.
Where is BAKKERIJ VALAERT based?
The registered office is at Vrasenestraat 31, 9100 Sint-Niklaas.Company details
What does BAKKERIJ VALAERT do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of BAKKERIJ VALAERT?
Private limited company (BV).
When was BAKKERIJ VALAERT founded?
On 21-08-1973.
Is BAKKERIJ VALAERT still active?
Yes, BAKKERIJ VALAERT is an active enterprise in the KBO register.
How many employees does BAKKERIJ VALAERT have?
On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BAKKERIJ VALAERT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BAKKERIJ VALAERT profitable?
In financial year 2025, BAKKERIJ VALAERT made a profit of €30,318.
Where can I find the annual accounts of BAKKERIJ VALAERT?
BAKKERIJ VALAERT filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BAKKERIJ VALAERT due?
By 31-07-2027, for financial year 2026.Timeline

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