Summary
ARTIBREW is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €609,357 and a net result of €8,007. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 75% of 5593 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 21-09-2026, 83 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
83 d late
2024
91 d early
2023
17 d early
2022
6 d late
2021
188 d early
2020
181 d late
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. Usually files around 14 June (4 of the last 5 filed years within 99 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today30-11-2026 close30-06-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 oldest company in Kampenhout, Finance and insurance sector#10 company by equity in Kampenhout, Finance and insurance sector
Equity
€609,357▲ 1.3%
2024 · €601,350
Net result
€8,007▼ 25.7%
2024 · €10,777
Total assets
€772,541▲ 1.4%
2024 · €761,862
Solvency
78.9%▼ 0.1pp
2024 · 78.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€519▼ 51.3%€313▼ 39.6%€272▼ 13.4%€12,998▲ 4,687%€11,179▼ 14.0%
Net result€265below the sector's middle half▼ 60.2%€276below the sector's middle half▲ 4.4%€122below the sector's middle half▼ 55.7%€10,777within the sector's middle half▲ 8,699%€8,007within the sector's middle half▼ 25.7%
Equity€586,385within the sector's middle half=€590,450above the sector's middle half▲ 0.7%€590,573above the sector's middle half=€601,350above the sector's middle half▲ 1.8%€609,357within the sector's middle half▲ 1.3%
Total assets€642,692within the sector's middle half▼ 13.8%€735,873within the sector's middle half▲ 14.5%€765,844within the sector's middle half▲ 4.1%€761,862within the sector's middle half▼ 0.5%€772,541within the sector's middle half▲ 1.4%
Debt€56,308▼ 64.8%€145,423▲ 158%€175,272▲ 20.5%€160,512▼ 8.4%€163,184▲ 1.7%
Working capital€286,125within the sector's middle half▲ 0.1%€253,684above the sector's middle half▼ 11.3%€257,937above the sector's middle half▲ 1.7%€271,421above the sector's middle half▲ 5.2%€283,557above the sector's middle half▲ 4.5%
Solvency91.2%above the sector's middle half▲ 12.7pp80.2%above the sector's middle half▼ 11.0pp77.1%within the sector's middle half▼ 3.1pp78.9%above the sector's middle half▲ 1.8pp78.9%within the sector's middle half▼ 0.1pp
Current ratio6.08above the sector's middle half▲ 3.292.74within the sector's middle half▼ 3.342.47within the sector's middle half▼ 0.272.69within the sector's middle half▲ 0.222.74within the sector's middle half▲ 0.05
Return on assets (ROA)0.0%below the sector's middle half=0.0%below the sector's middle half=0.0%below the sector's middle half=1.4%within the sector's middle half▲ 1.4pp1.0%within the sector's middle half▼ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €772,541
Fixed assets
€325,800 ▼ 1.3%
Current assets
€446,742 ▲ 3.4%
Equity and liabilities €772,541
Equity
€609,357 ▲ 1.3%
Debt
€163,184 ▲ 1.7%
Debt's share of the balance-sheet total rises from 21.1% to 21.1%. Equity and debt are higher.
Key figures and ratios
ROE
1.3%▼
2024 · 1.8%
Debt ≤ 1 year
€163,184▲
2024 · €160,512
Income taxes
€3,000▼
2024 · €3,500
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €661 | €4,130 | €4,130 | €4,130 | = |
| Other operating charges640/8 | - | €448 | €0 | - | - | - |
| Gross operating margin9900 | €519 | €1,422 | €4,401 | €17,128 | €15,309 | ▼ 10.6% |
| Operating profit (loss)9901 | €519 | €313 | €272 | €12,998 | €11,179 | ▼ 14.0% |
| Financial income75/76B | - | - | - | €1,436 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | - | - | €1,436 | €0 | ▼ 100% |
| Financial charges65/66B | - | €37 | €149 | €157 | €172 | ▲ 9.9% |
| Recurring financial charges65 | €0 | €37 | €149 | €157 | €172 | ▲ 9.9% |
| Profit (loss) for the period before taxes9903 | €519 | €276 | €122 | €14,277 | €11,007 | ▼ 22.9% |
| Income taxes67/77 | €254 | €0 | - | €3,500 | €3,000 | ▼ 14.3% |
| Profit (loss) for the period9904 | €265 | €276 | €122 | €10,777 | €8,007 | ▼ 25.7% |
| Profit (loss) for the period to be appropriated9905 | €265 | €276 | €122 | €10,777 | €8,007 | ▼ 25.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €642,692 | €735,873 | €765,844 | €761,862 | €772,541 | ▲ 1.4% |
| Fixed assets21/28 | €300,259 | €336,766 | €332,636 | €329,929 | €325,800 | ▼ 1.3% |
| Tangible fixed assets22/27 | - | €36,507 | €32,377 | €28,247 | €24,117 | ▼ 14.6% |
| Other tangible fixed assets26 | - | €36,507 | €32,377 | €28,247 | €24,117 | ▼ 14.6% |
| Financial fixed assets28 | €300,259 | €300,259 | €300,259 | €301,682 | €301,682 | = |
| Current assets29/58 | €342,433 | €399,107 | €433,209 | €431,932 | €446,742 | ▲ 3.4% |
| Amounts receivable within one year40/41 | €337,897 | €397,616 | €431,645 | €430,645 | €446,673 | ▲ 3.7% |
| Trade receivables40 | - | €200,052 | €225,248 | €227,348 | €227,348 | = |
| Other amounts receivable41 | - | €197,564 | €206,397 | €203,297 | €219,325 | ▲ 7.9% |
| Cash at bank and in hand54/58 | €4,537 | €1,492 | €1,563 | €1,287 | €69 | ▼ 94.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €642,692 | €735,873 | €765,844 | €761,862 | €772,541 | ▲ 1.4% |
| Equity10/15 | €586,385 | €590,450 | €590,573 | €601,350 | €609,357 | ▲ 1.3% |
| Contributions10/11 | €530,492 | €530,492 | €530,492 | €530,492 | €530,492 | = |
| Capital10 | - | €530,492 | €530,492 | €530,492 | €530,492 | = |
| Issued capital100 | - | €530,492 | €530,492 | €530,492 | €530,492 | = |
| Reserves13 | €892 | €892 | €892 | €892 | €892 | = |
| Non-distributable reserves130/1 | - | €892 | €892 | €892 | €892 | = |
| Legal reserve130 | - | €892 | €892 | €892 | €892 | = |
| Profit (loss) carried forward14 | €55,000 | €59,066 | €59,188 | €69,965 | €77,973 | ▲ 11.4% |
| Amounts payable17/49 | €56,308 | €145,423 | €175,272 | €160,512 | €163,184 | ▲ 1.7% |
| Amounts payable within one year42/48 | €56,308 | €145,423 | €175,272 | €160,512 | €163,184 | ▲ 1.7% |
| Trade debts44 | €56,108 | €143,129 | €173,706 | €152,459 | €153,631 | ▲ 0.8% |
| Suppliers440/4 | - | €143,129 | €173,706 | €152,459 | €153,631 | ▲ 0.8% |
| Taxes, remuneration and social security45 | - | €2,294 | €1,565 | €5,065 | €8,065 | ▲ 59.2% |
| Taxes450/3 | - | €2,294 | €1,565 | €5,065 | €8,065 | ▲ 59.2% |
| Other amounts payable47/48 | - | - | - | €2,988 | €1,488 | ▼ 50.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €265 | €276 | €122 | €10,777 | €8,007 | ▼ 25.7% |
| + Depreciation and write-downs630 | - | €661 | €4,130 | €4,130 | €4,130 | = |
| Operating cash flow (approximation) | €265 | €937 | €4,252 | €14,907 | €12,137 | ▼ 18.6% |
| Investment in fixed assets (approximation) | - | -€37,168 | €0 | -€1,423 | €0 | ▲ 100% |
| Change in cash | - | -€3,045 | €71 | -€276 | -€1,218 | ▼ 341% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 83 days late
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-11
Financial
Highest result since 2018net €10,777 ▲8,699%
Operating result €12,998, net result €10,777, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-11
Financial
Weakest financial yearnet €122 ▼55.7%
Net result drops to €122, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 181 days late
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-11
Financial
Liquidity doublescurrent ratio 6.08
Current ratio from 2.79 to 6.08; short-term debt falls from €159,831 to €56,308.
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 272 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 1989
Ground area
5,336 m²
Building footprint
4,043 m²
Volume, LiDAR
30,593 m³
Parcel 23038D0723/00A000, Flanders · tallest building 18.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
ARTIBREW
since 19892.041.740.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038D0723/00A000 | Flanders | 5,336 m² | 1 · 4,043 m² | 18.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAMSOFI
BE 0894.408.789
Ittre · Eq €609,561
COMVADIS
BE 0860.526.788
Bornem · Eq €609,693
BLANCO BLAD
BE 0819.657.423
Lennik · Eq €608,910
Govaerts Technopro
BE 0896.066.303
Kortenaken · Eq €608,832
FLODER
BE 0450.460.674
Evere · Eq €610,103
Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded25-07-1988
Fiscal year end30-11
Activities, NACEBEL 2025
64210Activities of holding companies
81100Combined facilities support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0434922759
Also
9925:BE0434922759
Registered
05-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.